Co-opOn market 55 days

65 Westmount Rd N #412, Waterloo

Name: 65 Westmount Road N, Unit 412
SKU: X13739850
Price: 289000 CAD
Availability: InStock

Waterloo, ON · · MLS® X13739850Updated October 19, 2026

$289,000Est. $1,420/mo mortgage

Bedrooms: 2
Bathrooms: 1
Living space: 1000–1199sq ft
Parking spaces: 1

Type Co-op
Garage Yes
Basement None

What you should know

65 Westmount Rd N #412 is a 2-bedroom, 1-bathroom co-op in Waterloo, listed for $289,000. It has 1000-1199 sq ft of living space.

Freshly updated and move-in ready, this spacious 2-bedroom, 2-bathroom residence at Westmount Towers II offers comfortable living in a highly convenient Waterloo location.
The bright living room flows into a separate dining area, while the kitchen offers plenty of functionality and has been updated with a new countertop, sink, backsplash, and faucet.
The enclosed balcony provides a versatile year-round space for a sitting area, reading nook, or additional living space.

Ask Zara:

2 Bed, 1 Bath Co-op in Waterloo

Unit 412 at 65 Westmount Road North

Freshly updated and move-in ready, this spacious 2-bedroom, 2-bathroom residence at Westmount Towers II offers comfortable living in a highly convenient Waterloo location. Thoughtfully refreshed throughout, the unit combines a functional layout with numerous recent improvements, making it an excellent opportunity for buyers looking for a well-maintained home with key updates already completed. The bright living room flows into a separate dining area, while the kitchen offers plenty of functionality and has been updated with a new countertop, sink, backsplash, and faucet. The dishwasher is less than two years old. The primary bedroom features a private 2-piece ensuite, upgraded with a new toilet, vanity, sink, faucet, mirror, and light fixture. The spacious second bedroom is conveniently located near the 4-piece main bathroom, which features a refinished bathtub, new ceramic tile around the tub/shower, new vanity countertop, sink, and faucet. Additional updates include new flooring throughout the kitchen, living room, dining room, closet, and storage room, fresh paint in all rooms, professionally cleaned bedroom carpets, and new carpeting on the enclosed balcony. All water shut-off valves have also been replaced. The enclosed balcony provides a versatile year-round space for a sitting area, reading nook, or additional living space. The unit includes one underground parking space and a storage locker, with visitor parking and common laundry facilities available. Monthly fees include property taxes, heat, hydro, and water, providing convenient and predictable living costs. Located close to Uptown Waterloo, Waterloo Park, both universities, shopping, restaurants, public transit, and a wide range of amenities. This is a stock cooperative property, with Westmount Towers II currently undergoing conversion to condominium ownership, offering potential future ownership benefits. A great opportunity to enjoy an updated, low-maintenance home in a central Waterloo location.

2 bedrooms, 1 bathroom, about 1,000 sq ft, works out to roughly $289 per square foot. Chat with Zara if you'd like a deeper read on whether this co-op fits your budget and timing.

Inside 65 Westmount Rd N #412

Every detail from the listing, in one place.

Type: Co-op
Style: Apartment
Living space: 1000-1199 sq ftas stated on the listing
Parking: 1 spaceYes garage
Basement: None

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 1

Interior

Basement: None

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Apartment
Property class: Co-op Apartment

65 Westmount Rd N #412 Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 3, 2026For saleListedThis listingMLS® X13739850$289,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 65 Westmount Rd N #412 Compares to the Waterloo Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 723 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Waterloo market, last 90 days

Median sold price: $685,500
Average sold price: $751,554
Average days on market: 32
Homes sold: 436

Closed sales on the TRREB MLS®.

Full Waterloo market report

Recently sold nearby in Waterloo

Sold prices are shown free to signed-in members, as board rules require.

3 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This homeUnit 412 — 65 Westmount Road N 2 bd · 1 ba · 1,000 sqft	$289,000asking	$289	—	—
107 Roger Street 2 bd · 1 ba · 800 sqft
65 Westmount Road 2 bd · 1 ba · 1,000 sqft
65 Westmount Road 2 bd · 1 ba · 1,000 sqft

107 Roger Street
2 bd · 1 ba · 800 sqft
65 Westmount Road
2 bd · 1 ba · 1,000 sqft
65 Westmount Road
2 bd · 1 ba · 1,000 sqft

Living in Waterloo: Location & Amenities

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How long is your commute?

From 65 Westmount Rd N #412. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 65 Westmount Rd N #412

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,420; 20% down · 25 years · 5.5% assumed
Property tax: $159; 0.66% mill rate · ON
Total per month: $1,579; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$1,420

/mo

based on the purchase price of $289,000

Down payment20%

$57,800 cash

Amortization25 yr

$231,200 financed

Rate5.50%

$194,731 total interest

Principal54%$231,200

Interest46%$194,731

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: EXP REALTY, BrokerageMLS® X13739850 · Listing data last updated October 19, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 2· $289/sq ft

Estimated monthly mortgage$1,420/moMortgage only · 20% down · 5.5% assumed

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