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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 233 days

    496 Spence Street

    Saugeen Shores·Saugeen Shores, ON·N0H 2L0·Near Anglesia

    • 4 beds
    Saugeen Shores real estate›X12577624
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Looking for a family compound or a location for your home based business or hobby? Then check out this truly unique property offering the perfect blend of peaceful rural living and small town convenience, located right on the outskirts of Southampton. Nestled on a generous one-acre lot, this estate size property offers plenty of privacy and the quiet of the country while keeping all the amenities of downtown within easy reach. The heart of the property is a spacious, 2000 square foot, 3-bedroom bungalow that boasts recent improvements including updated windows & doors, extra insulation and vinyl siding, a new gas furnace, and a durable metal roof, ensuring comfort and low maintenance for years to come. Adding remarkable versatility and potential income is a separate, self-contained 500 square foot Accessory Residential Unit (Tiny Home), perfect for extended family, guests, or as a rental opportunity. For the hobbyist, entrepreneur, or collector, the 30' x 60' three-bay Accessory Building is an absolute standout. This professional-grade structure is self-contained with its own electrical service, gas heat, a separate septic system, and is equipped with a hoist, commercial grade air compressor, plus a dedicated office with gas fireplace, and there's a 3-piece bathroom complete with laundry facilities. This is an unparalleled space for work or play. Beyond the existing infrastructure, the property and location present plenty of opportunity for future development. The location is ideal with Helliwell Soccer field out your back door and convenient proximity to the local hospital and the new Southampton Care Center.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Nov 24, 2025ListedCurrentFor sale$1,950,000 —X12577624This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      3
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 496 Spence Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Place Of Worship
    • School
    • School Bus Route
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $9,580
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $386
    0.24% mill rate · ON
    The market

    How this home sits in the Saugeen Shores market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Saugeen Shores market right now

    Average sold price, days on market, and closed-transaction count for Saugeen Shores — sourced from MLS®.

    • Avg sold price
      $744,837
      Last 30 days
    • Median sold price
      $700,000
      Middle of the market
    • Days on market
      68 d
      Avg from list to close
    • Closed last 30d
      101
      MLS® transactions
    Full Saugeen Shores market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 496 Spence Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 496 Spence Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 496 Spence Street listed for?

      496 Spence Street is listed at $1,950,000 on the MLS® (listing X12577624). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 496 Spence Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 baths
  2. 2500-3000 sqft
  3. Detached
  4. Built 16-30
  5. .50-1.99 ac lot
  6. Asking
    $1,950,000
    $0 / sqft · MLS® X12577624
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $878,908
    $808,595Confidence range$949,220
    Asking vs estimate
    ↑↑well-above
    +$1,071,092
    (+121.9%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Saugeen Shores sell in about 68 days — this one has been listed 233 days.

    Avg sold price
    $744,837
    Median sold
    $700,000
    Avg days on market
    68
    Recently sold
    101
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Looking for a family compound or a location for your home based business or hobby?
    • Nestled on a generous one-acre lot, this estate size property offers plenty of privacy and the quiet of the country while keeping all the amenities of downtown within easy reach.
    • This is an unparalleled space for work or play.
    Ask Zara a follow-up
    Municipal
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    5
    Parking spaces
    8
    Driveway
    Private Triple
  9. Interior

    6
    Basement
    Crawl Space
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Main Level
    Elevator
    N
  10. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Metal
    Foundation
    Concrete
    View
    Pasture
    Pool
    None
  11. Lot & land

    2
    Year built
    16-30
    Zoning
    R1-2
  12. Listing & possession

    4
    Possession
    2026-04-15T00:00:00.000-00:00
    Occupancy
    flexible
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Bedroom 2
      10.0 × 10.0 ft
    • Kitchen
      B/I Oven
      13.1 × 12.5 ft
    • Dining Room
      12.5 × 12.3 ft
    • Family Room
      Fireplace
      31.7 × 19.2 ft
    • Living Room
      Fireplace
      16.5 × 15.7 ft
    • Bedroom 3
      11.5 × 10.0 ft
    • Foyer
      10.1 × 5.7 ft
    • Primary Bedroom
      3 Pc Ensuite
      16.4 × 15.4 ft
  14. Library
  15. Golf
  16. Combined estimate
    $9,966
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $9,580
    /mo
    based on the purchase price of $1,950,000
    $390,000 cash
    $1,560,000 financed
    $1,313,929 total interest
    Monthly payment$9,580/ month
    Principal54%$1,560,000
    Interest46%$1,313,929

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Saugeen Shores

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 201 Miramichi Bay Road
      Sold
      Sign in for price
      201 Miramichi Bay Road
      Detached
    • 310 Albert Street
      Sold
      Sign in for price
      310 Albert Street
      Detached
    • 251 Sandy Acres Road
      Sold
      Sign in for price
      251 Sandy Acres Road
      Detached
    • 482 Provincial Street
      Sold
      Sign in for price
      482 Provincial Street
      Detached
    • 397 Falconer Street
      Sold
      Sign in for price
      397 Falconer Street
      Detached
    • 815 Market Street
      Sold
      Sign in for price
      815 Market Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    496 Spence StreetThis home4 / 525,003,000$1,950,000ask———
    201 Miramichi Bay Road4 / 31,500—
    310 Albert Street4 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Saugeen Shores

    Active listings within ±20% of this asking price.

    • 56 Miramichi Bay Road
      $2,299,000
      56 Miramichi Bay Road
      Detached 4 4
    • 126 High Street
      $2,150,000
      126 High Street
      Detached 3 3
    • 36 Lakeside Woods Crescent
      $2,200,000
      36 Lakeside Woods Crescent
      Detached 4 4
    • 66 Huron Street
      $1,649,900
      66 Huron Street
      Detached 3 3
    • 74 Miramichi Bay Road
      $1,820,000
      74 Miramichi Bay Road
      Detached 5 3
    • 484 Carlisle Street
      $1,890,000
      484 Carlisle Street
      Detached 8 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Royal LePage D C Johnston Realty · displayed on Summitly per MLS® data-share rules

    496 Spence Street is a 4-bedroom, 5-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 496 Spence Street built?

    496 Spence Street was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 496 Spence Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 496 Spence Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 496 Spence Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,950,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 496 Spence Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 496 Spence Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 496 Spence Street in?

    496 Spence Street is in Saugeen Shores, Saugeen Shores. The 'Neighbourhood' section below links to the live Saugeen Shores real estate hub with average sold price, days on market, and current inventory.

  26. Is Saugeen Shores a good place to live?

    Saugeen Shores is one of ON's actively-tracked Summitly markets. The full Saugeen Shores real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 251 Sandy Acres Road
    4 / 4
    2,500
    —
    482 Provincial Street3 / 2700—
    397 Falconer Street3 / 21,500—
    815 Market Street3 / 31,500—