482 Monk St is a 5-bedroom, 6-bathroom detached home in Cobourg, listed for $1,980,000. It has 3500-5000 sq ft of living space.
1Big views.Beautiful design, an exceptional residence that delivers the ultimate blend of modern luxury, effortless living - all with uninterrupted turquoise views of Lake Ontario.
2Outside, discover your own private backyard escape.
3An attached double-car garage & 4 levels wood-panelled elevator add another layer of convenience.
Lake life, levelled up. Big views.Beautiful design, an exceptional residence that delivers the ultimate blend of modern luxury, effortless living - all with uninterrupted turquoise views of Lake Ontario. Every level brings something special, with incredible flexibility for multigenerational living, hosting in a big way, working from home or creating additional income opportunities.The main-floor suite features 2 bedrooms, 2 bathrooms, a separate entrance, modern kitchen, linear fireplace, dining area & its own inviting front patio. Whether it's for family, guests or rental potential, the possibilities are endless.The fully finished lower level takes versatility to another level, with impressive ceiling heights & oversized modern window wells that flood the space with natural light. Perfect for home office, family or guests. Outside, discover your own private backyard escape. Lush greenery, ambient in-ground-lighting, a hot tub & gazebo. An attached double-car garage & 4 levels wood-panelled elevator add another layer of convenience. Upstairs, the main living spaces are all about the views.Spanning the 2nd & 3rd floors, the primary residence is designed to maximize the stunning south-facing lakefront setting. Open living flow seamlessly onto multiple terraces, while the chef-inspired kitchen showcases bespoke finishes, custom-quality cabinetry & professional-grade, name-brand appliances.2 spacious bedrooms, each with a ensuite, & a sleek family room. Then there's the showstopper: the third floor. Designed for both laid-back luxury & unforgettable entertaining, this level features a stunning lounge anchored by a Scandinavian-inspired suspended fireplace, an expansive rooftop terrace with breathtaking, endless lake views like a boutique hotel escape, Add a private sauna/wet bar, & you've officially entered your own personal wellness retreat. Wake up to the sound of the lake at Monk's Cove, this is more than a home. It's a lifestyle upgrade, an entertainer's dream.
5 bedrooms, 6 bathrooms, about 3,500 sq ft, works out to roughly $566 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 482 Monk St
Every detail from the listing, in one place.
Type
Detached
Style
3-Storey
Living space
3500-5000 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Apartment, Separate Entrance
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Apartment · Separate Entrance
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
3-Storey
Property class
Detached
482 Monk St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14173480$1,980,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 482 Monk St Compares to the Cobourg Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
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An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$9,727
/mo
based on the purchase price of $1,980,000
$396,000 cash
$1,584,000 financed
$1,334,144 total interest
Principal54%$1,584,000
Interest46%$1,334,144
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Cobourg
Other 4-bed homes for sale in Cobourg around $2.0M.
Average days on market46Homes sold in about 46 days on average.
Sale-to-list ratio97.4%On average, homes sold below asking.
Active listings233Homes for sale here right now.
Median vs prior 90 days0.0%Compared with May 16 – Aug 14, 2026.
Based on 143 sales from Aug 14 – Nov 12, 2026 (115 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 482 Monk St
How much is 482 Monk St listed for?
482 Monk St is listed at $1,980,000 (MLS® X14173480). Summitly updates the price as soon as the MLS® record changes.
Is $1,980,000 a good price for 482 Monk St?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Cobourg. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 482 Monk St changed?
No — 482 Monk St is still listed at its original asking price of $1,980,000.
How many bedrooms and bathrooms does 482 Monk St have?
482 Monk St has 5 bedrooms and 6 bathrooms, with about 3,500–5,000 square feet of living space. It is a detached home in Cobourg.
How much would the monthly mortgage be on 482 Monk St?
About $9,727 a month — principal and interest on $1,980,000 with 20% down ($396,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 482 Monk St compare with other homes in Cobourg?
Its asking price of $1,980,000 is about 209% above the median sold price in Cobourg over the last 90 days, $640,000, across 143 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 482 Monk St been sold before?
Summitly has no earlier MLS® sale or lease of 482 Monk St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 482 Monk St?
482 Monk St is in Cobourg, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 482 Monk St been on the market?
482 Monk St was listed today (November 12, 2026).
What is the price per square foot of 482 Monk St?
About $396 to $566 per square foot: the asking price of $1,980,000 over the 3,500–5,000 sq ft the listing gives as its size range.
Does 482 Monk St have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 482 Monk St have a basement, and is it finished?
The listing describes the basement as: Apartment, Separate Entrance.
