Welcome to this beautifully upgraded 2-bedroom condo townhouse located at 655 Albert Street in Waterloo. Offering approximately 1,100 sq ft of well-designed living space, this home is perfect for first-time buyers, investors, or those looking to downsize without compromising on comfort. Enjoy the added benefit of low property taxes and low condo fees, with water included, helping to keep monthly carrying costs affordable. The main floor features an upgraded kitchen with modern finishes, seamlessly flowing into a bright and functional living and dining area. Sliding doors lead to your private outdoor patio, backing onto a serene creek an ideal setting for relaxing or entertaining. Upstairs, you'll find two spacious bedrooms along with a renovated full bathroom, providing both style and functionality. The unfinished basement offers excellent potential, complete with laundry and ample space for storage, a home gym, or a future recreation room. This unit includes two parking spots and access to plenty of visitor parking. The well-maintained complex also features great amenities, including an outdoor pool and playground. Conveniently located close to public transit, scenic trails, universities, and all major amenities, this is a fantastic opportunity to own in a convenient Waterloo location.
2 bedrooms, 1 bathroom, about 1,000 sq ft, works out to roughly $430 per square foot. Chat with Zara if you'd like a deeper read on whether this condo townhouse fits your budget and timing.
Inside 655 Albert St #C
Every detail from the listing, in one place.
Type
Condo Townhouse
Style
2-Storey
Living space
1000-1199 sq ftas stated on the listing
Parking
2 spaces
Basement
Full, Unfinished
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Full · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Condo Townhouse
655 Albert St #C Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,112
/mo
based on the purchase price of $430,000
$86,000 cash
$344,000 financed
$289,738 total interest
Principal54%$344,000
Interest46%$289,738
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Waterloo
Other 3–4 bed homes for sale in Waterloo around $430K.
Average days on market31Homes sold in about 31 days on average.
Sale-to-list ratio100.1%On average, homes sold at or above asking.
Active listings377Homes for sale here right now.
Median vs prior 90 days−2.1%Compared with May 19 – Aug 17, 2026: prices down.
Based on 396 sales from Aug 17 – Nov 15, 2026 (322 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
655 Albert St #C is listed at $430,000 (MLS® X13843206). Summitly updates the price as soon as the MLS® record changes.
Is $430,000 a good price for 655 Albert St #C?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Waterloo. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 655 Albert St #C changed?
Yes — it was first listed at $399,000 and is now $430,000, an increase of $31,000 (7.8%).
How many bedrooms and bathrooms does 655 Albert St #C have?
655 Albert St #C has 2 bedrooms and 1 bathroom, with about 1,000–1,199 square feet of living space. It is a condo townhouse in Waterloo.
Is 655 Albert St #C close to transit?
The nearest rapid-transit station is Northfield Station (ION), about 700 m (about a 9-minute walk) in a straight line. Research and Technology Station is about 1.2 km (about a 15-minute walk), and Conestoga Station is about 1.2 km (about a 15-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 655 Albert St #C?
About $2,112 a month — principal and interest on $430,000 with 20% down ($86,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 655 Albert St #C compare with other homes in Waterloo?
Its asking price of $430,000 is about 39% below the median sold price in Waterloo over the last 90 days, $702,457, across 396 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 655 Albert St #C been sold before?
Summitly has no earlier MLS® sale or lease of 655 Albert St #C on record from the last two years. Older records aren't shown under TRREB rules.
Where is 655 Albert St #C?
655 Albert St #C is in Waterloo, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 655 Albert St #C been on the market?
46 days — 655 Albert St #C was listed on September 30, 2026.
What is the price per square foot of 655 Albert St #C?
About $359 to $430 per square foot: the asking price of $430,000 over the 1,000–1,199 sq ft the listing gives as its size range.
