89A William St W is a land in Waterloo, listed for $425,000.
1This subdivided two-lot package offers outstanding development potential, with previously City-approved plans for a total of 4 residential units across both lots.
2Previously approved plans are available for review, providing a valuable starting point for future development.
3Situated on sought-after William Street West, this property offers convenient access to universities, shopping, restaurants, transit and local amenities in one of Waterloo's established neighbourhoods.
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Lots & Land in Waterloo
About 89A William Street West
Premium Investment Opportunity in the Heart of Waterloo! An exceptional opportunity to invest in a highly desirable location on William Street West. This subdivided two-lot package offers outstanding development potential, with previously City-approved plans for a total of 4 residential units across both lots. The original plans included two 2-storey, 3-bedroom, 2.5-bathroom homes, each with an additional 2-bedroom, 1-bathroom accessory dwelling unit, offering excellent potential for rental income or multi-generational living. Previously approved plans are available for review, providing a valuable starting point for future development. Demolition has already been completed, leaving vacant land ready for your vision. Situated on sought-after William Street West, this property offers convenient access to universities, shopping, restaurants, transit and local amenities in one of Waterloo's established neighbourhoods. Whether you're an investor, builder or developer, this is a rare opportunity to explore the potential of two vacant lots in a prime Waterloo location. To be sold as a package with 89B William St W. Price is per lot. Property taxes are still to be individually assessed by the City; taxes listed reflect the combined taxes for both lots.
Waterloo land priced at $425,000 — book a tour to see if it fits your search.Ask Zara a follow-up
Inside 89A William St W
Every detail from the listing, in one place.
Type
Land
Features & systems
Lot & land
Lot size (sqft)
0
Listing & possession
Property class
Vacant Land
89A William St W Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13880270$425,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 89A William St W Compares to the Waterloo Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
$•,•••,•••
Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,088
/mo
based on the purchase price of $425,000
$85,000 cash
$340,000 financed
$286,369 total interest
Principal54%$340,000
Interest46%$286,369
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio100.1%On average, homes sold at or above asking.
Active listings398Homes for sale here right now.
Median vs prior 90 days+0.4%Compared with Apr 12 – Jul 11, 2026: prices up.
Based on 454 sales from Jul 11 – Oct 9, 2026 (278 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Schools nearby
Closest first, straight-line distance
Our Lady of Lourdes Catholic Elementary SchoolElementary · Catholic · Waterloo Catholic District School Board430 m5 min walk
Empire Public SchoolElementary · Waterloo Region District School Board830 m10 min walk
Westmount Public SchoolElementary · Waterloo Region District School Board1.0 km13 min walk
Elizabeth Ziegler Public SchoolElementary · Waterloo Region District School Board1.3 km16 min walk
School attendance boundaries change, and a nearby school may not serve this address. Check school boundaries with the board before you rely on them.
1.6 km20 min· Elementary · Catholic · 99 Strange Street
Distance is not enrolment: public and Catholic boards assign schools by attendance boundary. Confirm with the local school board's school locator before you buy.
Nearest subway, GO and LRT stations first, then bus and streetcar stops. 13 stops within a 10-minute walk.
89A William St W is listed at $425,000 (MLS® X13880270). Summitly updates the price as soon as the MLS® record changes.
Has the price of 89A William St W changed?
No — 89A William St W is still listed at its original asking price of $425,000.
How many bedrooms and bathrooms does 89A William St W have?
The listing for 89A William St W doesn't publish its bedroom and bathroom count. It is a lot in Waterloo.
What schools are near 89A William St W?
The 4 closest schools to 89A William St W in a straight line are Our Lady of Lourdes Catholic Elementary School (Elementary · Catholic, Waterloo Catholic District School Board), about 430 m (about a 5-minute walk); Empire Public School (Elementary, Waterloo Region District School Board), about 830 m (about a 10-minute walk); Westmount Public School (Elementary, Waterloo Region District School Board), about 1.0 km (about a 13-minute walk); and Elizabeth Ziegler Public School (Elementary, Waterloo Region District School Board), about 1.3 km (about a 16-minute walk). School attendance boundaries change, and a nearby school may not serve this address. Check school boundaries with the board before you rely on them. School locations are from OpenStreetMap.
Is 89A William St W close to transit?
The nearest rapid-transit station is Willis Way Station (ION), about 450 m (about a 6-minute walk) in a straight line. Allen Station is about 540 m (about a 7-minute walk), and Waterloo Public Square Station is about 670 m (about a 8-minute walk). The closest bus or streetcar stop is William / Caroline, about 390 m (about a 5-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 89A William St W?
About $2,088 a month — principal and interest on $425,000 with 20% down ($85,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 89A William St W compare with other homes in Waterloo?
Its asking price of $425,000 is about 39% below the median sold price in Waterloo over the last 90 days, $697,500, across 454 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 89A William St W been sold before?
Summitly has no earlier MLS® sale or lease of 89A William St W on record from the last two years. Older records aren't shown under TRREB rules.
Where is 89A William St W?
89A William St W is in Waterloo, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 89A William St W been on the market?
89A William St W was listed today (October 9, 2026).
What is the lot size of 89A William St W?
The lot is 50 acres, as published in the listing.
What is the land transfer tax on 89A William St W?
About $4,975 in Ontario land transfer tax at the asking price of $425,000. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
