89 Church St #4705 is a 1-bathroom condo in Toronto, listed for $399,000. It has 0-499 sq ft of living space.
1very motivated seller!
2NEW CONDO Opportunity!
3Residents enjoy world-class amenities including a wellness centre, Zen Garden, state-of-the-art gym, co-working space, stylish party rooms, rooftop outdoor lounge, and BBQ areas.
How can Zara help?Zara · AI virtual agent · 24/7 · free
Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
1 Bath Condo in Toronto
Unit 4705 at 89 Church Street
very motivated seller! NEW CONDO Opportunity! Welcome to The Saint Condos, a less-than-one-year-new luxury studio suite located on the 47th floor in the heart of downtown Toronto at Church & Richmond St. This bright and spacious unit features a functional open-concept layout with a combined living and sleeping area, 9' smooth ceilings, floor-to-ceiling windows showcasing breathtaking panoramic city views, a modern kitchen with premium finishes, and a practical walk-in/pantry closet. Residents enjoy world-class amenities including a wellness centre, Zen Garden, state-of-the-art gym, co-working space, stylish party rooms, rooftop outdoor lounge, and BBQ areas. Enjoy unbeatable convenience with Walk Score 100 - just steps to TTC subway stations and streetcars, and within walking distance to the Financial District, Toronto Metropolitan University, George Brown College, University of Toronto, St. Michael's Hospital, CF Toronto Eaton Centre, Union Station, St. Lawrence Market, and countless restaurants, cafes, shopping, and entertainment options. Rogers high-speed internet included. An exceptional opportunity for end-users or investors seeking a modern downtown lifestyle with unparalleled views and convenience.
Toronto condo priced at $399,000 — book a tour to see if it fits your search.
Inside 89 Church St #4705
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
0-499 sq ftas stated on the listing
Basement
None
Features & systems
Parking & garage
Garage
Yes
Parking spaces
0
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
89 Church St #4705 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,960
/mo
based on the purchase price of $399,000
$79,800 cash
$319,200 financed
$268,850 total interest
Principal54%$319,200
Interest46%$268,850
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Church Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 89 Church St #4705 with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 89 Church St #4705 day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Toronto
Other 1-bed homes for sale in Toronto around $399K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio5190.6%On average, homes sold at or above asking.
Active listings13,218Homes for sale here right now.
Median vs prior 90 days+0.4%Compared with May 10 – Aug 8, 2026: prices up.
Based on 9,132 sales from Aug 8 – Nov 6, 2026 (7,132 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
More in this building
3 for sale · 8 for rent at 89 Church St — plus its sale and lease history.
89 Church St #4705 is listed at $399,000 (MLS® C13603664). Summitly updates the price as soon as the MLS® record changes.
Has the price of 89 Church St #4705 changed?
No — 89 Church St #4705 is still listed at its original asking price of $399,000.
How many bedrooms and bathrooms does 89 Church St #4705 have?
89 Church St #4705 has 1 bathroom, with about 0–499 square feet of living space. It is a condo in Toronto.
Is 89 Church St #4705 close to transit?
The nearest rapid-transit station is Queen Station (Line 1), about 370 m (about a 5-minute walk) in a straight line. King Station is about 410 m (about a 5-minute walk), and TMU Station is about 690 m (about a 9-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 89 Church St #4705?
About $1,960 a month — principal and interest on $399,000 with 20% down ($79,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 89 Church St #4705 compare with other homes in Toronto?
Its asking price of $399,000 is about 53% below the median sold price in Toronto over the last 90 days, $843,500, across 9,132 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 89 Church St #4705 been sold before?
Yes — Summitly has 1 earlier MLS® listing of 89 Church St #4705 on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 89 Church St #4705?
89 Church St #4705 is in Toronto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 89 Church St #4705 been on the market?
105 days — 89 Church St #4705 was listed on July 24, 2026.
What is the price per square foot of 89 Church St #4705?
About $800 per square foot: the asking price of $399,000 over the 0–499 sq ft the listing gives.
Does 89 Church St #4705 have parking or a garage?
Garage: Yes.
Does 89 Church St #4705 have a basement, and is it finished?
The listing says 89 Church St #4705 has no basement.
