Pride of ownership and meticulous care is evident throughout. Updated kitchen by BARZOTTI, quality craftmanship with soft close cabinets and drawers. You've worked Hard now enjoy your Inviting retreat with 2 tier deck featuring wood beam Pergola with privacy blind. You will enjoy the beautiful gardens. Spacius 14'x 14'custom built shed with its own spacious concrete patio. All enclosed in private fully fenced yard with gates to back trailer into yard.Spoil Yourself, guests & your family! Rare opportunity in the prestigious lakeshore north neighbourhood in waterloo. Bright & Spacious Beautifully Renovated home on a Huge Lot. Move-In Condition. Exceptional accessibility to get around the city. Plus excellent schools & parks. MUD ROOM shower and Laundry walkin from garage. Main floor 3rd bedroom is now aranged as in home office. Windows filled with natural light. Separate dining area with walk-out to a Huge Deck.The Basement is Very Bright with large above grade Windows. It has a 4th Bedroom & a Large RecRoom with a gas fireplace. This offers flexibility as a Home Office, Guest Suite, Studio, Entertainment Area or the Perfect Multi-Generational Extended Family Living Opportunity.Close to U of W & Wilfried Laurier. The Future Waterloo Region Hospital is minutes away. Closely located to shopping, St.Jacobs Farmers Market, Uptown Waterloo, Conestoga Mall, restaurants, public transit, ION LRT, easy access Hwy 85. Minutes from Trans Canada Trail Waterloo & Laurel Creek Conservation Area. Open House Sunday 2pm - 4pm.
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $718 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 590 Fern Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Development Potential, Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Development Potential · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
590 Fern Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,881
/mo
based on the purchase price of $789,900
$157,980 cash
$631,920 financed
$532,243 total interest
Principal54%$631,920
Interest46%$532,243
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Waterloo
Other 2–5 bed homes for sale in Waterloo around $790K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio100.1%On average, homes sold at or above asking.
Active listings399Homes for sale here right now.
Median vs prior 90 days−0.7%Compared with Apr 19 – Jul 18, 2026: prices down.
Based on 450 sales from Jul 18 – Oct 16, 2026 (287 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
590 Fern Rd is listed at $789,900 (MLS® X13700768). Summitly updates the price as soon as the MLS® record changes.
Is $789,900 a good price for 590 Fern Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Waterloo. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 590 Fern Rd changed?
Yes — it was first listed at $839,900 and is now $789,900, a drop of $50,000 (6.0%).
How many bedrooms and bathrooms does 590 Fern Rd have?
590 Fern Rd has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in Waterloo.
Is 590 Fern Rd close to transit?
The nearest rapid-transit station is Northfield Station (ION), about 1.3 km (about a 16-minute walk) in a straight line. Research and Technology Station is about 1.9 km (about a 23-minute walk), and Conestoga Station is about 2.4 km. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 590 Fern Rd?
About $3,881 a month — principal and interest on $789,900 with 20% down ($157,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 590 Fern Rd compare with other homes in Waterloo?
Its asking price of $789,900 is about 14% above the median sold price in Waterloo over the last 90 days, $695,000, across 450 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 590 Fern Rd been sold before?
Summitly has no earlier MLS® sale or lease of 590 Fern Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 590 Fern Rd?
590 Fern Rd is in Waterloo, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 590 Fern Rd been on the market?
56 days — 590 Fern Rd was listed on August 21, 2026.
What is the price per square foot of 590 Fern Rd?
About $527 to $718 per square foot: the asking price of $789,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 590 Fern Rd have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
