Storey duplex zoned r3, private paved drive, garage, deep lot, main floor 2 bdrm apartment occupied by tenant and 2 bedroom apartment on second floor, partial finished basement, 100 amp hydro services. TO BE SOLD -AS IS- CONDITION. (Both units occupied by tenant, 48 hours notice required for showing.) Seller will provide vtb with 20% down payment.
4 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $366 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 5 Thomas St
Every detail from the listing, in one place.
Type
Duplex
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
4 spaces
Basement
Partially Finished
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
Partially Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Duplex
5 Thomas St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14162388$549,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 5 Thomas St Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,697
/mo
based on the purchase price of $549,000
$109,800 cash
$439,200 financed
$369,922 total interest
Principal54%$439,200
Interest46%$369,922
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 3–5 bed homes for sale in St. Catharines around $549K.
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.3%On average, homes sold below asking.
Active listings721Homes for sale here right now.
Median vs prior 90 days+1.2%Compared with May 13 – Aug 11, 2026: prices up.
Based on 540 sales from Aug 11 – Nov 9, 2026 (503 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 5 Thomas St
How much is 5 Thomas St listed for?
5 Thomas St is listed at $549,000 (MLS® X14162388). Summitly updates the price as soon as the MLS® record changes.
Is $549,000 a good price for 5 Thomas St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 5 Thomas St changed?
No — 5 Thomas St is still listed at its original asking price of $549,000.
How many bedrooms and bathrooms does 5 Thomas St have?
5 Thomas St has 4 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a duplex in St. Catharines.
How much would the monthly mortgage be on 5 Thomas St?
About $2,697 a month — principal and interest on $549,000 with 20% down ($109,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 5 Thomas St compare with other homes in St. Catharines?
Its asking price of $549,000 is about the same as the median sold price in St. Catharines over the last 90 days, $560,000, across 540 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 5 Thomas St been sold before?
Summitly has no earlier MLS® sale or lease of 5 Thomas St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 5 Thomas St?
5 Thomas St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 5 Thomas St been on the market?
5 Thomas St was listed today (November 9, 2026).
What is the price per square foot of 5 Thomas St?
About $275 to $366 per square foot: the asking price of $549,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 5 Thomas St have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 5 Thomas St have a basement, and is it finished?
The listing describes the basement as: Partially Finished.
