Well located Lindsay 4+ bedroom home. Over 3,000 sq ft of living including private tenanted separate cozy studio suite loft. Massive m/f family room with natural gas stove and walkout to mature treed private yard complete with pool. Primary bedroom with full ensuite and walk-in closet. Spacious eat-in kitchen. M/F laundry room with private 2pc bath. Charm and character throughout this sprawling home with many features including front piano room, m/f office area, spacious second floor sitting area. More notables include basement workshop, attached garage, vegetable garden and an encompassing abundance of perennials.
4 bedrooms, 3 bathrooms, about 3,000 sq ft, works out to roughly $167 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 90 Elgin St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
3000-3500 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Unfinished
Exterior & construction
Pool
Yes
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
90 Elgin St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14141190$499,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 90 Elgin St Compares to the Kawartha Lakes Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,456
/mo
based on the purchase price of $499,900
$99,980 cash
$399,920 financed
$336,838 total interest
Principal54%$399,920
Interest46%$336,838
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kawartha Lakes
Other 3–4 bed homes for sale in Kawartha Lakes around $500K.
Average days on market46Homes sold in about 46 days on average.
Sale-to-list ratio96.1%On average, homes sold below asking.
Active listings861Homes for sale here right now.
Median vs prior 90 days−4.9%Compared with May 6 – Aug 4, 2026: prices down.
Based on 525 sales from Aug 4 – Nov 2, 2026 (362 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 90 Elgin St
How much is 90 Elgin St listed for?
90 Elgin St is listed at $499,900 (MLS® X14141190). Summitly updates the price as soon as the MLS® record changes.
Is $499,900 a good price for 90 Elgin St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 90 Elgin St changed?
No — 90 Elgin St is still listed at its original asking price of $499,900.
How many bedrooms and bathrooms does 90 Elgin St have?
90 Elgin St has 4 bedrooms and 3 bathrooms, with about 3,000–3,500 square feet of living space. It is a detached home in Kawartha Lakes.
How much would the monthly mortgage be on 90 Elgin St?
About $2,456 a month — principal and interest on $499,900 with 20% down ($99,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 90 Elgin St compare with other homes in Kawartha Lakes?
Its asking price of $499,900 is about 17% below the median sold price in Kawartha Lakes over the last 90 days, $599,000, across 525 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 90 Elgin St been sold before?
Summitly has no earlier MLS® sale or lease of 90 Elgin St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 90 Elgin St?
90 Elgin St is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 90 Elgin St been on the market?
90 Elgin St was listed today (November 2, 2026).
What is the price per square foot of 90 Elgin St?
About $143 to $167 per square foot: the asking price of $499,900 over the 3,000–3,500 sq ft the listing gives as its size range.
Does 90 Elgin St have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 90 Elgin St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
