548 Division St is a 2-bedroom, 1-bathroom detached home in Kingston, listed for $549,900. It has 1100-1500 sq ft of living space.
1The main floor features an enclosed front sunroom, a cozy living room with a stone fireplace focal point, a den/ office space, a separate dining area and a well-appointed kitchen.
2A rear family room addition provides sought-after extra living space.
3Upstairs, you'll find two bedrooms with surprisingly generous closet space and a four-piece bathroom.
Lovingly maintained by the same owners for nearly 40 years, this charming home is a special find. Set on an exceptional property where privacy and nature abound, this warm and welcoming one-and-a-half-storey layout offers plenty of character and many thoughtful updates. The main floor features an enclosed front sunroom, a cozy living room with a stone fireplace focal point, a den/ office space, a separate dining area and a well-appointed kitchen. A rear family room addition provides sought-after extra living space. Upstairs, you'll find two bedrooms with surprisingly generous closet space and a four-piece bathroom. The high-and-dry basement offers excellent storage or workshop potential. With ample parking and a large detached garden shed, this turnkey home is an appealing choice for first-time buyers, downsizers, or Queen's parents looking for a comfortable home for their student. A wonderful home, walking distance to downtown and the Memorial Centre Sunday market, there is so much to offer here- come see it for yourself.
2 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $500 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 548 Division St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
4 spaces
Basement
Unfinished, Full
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
Unfinished · Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
548 Division St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14109238$549,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 548 Division St Compares to the Kingston Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,701
/mo
based on the purchase price of $549,900
$109,980 cash
$439,920 financed
$370,528 total interest
Principal54%$439,920
Interest46%$370,528
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kingston
Other 3–4 bed homes for sale in Kingston around $550K.
Average days on market34Homes sold in about 34 days on average.
Sale-to-list ratio97.1%On average, homes sold below asking.
Active listings709Homes for sale here right now.
Median vs prior 90 days−2.5%Compared with Apr 26 – Jul 25, 2026: prices down.
Based on 600 sales from Jul 25 – Oct 23, 2026 (547 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 548 Division St
How much is 548 Division St listed for?
548 Division St is listed at $549,900 (MLS® X14109238). Summitly updates the price as soon as the MLS® record changes.
Is $549,900 a good price for 548 Division St?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Kingston. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 548 Division St changed?
No — 548 Division St is still listed at its original asking price of $549,900.
How many bedrooms and bathrooms does 548 Division St have?
548 Division St has 2 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in Kingston.
How much would the monthly mortgage be on 548 Division St?
About $2,701 a month — principal and interest on $549,900 with 20% down ($109,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 548 Division St compare with other homes in Kingston?
Its asking price of $549,900 is about 7% below the median sold price in Kingston over the last 90 days, $590,000, across 600 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 548 Division St been sold before?
Summitly has no earlier MLS® sale or lease of 548 Division St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 548 Division St?
548 Division St is in Kingston, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 548 Division St been on the market?
1 day — 548 Division St was listed on October 22, 2026.
What is the price per square foot of 548 Division St?
About $367 to $500 per square foot: the asking price of $549,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 548 Division St have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 548 Division St have a basement, and is it finished?
The listing describes the basement as: Unfinished, Full.
