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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 22 days

    465 Colt Street

    Waterloo, ON·N2K 4N8·Near University Ave E

    • 3 beds
    • 3 baths
    Waterloo real estate›X13208248
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Spacious open concept freehold townhome! Welcome to this beautifully maintained townhome in one of Waterloo's most desirable and family-friendly neighbourhoods! Located on a quiet stretch of Colt Street, this move-in-ready home offers the perfect combination of space, comfort, and long-term value-with no condo fees. Boasting approximately 1,461 sq ft, this bright and freshly painted home features 3 spacious bedrooms and 2.5 bathrooms, ideal for families, professionals, or investors. The main floor offers a functional open-concept layout with abundant natural light, creating a warm and inviting atmosphere perfect for everyday living and entertaining. Upstairs, you'll find generously sized bedrooms, including a comfortable primary retreat with an ensuite bath, along with ample closet space throughout. The unfinished basement provides a blank canvas-ready for your personal touch, whether you envision a recreation room, home gym, or additional living space. Step outside to a rare deep lot (152 ft) offering a private backyard with endless potential for outdoor enjoyment, gardening, or future enhancements. Parking is a standout feature with 1 garage space (with inside entry to home) plus additional driveway parking, accommodating families with multiple vehicles with ease. Additional highlights include: Freehold ownership (no monthly fees) Fresh paint throughout (2026) New, never used, washer and dryer Clean, vacant, and ready for immediate possession Conveniently located close to schools - including both U of W & WLU - parks, shopping, and major routes, this home delivers both lifestyle and investment appeal in a high-demand area of Waterloo. Don't miss your opportunity to own a turn-key home with exceptional value and future potential!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 28, 2026ListedCurrentFor sale$645,000 —X13208248This page
    May 7, 2026Previously listedTer$630,000 —X13097400View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 465 Colt Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,169
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $387
    0.72% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $775,275
      Last 30 days
    • Median sold price
      $709,500
      Middle of the market
    • Days on market
      27 d
      Avg from list to close
    • Closed last 30d
      310
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 465 Colt Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 465 Colt Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 465 Colt Street listed for?

      465 Colt Street is listed at $645,000 on the MLS® (listing X13208248). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 465 Colt Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1100-1500 sqft
  2. Att/Row/Townhouse
  3. Built 16-30
  4. Asking
    $645,000
    $0 / sqft · MLS® X13208248
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $775,275
    $713,253Confidence range$837,297
    Asking vs estimate
    ↓below
    −$130,275
    (-16.8%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 27 days — this one has been listed 22 days.

    Avg sold price
    $775,275
    Median sold
    $709,500
    Avg days on market
    27
    Recently sold
    310
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Spacious open concept freehold townhome!
    • The unfinished basement provides a blank canvas-ready for your personal touch, whether you envision a recreation room, home gym, or additional living space.
    • Step outside to a rare deep lot (152 ft) offering a private backyard with endless potential for outdoor enjoyment, gardening, or future enhancements.
    • Parking is a standout feature with 1 garage space (with inside entry to home) plus additional driveway parking, accommodating families with multiple vehicles with ease.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Inside Entry
  7. Interior

    5
    Basement
    Unfinished, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Upper Level
  8. Exterior & construction

    4
    Exterior
    Aluminum Siding, Brick Veneer
    Roof
    Fibreglass Shingle
    Foundation
    Poured Concrete
    Pool
    None
  9. Lot & land

    1
    Year built
    16-30
  10. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    2-Storey
    Property class
    Att/Row/Townhouse
  11. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Living Room
      w/o to sundeck · laminate
      19.4 × 10.8 ft
    • Kitchen
      pantry · tile floor
      11.1 × 10.2 ft
    • Dining Room
      Tile Floor
      11.1 × 9.1 ft
    • Bathroom
      2 pc bath · tile floor
      7.1 × 3.3 ft

    Second level

    5 rooms
    • Bathroom
      3 pc ensuite · tile floor
      7.3 × 6.8 ft
    • Bedroom 2
      Broadloom
      10.2 × 10.1 ft
    • Primary Bedroom
      3 pc ensuite · w/w closet · broadloom
      1351.7 × 12.3 ft
    • Bedroom 3
      Broadloom
      10.1 × 8.9 ft
    • Bathroom
      4 pc bath · tile floor
      8.2 × 8.1 ft
    Combined estimate
    $3,556
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,169
    /mo
    based on the purchase price of $645,000
    $129,000 cash
    $516,000 financed
    $434,607 total interest
    Monthly payment$3,169/ month
    Principal54%$516,000
    Interest46%$434,607

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable att/row/townhouses that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 819 Creekside Drive
      Sold
      Sign in for price
      819 Creekside Drive
      Att/Row/Townhouse
    • 636 Grange Crescent
      Sold
      Sign in for price
      636 Grange Crescent
      Att/Row/Townhouse
    • 312 Sable Court
      Sold
      Sign in for price
      312 Sable Court
      Att/Row/Townhouse
    • 632 INGLIS FALLS Place
      Sold
      Sign in for price
      632 INGLIS FALLS Place
      Att/Row/Townhouse
    • 189 Shadow Wood Court
      Sold
      Sign in for price
      189 Shadow Wood Court
      Att/Row/Townhouse
    • 655 Inglis Falls Place
      Sold
      Sign in for price
      655 Inglis Falls Place
      Att/Row/Townhouse
    AddressBd / BaSqftSold$/sqft% of askSold
    465 Colt StreetThis home3 / 311,001,500$645,000ask———
    819 Creekside Drive2 / 31,500—
    636 Grange Crescent3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More att/row/townhouses in Waterloo

    Active listings within ±20% of this asking price.

    • 462 Lausanne Crescent
      $699,900
      462 Lausanne Crescent
      Att/Row/Townhouse 2 3
    • 139 Reiber Court
      $729,900
      139 Reiber Court
      Att/Row/Townhouse 2 2
    • 243 Auburn Drive
      $625,000
      243 Auburn Drive
      Att/Row/Townhouse 3 2
    • 533 Wasaga Crescent
      $709,800
      533 Wasaga Crescent
      Att/Row/Townhouse 3 4
    • 475 Annapolis Court
      $659,900
      475 Annapolis Court
      Att/Row/Townhouse 3 3
    • 203 Baker Street
      $599,900
      203 Baker Street
      Att/Row/Townhouse 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of RE/MAX TWIN CITY REALTY INC. · displayed on Summitly per MLS® data-share rules

    465 Colt Street is a 3-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 465 Colt Street built?

    465 Colt Street was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  17. What is the property tax for 465 Colt Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 465 Colt Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 465 Colt Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $645,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 465 Colt Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 465 Colt Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 465 Colt Street in?

    465 Colt Street is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  21. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 312 Sable Court
    3 / 2
    1,100
    —
    632 INGLIS FALLS Place3 / 41,500—
    189 Shadow Wood Court3 / 21,100—
    655 Inglis Falls Place3 / 21,500—