635 Victoria St is a 4-bedroom, 2-bathroom detached home in Kingston, listed for $457,500. It has 1100-1500 sq ft of living space.
1Welcome to 635 Victoria Street, a well kept 2 storey home offering a convenient central location close to everyday amenities, transit, parks, and shopping.
2Inside, the home features 4 bedrooms and 2 full bathrooms, offering comfortable space for families, students, or shared living arrangements.
3The property also offers parking for up to 3 vehicles, a valuable feature in this neighbourhood.
Welcome to 635 Victoria Street, a well kept 2 storey home offering a convenient central location close to everyday amenities, transit, parks, and shopping. Currently rented month to month at $2,600/month utilities included, this property provides flexibility for both investors and future owner occupiers. Inside, the home features 4 bedrooms and 2 full bathrooms, offering comfortable space for families, students, or shared living arrangements. The layout is functional and bright, with good flow between living areas and bedrooms. Recent updates include a new gas hot water tank (2025) and a new sump pump (2026), adding peace of mind for the next owner. Utilities average approximately $400/month, making the home efficient and predictable to maintain. The property also offers parking for up to 3 vehicles, a valuable feature in this neighbourhood. Set in a convenient, amenity rich neighbourhood with easy access to shopping, parks, and daily essentials, this home delivers comfort, practicality, and strong future potential.
4 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $416 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 635 Victoria St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
4 spaces
Basement
Unfinished
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0.1
Listing & possession
Property style
2-Storey
Property class
Detached
635 Victoria St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,248
/mo
based on the purchase price of $457,500
$91,500 cash
$366,000 financed
$308,268 total interest
Principal54%$366,000
Interest46%$308,268
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kingston
Other 3–4 bed homes for sale in Kingston around $458K.
Average days on market34Homes sold in about 34 days on average.
Sale-to-list ratio97.1%On average, homes sold below asking.
Active listings708Homes for sale here right now.
Median vs prior 90 days−2.5%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 613 sales from Jul 24 – Oct 22, 2026 (547 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 635 Victoria St
How much is 635 Victoria St listed for?
635 Victoria St is listed at $457,500 (MLS® X13730788). Summitly updates the price as soon as the MLS® record changes.
Is $457,500 a good price for 635 Victoria St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kingston. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 635 Victoria St changed?
Yes — it was first listed at $457,000 and is now $457,500, an increase of $500 (0.1%).
How many bedrooms and bathrooms does 635 Victoria St have?
635 Victoria St has 4 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Kingston.
How much would the monthly mortgage be on 635 Victoria St?
About $2,248 a month — principal and interest on $457,500 with 20% down ($91,500), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 635 Victoria St compare with other homes in Kingston?
Its asking price of $457,500 is about 22% below the median sold price in Kingston over the last 90 days, $590,000, across 613 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 635 Victoria St been sold before?
Summitly has no earlier MLS® sale or lease of 635 Victoria St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 635 Victoria St?
635 Victoria St is in Kingston, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 635 Victoria St been on the market?
51 days — 635 Victoria St was listed on September 1, 2026.
What is the price per square foot of 635 Victoria St?
About $305 to $416 per square foot: the asking price of $457,500 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 635 Victoria St have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 635 Victoria St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
