2 Bed, 1 Bath Detached Home in Niagara-on-the-Lake
About 525 Gate Street
Charming 1.5 storey home in original condition, offering convenient main-floor living. Situated on large 86 foot by 140 foot lot with loads of potential. The main level features a bright kitchen, dining room, living room, primary bedroom, 4-piece bathroom and laundry closet. Upstairs, you'll find an additional bedroom and a versatile office space. The basement includes a workshop area and offers more space for future finishing. Additional features include a 200-amp electrical panel. Enjoy the good-sized backyard, along with a carport, covered deck and private drive.
2 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $817 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 525 Gate St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spaces
Basement
Partially Finished
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Partially Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
525 Gate St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13802248$899,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 525 Gate St Compares to the Niagara-on-the-Lake Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,417
/mo
based on the purchase price of $899,000
$179,800 cash
$719,200 financed
$605,755 total interest
Principal54%$719,200
Interest46%$605,755
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Niagara-on-the-Lake
Other 2–4 bed homes for sale in Niagara-on-the-Lake around $899K.
Average days on market58Homes sold in about 58 days on average.
Sale-to-list ratio94.8%On average, homes sold below asking.
Active listings248Homes for sale here right now.
Median vs prior 90 days−5.4%Compared with May 14 – Aug 12, 2026: prices down.
Based on 143 sales from Aug 12 – Nov 10, 2026 (99 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 525 Gate St
How much is 525 Gate St listed for?
525 Gate St is listed at $899,000 (MLS® X13802248). Summitly updates the price as soon as the MLS® record changes.
Is $899,000 a good price for 525 Gate St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Niagara-on-the-Lake. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 525 Gate St changed?
No — 525 Gate St is still listed at its original asking price of $899,000.
How many bedrooms and bathrooms does 525 Gate St have?
525 Gate St has 2 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in Niagara-on-the-Lake.
How much would the monthly mortgage be on 525 Gate St?
About $4,417 a month — principal and interest on $899,000 with 20% down ($179,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 525 Gate St compare with other homes in Niagara-on-the-Lake?
Its asking price of $899,000 is about 7% below the median sold price in Niagara-on-the-Lake over the last 90 days, $970,000, across 143 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 525 Gate St been sold before?
Summitly has no earlier MLS® sale or lease of 525 Gate St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 525 Gate St?
525 Gate St is in Niagara-on-the-Lake, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 525 Gate St been on the market?
55 days — 525 Gate St was listed on September 16, 2026.
What is the price per square foot of 525 Gate St?
About $599 to $817 per square foot: the asking price of $899,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 525 Gate St have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 525 Gate St have a basement, and is it finished?
The listing describes the basement as: Partially Finished.
