496 Spence St is a 4-bedroom, 4-bathroom detached home in Saugeen Shores, listed for $1,950,000. It has 2500-3000 sq ft of living space.
1Looking for a family compound or a location for your home based business or hobby?
2Nestled on a generous one-acre lot, this estate size property offers plenty of privacy and the quiet of the country while keeping all the amenities of downtown within easy reach.
Looking for a family compound or a location for your home based business or hobby? Then check out this truly unique property offering the perfect blend of peaceful rural living and small town convenience, located right on the outskirts of Southampton. Nestled on a generous one-acre lot, this estate size property offers plenty of privacy and the quiet of the country while keeping all the amenities of downtown within easy reach. The heart of the property is a spacious, 2000 square foot, 3-bedroom bungalow that boasts recent improvements including updated windows & doors, extra insulation and vinyl siding, a new gas furnace, and a durable metal roof, ensuring comfort and low maintenance for years to come. Adding remarkable versatility and potential income is a separate, self-contained 500 square foot Accessory Residential Unit (Tiny Home), perfect for extended family, guests, or as a rental opportunity. For the hobbyist, entrepreneur, or collector, the 30' x 60' three-bay Accessory Building is an absolute standout. This professional-grade structure is self-contained with its own electrical service, gas heat, a separate septic system, and is equipped with a hoist, commercial grade air compressor, plus a dedicated office with gas fireplace, and there's a 3-piece bathroom complete with laundry facilities. This is an unparalleled space for work or play. Beyond the existing infrastructure, the property and location present plenty of opportunity for future development. The location is ideal with Helliwell Soccer field out your back door and convenient proximity to the local hospital and the new Southampton Care Center.
4 bedrooms, 4 bathrooms, about 2,500 sq ft, works out to roughly $780 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 496 Spence St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
2500-3000 sq ftas stated on the listing
Parking
8 spacesYes garage
Basement
Crawl Space
Features & systems
Parking & garage
Garage
Yes
Parking spaces
8
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0.971
Listing & possession
Property style
Bungalow
Property class
Detached
496 Spence St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X12577624$1,950,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 496 Spence St Compares to the Saugeen Shores Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$9,580
/mo
based on the purchase price of $1,950,000
$390,000 cash
$1,560,000 financed
$1,313,929 total interest
Principal54%$1,560,000
Interest46%$1,313,929
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Saugeen Shores
Other 3–8 bed homes for sale in Saugeen Shores around $1.9M.
Average days on market68Homes sold in about 68 days on average.
Sale-to-list ratio97.5%On average, homes sold below asking.
Active listings216Homes for sale here right now.
Median vs prior 90 days−7.9%Compared with May 6 – Aug 4, 2026: prices down.
Based on 130 sales from Aug 4 – Nov 2, 2026 (90 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 496 Spence St
How much is 496 Spence St listed for?
496 Spence St is listed at $1,950,000 (MLS® X12577624). Summitly updates the price as soon as the MLS® record changes.
Is $1,950,000 a good price for 496 Spence St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Saugeen Shores. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 496 Spence St changed?
No — 496 Spence St is still listed at its original asking price of $1,950,000.
How many bedrooms and bathrooms does 496 Spence St have?
496 Spence St has 4 bedrooms and 4 bathrooms, with about 2,500–3,000 square feet of living space. It is a detached home in Saugeen Shores.
How much would the monthly mortgage be on 496 Spence St?
About $9,580 a month — principal and interest on $1,950,000 with 20% down ($390,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 496 Spence St compare with other homes in Saugeen Shores?
Its asking price of $1,950,000 is about 202% above the median sold price in Saugeen Shores over the last 90 days, $645,000, across 130 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 496 Spence St been sold before?
Summitly has no earlier MLS® sale or lease of 496 Spence St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 496 Spence St?
496 Spence St is in Saugeen Shores, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 496 Spence St been on the market?
343 days — 496 Spence St was listed on November 24, 2025.
What is the price per square foot of 496 Spence St?
About $650 to $780 per square foot: the asking price of $1,950,000 over the 2,500–3,000 sq ft the listing gives as its size range.
Does 496 Spence St have parking or a garage?
Yes — the listing gives 8 parking spaces. Garage: Yes.
Does 496 Spence St have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
