177 Pelham Rd, St. Catharines

Name: 177 Pelham Road
SKU: X13774740
Price: 524900 CAD
Availability: InStock

5 Bed, 2 Bath Duplex in St. Catharines

About 177 Pelham Road

Attention investors & house hackers! This updated duplex at 177 Pelham St offers VACANT POSSESSION, so you can live in one unit and rent the other, or choose your own tenants and SET YOUR OWN RENTS. The main floor features a spacious 3-bedroom unit, while the upper level offers a 2-bedroom unit with its own separate entrance. Each unit has its own SEPARATE HYDRO METER (2), making utility billing simple. Major updates are already done, including NEW WINDOWS (2025) and UPDATED KITCHENS & BATHROOMS (2026), so you can move in or rent out with confidence. Looking for more upside? The FULL-HEIGHT unfinished basement has a SEPARATE ENTRANCE and potential for a future 1-2 bedroom apartment or secondary suite. Set on a CORNER LOT with plenty of rear yard space, the property also invites buyers to explore future ADU or garden suite potential under current zoning bylaws. The location is hard to beat in St. Catharines, close to Brock University, the Pen Centre, downtown, the GO Train, transit, shopping and major routes. 5 BEDROOMS, 2 UNITS, Vacant possession and expansion potential. Opportunities like this do not come along often!

5 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $477 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.

Inside 177 Pelham Rd

Every detail from the listing, in one place.

Type: Duplex
Style: 1 1/2 Storey
Living space: 1100-1500 sq ftas stated on the listing
Parking: 5 spaces
Basement: Apartment, Separate Entrance

Features & systems

Parking & garage

Parking spaces: 5

Interior

Basement: Apartment · Separate Entrance

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Duplex

177 Pelham Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13774740−$24,000 (4.4%)$524,900
Sep 11, 2026For saleListedThis listingMLS® X13774740$548,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 177 Pelham Rd Compares to the St. Catharines Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 1,066 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Catharines market, last 90 days

Median sold price: $555,000
Average sold price: $607,276
Average days on market: 39
Homes sold: 540

Closed sales on the TRREB MLS®.

Full St. Catharines market report

Market pulse · St. Catharines

St. Catharines market

Median sold price$555,000Last 90 days
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.4%On average, homes sold below asking.
Active listings757Homes for sale here right now.
Median vs prior 90 days+0.3%Compared with May 2 – Jul 31, 2026: prices up.

Based on 540 sales from Jul 31 – Oct 29, 2026 (505 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in St. Catharines

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home177 Pelham Road 5 bd · 2 ba · 1,100 sqft	$524,900asking	$477	—	—
107 Lake Street 4 bd · 2 ba · 1,100 sqft
162-164 MAIN Street 5 bd · 3 ba · 2,000 sqft
70 Rochelle Drive 5 bd · 2 ba · 700 sqft
1 Linwood Street 7 bd · 2 ba · 2,000 sqft
28 Charles Avenue 4 bd · 2 ba · 1,100 sqft
223 Niagara Street 5 bd · 2 ba · 1,500 sqft

107 Lake Street
4 bd · 2 ba · 1,100 sqft
162-164 MAIN Street
5 bd · 3 ba · 2,000 sqft
70 Rochelle Drive
5 bd · 2 ba · 700 sqft
1 Linwood Street
7 bd · 2 ba · 2,000 sqft
28 Charles Avenue
4 bd · 2 ba · 1,100 sqft
223 Niagara Street
5 bd · 2 ba · 1,500 sqft

Living in St. Catharines: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Transit nearby

Stations and stops, straight-line distance

St. Catharines GO StationLakeshore West GO1.2 km16 min walk

Places from OpenStreetMap (© OpenStreetMap contributors) and Summitly's station list. Distances are straight-line, not routes.

Loading schools, parks, groceries and more nearby…

Transit

St. Catharines GO Station (Lakeshore West GO)16 min walk

Nearest subway, GO and LRT stations first, then bus and streetcar stops.

St. Catharines GO Station
1.2 km16 minClosest· Lakeshore West GO
Homes near St. Catharines GO Station

Straight-line distances from the listing; walking times assume about 80 m a minute. Places © OpenStreetMap contributors, a community-maintained map that may miss or misplace some places. Directions and place details open on Google Maps.

How long is your commute?

From 177 Pelham Rd. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 177 Pelham Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,579; 20% down · 25 years · 5.5% assumed
Property tax: $289; 0.66% mill rate · ON
Total per month: $2,868; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,579

/mo

based on the purchase price of $524,900

Down payment20%

$104,980 cash

Amortization25 yr

$419,920 financed

Rate5.50%

$353,683 total interest

Principal54%$419,920

Interest46%$353,683

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

Book a tour of 177 Pelham Rd with a licensed buyer's agent

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Questions About 177 Pelham Rd

How much is 177 Pelham Rd listed for?

