Great home for first time buyers or families, 2 story, 3 bedroom character home in established Niagara Falls location. Spacious foyer, hardwood staircase, updated kitchen with many cabinets, formal dining room and huge formal living room, both with hardwood flooring. Upstairs are three bedrooms, each large and with a closet, updated bathroom in 2024. Basement is dry and unfinished, great area for storage or possibly could finish for extra living space. Basement has laundry; washer and dryer 2025, boiler heat with 3 window AC units included. Large yard, partially fenced, close proximity to bus route, park on ValleyWay, church, schools, amenities and the Falls. All appliances are included, water heater is owned (2019). Move in ready!
3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $290 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 4864 Simcoe St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
3 spaces
Basement
Unfinished, Full
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Unfinished · Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
4864 Simcoe St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,137
/mo
based on the purchase price of $435,000
$87,000 cash
$348,000 financed
$293,107 total interest
Principal54%$348,000
Interest46%$293,107
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Niagara Falls
Other 3–4 bed homes for sale in Niagara Falls around $435K.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings729Homes for sale here right now.
Median vs prior 90 days+4.6%Compared with May 4 – Aug 2, 2026: prices up.
Based on 446 sales from Aug 2 – Oct 31, 2026 (298 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 4864 Simcoe St
How much is 4864 Simcoe St listed for?
4864 Simcoe St is listed at $435,000 (MLS® X13799882). Summitly updates the price as soon as the MLS® record changes.
Is $435,000 a good price for 4864 Simcoe St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Niagara Falls. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 4864 Simcoe St changed?
Yes — it was first listed at $445,000 and is now $435,000, a drop of $10,000 (2.2%).
How many bedrooms and bathrooms does 4864 Simcoe St have?
4864 Simcoe St has 3 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in Niagara Falls.
How much would the monthly mortgage be on 4864 Simcoe St?
About $2,137 a month — principal and interest on $435,000 with 20% down ($87,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 4864 Simcoe St compare with other homes in Niagara Falls?
Its asking price of $435,000 is about 24% below the median sold price in Niagara Falls over the last 90 days, $570,000, across 446 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 4864 Simcoe St been sold before?
Summitly has no earlier MLS® sale or lease of 4864 Simcoe St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 4864 Simcoe St?
4864 Simcoe St is in Niagara Falls, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 4864 Simcoe St been on the market?
44 days — 4864 Simcoe St was listed on September 17, 2026.
What is the price per square foot of 4864 Simcoe St?
About $218 to $290 per square foot: the asking price of $435,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 4864 Simcoe St have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 4864 Simcoe St have a basement, and is it finished?
The listing describes the basement as: Unfinished, Full.
