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1 Bath Condo in Toronto
Unit 2205 at 89 Church Street
Less than 1-year-new high-floor studio at The Saint Condo, located at Church & Adelaide in the heart of downtown Toronto.Features 9' smooth ceilings, floor-to-ceiling windows with stunning city views, a modern kitchen, and a walk-in/pantry closet. Sleek,contemporary design with premium finishes throughout. Move-in ready.Exceptional location steps to Queen & King subway stations, TTCstreetcars, and Union Station. Walking distance to the Financial District, shopping, dining, and entertainment. Minutes to Eaton Centre, St.Lawrence Market, and vibrant restaurants & cafes. High-end building amenities. Walker's Paradise - Walk Score 100. Ideal for end-users orinvestors!
Toronto condo priced at $399,900 — book a tour to see if it fits your search.
Inside 89 Church St #2205
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
0-499 sq ftas stated on the listing
Basement
None
Features & systems
Parking & garage
Garage
Yes
Parking spaces
0
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
89 Church St #2205 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,965
/mo
based on the purchase price of $399,900
$79,980 cash
$319,920 financed
$269,457 total interest
Principal54%$319,920
Interest46%$269,457
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Toronto
Other 1–2 bed homes for sale in Toronto around $400K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio5190.6%On average, homes sold at or above asking.
Active listings11,908Homes for sale here right now.
Median vs prior 90 days+0.4%Compared with May 10 – Aug 8, 2026: prices up.
Based on 9,132 sales from Aug 8 – Nov 6, 2026 (7,132 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
More in this building
3 for sale · 8 for rent at 89 Church St — plus its sale and lease history.
89 Church St #2205 is listed at $399,900 (MLS® C13429770). Summitly updates the price as soon as the MLS® record changes.
Has the price of 89 Church St #2205 changed?
Yes — it was first listed at $498,000 and is now $399,900, a drop of $98,100 (19.7%).
How many bedrooms and bathrooms does 89 Church St #2205 have?
89 Church St #2205 has 1 bathroom, with about 0–499 square feet of living space. It is a condo in Toronto.
Is 89 Church St #2205 close to transit?
The nearest rapid-transit station is Queen Station (Line 1), about 370 m (about a 5-minute walk) in a straight line. King Station is about 410 m (about a 5-minute walk), and TMU Station is about 690 m (about a 9-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 89 Church St #2205?
About $1,965 a month — principal and interest on $399,900 with 20% down ($79,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 89 Church St #2205 compare with other homes in Toronto?
Its asking price of $399,900 is about 53% below the median sold price in Toronto over the last 90 days, $843,500, across 9,132 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 89 Church St #2205 been sold before?
Yes — Summitly has 1 earlier MLS® listing of 89 Church St #2205 on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 89 Church St #2205?
89 Church St #2205 is in Toronto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 89 Church St #2205 been on the market?
149 days — 89 Church St #2205 was listed on June 10, 2026.
What is the price per square foot of 89 Church St #2205?
About $801 per square foot: the asking price of $399,900 over the 0–499 sq ft the listing gives.
Does 89 Church St #2205 have parking or a garage?
Garage: Yes.
Does 89 Church St #2205 have a basement, and is it finished?
The listing says 89 Church St #2205 has no basement.