177 Pelham Rd is listed at $524,900 (MLS® X13774740). Summitly updates the price as soon as the MLS® record changes.

Is $524,900 a good price for 177 Pelham Rd?

Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 177 Pelham Rd changed?

Yes — it was first listed at $548,900 and is now $524,900, a drop of $24,000 (4.4%).

How many bedrooms and bathrooms does 177 Pelham Rd have?

177 Pelham Rd has 5 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a duplex in St. Catharines.

Is 177 Pelham Rd close to transit?

The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 1.2 km (about a 16-minute walk) in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.

How much would the monthly mortgage be on 177 Pelham Rd?

About $2,579 a month — principal and interest on $524,900 with 20% down ($104,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 177 Pelham Rd compare with other homes in St. Catharines?

Its asking price of $524,900 is about 5% below the median sold price in St. Catharines over the last 90 days, $555,000, across 540 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 177 Pelham Rd been sold before?

Summitly has no earlier MLS® sale or lease of 177 Pelham Rd on record from the last two years. Older records aren't shown under TRREB rules.

Where is 177 Pelham Rd?

177 Pelham Rd is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 177 Pelham Rd been on the market?

48 days — 177 Pelham Rd was listed on September 11, 2026.

What is the price per square foot of 177 Pelham Rd?

About $350 to $477 per square foot: the asking price of $524,900 over the 1,100–1,500 sq ft the listing gives as its size range.

Does 177 Pelham Rd have parking or a garage?

Yes — the listing gives 5 parking spaces.

What you should know

5 Bed, 2 Bath Duplex in St. Catharines

About 177 Pelham Road

Inside 177 Pelham Rd

Features & systems

177 Pelham Rd Price & Sale History

How 177 Pelham Rd Compares to the St. Catharines Market

St. Catharines market, last 90 days

Recently sold nearby in St. Catharines

Living in St. Catharines: Location & Amenities

How long is your commute?

Costs, Mortgage & Rental Return for 177 Pelham Rd

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Pelham Road? See what yours is worth

Zara, any time

A licensed local agent

See 177 Pelham Rd, St. Catharines in person

Similar homes for sale nearby in St. Catharines

Explore More Duplexes in St. Catharines

5 Bed, 2 Bath Duplex in St. Catharines

About 177 Pelham Road

Inside 177 Pelham Rd

Features & systems

177 Pelham Rd Price & Sale History

How 177 Pelham Rd Compares to the St. Catharines Market

St. Catharines market, last 90 days

Market pulse · St. Catharines

Recently sold nearby in St. Catharines

Living in St. Catharines: Location & Amenities

Transit nearby

Transit

How long is your commute?

Costs, Mortgage & Rental Return for 177 Pelham Rd

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Pelham Road? See what yours is worth

Zara, any time

A licensed local agent

See 177 Pelham Rd, St. Catharines in person

Questions About 177 Pelham Rd

How much is 177 Pelham Rd listed for?

Is $524,900 a good price for 177 Pelham Rd?

Has the price of 177 Pelham Rd changed?

How many bedrooms and bathrooms does 177 Pelham Rd have?

Is 177 Pelham Rd close to transit?

How much would the monthly mortgage be on 177 Pelham Rd?

How does 177 Pelham Rd compare with other homes in St. Catharines?

Has 177 Pelham Rd been sold before?

Where is 177 Pelham Rd?

How long has 177 Pelham Rd been on the market?

What is the price per square foot of 177 Pelham Rd?

Does 177 Pelham Rd have parking or a garage?

Similar homes for sale nearby in St. Catharines

Explore More Duplexes in St. Catharines

Market pulse · St. Catharines

Transit nearby

Transit

Questions About 177 Pelham Rd

How much is 177 Pelham Rd listed for?

Is $524,900 a good price for 177 Pelham Rd?

Has the price of 177 Pelham Rd changed?

How many bedrooms and bathrooms does 177 Pelham Rd have?

Is 177 Pelham Rd close to transit?

How much would the monthly mortgage be on 177 Pelham Rd?

How does 177 Pelham Rd compare with other homes in St. Catharines?

Has 177 Pelham Rd been sold before?

Where is 177 Pelham Rd?

How long has 177 Pelham Rd been on the market?

What is the price per square foot of 177 Pelham Rd?

Does 177 Pelham Rd have parking or a garage?