DetachedListed 2 days ago

7 Christopher St, Niagara-on-the-Lake

Name: 7 Christopher Street
SKU: X14129214
Price: 1827000 CAD
Availability: InStock

Niagara-on-the-Lake, ON · · MLS® X14129214Updated October 29, 2026

$1,827,000Est. $8,976/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 2500–3000sq ft
Parking spaces: 7

Type Detached
Garage Yes
Basement Finished, Full

What you should know

7 Christopher St is a 3-bedroom, 2-bathroom detached home in Niagara-on-the-Lake, listed for $1,827,000. It has 2500-3000 sq ft of living space.

This beautifully transformed bungaloft offers over 2,700 sq. ft. of above-grade living space, plus a finished lower level and single-car garage.
At its heart is a chef-inspired kitchen and open-concept living and dining area renovated to magazine-worthy standards.
The spacious primary suite offers a relaxing retreat with serene views of the pool and gardens, complemented by a 4pc ensuite.

Ask Zara:

3 Bed, 2 Bath Detached Home in Niagara-on-the-Lake

About 7 Christopher Street

Stately Style Meets Cozy Charm in Old Town Niagara-on-the-Lake. Nestled on a quiet, tree-lined cul-de-sac behind a heritage stone wall, 7 Christopher Street is one of Old Town's most distinguished residences. This beautifully transformed bungaloft offers over 2,700 sq. ft. of above-grade living space, plus a finished lower level and single-car garage. Featuring 3+1 bdrm, 4 bathrooms, a paneled study, four-season sunroom, and fitness room, the home blends timeless elegance with modern comfort. At its heart is a chef-inspired kitchen and open-concept living and dining area renovated to magazine-worthy standards. Custom Enns cabinetry, premium Fisher & Paykel appliances, and a 14-foot natural quartz island create an unforgettable centerpiece for entertaining. An architectural pass-through connects the kitchen to the bright LR, where wide-plank engineered flooring, built-in cabinetry, and a wood-burning stove add warmth and character. The spacious primary suite offers a relaxing retreat with serene views of the pool and gardens, complemented by a 4pc ensuite. A second main-floor bdrm sits adjacent to a stylish guest bath, while the loft-level suite, complete with skylight and 2pc ensuite, provides a flexible space for a bedroom or office. A convenient laundry room, sunroom access, and poolside powder room complete the main level. The fully finished basement adds exceptional versatility with a gym, fourth bdrm, expansive recreation room ideal for a home theatre, workshop, pantry storage, and wine cellar. Surrounded by a majestic cedar hedge, the meticulously landscaped grounds feature fruit trees, raised garden beds, and a unique 40-foot kidney-shaped inground pool. Multiple composite and concrete deck areas create inviting spaces for dining, entertaining, or simply enjoying the sights of visiting hummingbirds. Complete with a single-car garage, oversized double driveway, and extensive updates. This home is a true lifestyle property in the heart of Niagara-on-the-Lake.

3 bedrooms, 2 bathrooms, about 2,500 sq ft, works out to roughly $731 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 7 Christopher St

Every detail from the listing, in one place.

Type: Detached
Style: Bungaloft
Living space: 2500-3000 sq ftas stated on the listing
Parking: 7 spacesYes garage
Basement: Finished, Full

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 7

Interior

Basement: Finished · Full

Exterior & construction

Pool: Yes

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungaloft
Property class: Detached

7 Christopher St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 27, 2026For saleListedThis listingMLS® X14129214$1,827,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 7 Christopher St Compares to the Niagara-on-the-Lake Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 232 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Niagara-on-the-Lake market, last 90 days

Median sold price: $1,005,000
Average sold price: $1,191,055
Average days on market: 58
Homes sold: 146

Closed sales on the TRREB MLS®.

Full Niagara-on-the-Lake market report

Recently sold nearby in Niagara-on-the-Lake

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home7 Christopher Street 3 bd · 2 ba · 2,500 sqft	$1,827,000asking	$731	—	—
21 Garrison Village Drive 3 bd · 2 ba · 1,500 sqft
681 Warner Road 3 bd · 2 ba · 1,500 sqft
26 Diana Drive 2 bd · 3 ba · 1,100 sqft
294 Tanbark Road 4 bd · 5 ba · 3,500 sqft
2206 Four Mile Creek Road 2 bd · 3 ba · 1,500 sqft
326 Concession 3 Road 3 bd · 2 ba · 2,500 sqft

21 Garrison Village Drive
3 bd · 2 ba · 1,500 sqft
681 Warner Road
3 bd · 2 ba · 1,500 sqft
26 Diana Drive
2 bd · 3 ba · 1,100 sqft
294 Tanbark Road
4 bd · 5 ba · 3,500 sqft
2206 Four Mile Creek Road
2 bd · 3 ba · 1,500 sqft
326 Concession 3 Road
3 bd · 2 ba · 2,500 sqft

Living in Niagara-on-the-Lake: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Loading schools, parks, groceries and more nearby…

How long is your commute?

From 7 Christopher St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 7 Christopher St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $8,976; 20% down · 25 years · 5.5% assumed
Property tax: $1,005; 0.66% mill rate · ON
Total per month: $9,981; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Mortgage payments

Mortgage financingPowered by

Lock in a low rate before you offer

Compare today's rates across lenders, lock yours in, and get pre-qualified in about 2 minutes.

Lock in my rate

Call now

Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$8,976

/mo

based on the purchase price of $1,827,000

Down payment20%

$365,400 cash

Amortization25 yr

$1,461,600 financed

Rate5.50%

$1,231,051 total interest

Principal54%$1,461,600

Interest46%$1,231,051

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

Own a home on Christopher Street? See what yours is worth

Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.

Free · No obligation · Backed by Coldwell Banker

Book a tour of 7 Christopher St with a licensed buyer's agent

Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.

Zara, any time

Zara · AI virtual agent

Ask about 7 Christopher St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.

A licensed local agent

Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.

Find an agent (905) 553-8500 (main line)

Listing brokerage: ROYAL LEPAGE NRC REALTY, BrokerageMLS® X14129214 · Listing data last updated October 29, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 26· $731/sq ft

Estimated monthly mortgage$8,976/moMortgage only · 20% down · 5.5% assumed

Adjust

Talk to a Real Estate Advisor · (905) 553-8500(main line)

Ask a question about this home

Get pre-approved for this home Run your scenario →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Price alert

We'll email you if this price drops.

5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

Similar homes for sale nearby in Niagara-on-the-Lake

Other 2–3 bed homes for sale in Niagara-on-the-Lake around $1.8M.

See all 3-bedroom homes for sale in Niagara-on-the-Lake

Homes for sale in Niagara-on-the-Lake

Every active Niagara-on-the-Lake MLS® listing, updated all day.

More homes for sale in Niagara-on-the-Lake