Enjoy peaceful country living on this quiet 1/2 acre property just southeast of St. Thomas, offering plenty of space, privacy, and beautiful rural surroundings. This charming two storey home features approximately 1,560 sq. ft. of living space. The main level includes a bright living room, separate dining area, a well laid out kitchen, convenient entry, and a four-piece bathroom. A central wood burning stove, and main floor laundry complete the space. Upstairs, two generously sized bedrooms provide comfortable and private retreats with plenty of natural light. Outside, enjoy the large, open yard, raised rear deck, and detached garage/shop, offering excellent space parking your vehicle, and room for any hobbies you might have. Mature greenery and open countryside create a beautiful backdrop, with stunning sunsets to enjoy from the property. Ideally located just a short drive from Port Stanley and the amenities of St. Thomas, this is a wonderful opportunity to enjoy a relaxed rural lifestyle while remaining close to town and the lake.
2 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $333 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 45687 Fruit Ridge Line
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
5 spacesYes garage
Basement
Full, Other
Features & systems
Parking & garage
Garage
Yes
Parking spaces
5
Interior
Basement
Full · Other
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
45687 Fruit Ridge Line Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,456
/mo
based on the purchase price of $499,900
$99,980 cash
$399,920 financed
$336,838 total interest
Principal54%$399,920
Interest46%$336,838
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Central Elgin
Other 2–4 bed homes for sale in Central Elgin around $500K.
Average days on market60Homes sold in about 60 days on average.
Sale-to-list ratio96.9%On average, homes sold below asking.
Active listings118Homes for sale here right now.
Median vs prior 90 days−3.3%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 88 sales from Jul 24 – Oct 22, 2026 (74 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 45687 Fruit Ridge Line
How much is 45687 Fruit Ridge Line listed for?
45687 Fruit Ridge Line is listed at $499,900 (MLS® X13713890). Summitly updates the price as soon as the MLS® record changes.
Is $499,900 a good price for 45687 Fruit Ridge Line?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Central Elgin. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 45687 Fruit Ridge Line changed?
Yes — it was first listed at $550,000 and is now $499,900, a drop of $50,100 (9.1%).
How many bedrooms and bathrooms does 45687 Fruit Ridge Line have?
45687 Fruit Ridge Line has 2 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in Central Elgin.
How much would the monthly mortgage be on 45687 Fruit Ridge Line?
About $2,456 a month — principal and interest on $499,900 with 20% down ($99,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 45687 Fruit Ridge Line compare with other homes in Central Elgin?
Its asking price of $499,900 is about 20% below the median sold price in Central Elgin over the last 90 days, $626,750, across 88 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 45687 Fruit Ridge Line been sold before?
Summitly has no earlier MLS® sale or lease of 45687 Fruit Ridge Line on record from the last two years. Older records aren't shown under TRREB rules.
Where is 45687 Fruit Ridge Line?
45687 Fruit Ridge Line is in Central Elgin, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 45687 Fruit Ridge Line been on the market?
58 days — 45687 Fruit Ridge Line was listed on August 25, 2026.
What is the price per square foot of 45687 Fruit Ridge Line?
About $250 to $333 per square foot: the asking price of $499,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 45687 Fruit Ridge Line have parking or a garage?
Yes — the listing gives 5 parking spaces. Garage: Yes.
Does 45687 Fruit Ridge Line have a basement, and is it finished?
The listing describes the basement as: Full, Other.
