LandOn market 52 days

92 Loretta Dr #12, Niagara-on-the-Lake

Niagara-on-the-Lake, ON · · MLS® X13730230Updated September 1, 2026

$699,000Est. $3,434/mo mortgage

Bedrooms: 2
Bathrooms: 2
Living space: 1200–1399sq ft
Parking spaces: 2

Type Land
Garage Yes
Basement Finished

What you should know

92 Loretta Dr #12 is a 2-bedroom, 2-bathroom land in Niagara-on-the-Lake, listed for $699,000. It has 1200-1399 sq ft of living space.

Welcome to Stone Gate Park, where sophisticated comfort meets ultimate convenience in the heart of Virgil!
This meticulously finished townhome welcomes you with an impressive, bright grand foyer that leads into a magnificent main living area boasting soaring vaulted ceilings and a cozy gas fireplace.
The classic oak kitchen features timeless cabinetry and a charming breakfast nook, flowing seamlessly onto a private rear deck, the perfect setting for enjoying local Niagara wines.

Ask Zara:

2 Bed, 2 Bath Lots & Land in Niagara-on-the-Lake

Unit 12 at 92 Loretta Drive

Welcome to Stone Gate Park, where sophisticated comfort meets ultimate convenience in the heart of Virgil! This meticulously finished townhome welcomes you with an impressive, bright grand foyer that leads into a magnificent main living area boasting soaring vaulted ceilings and a cozy gas fireplace. The classic oak kitchen features timeless cabinetry and a charming breakfast nook, flowing seamlessly onto a private rear deck, the perfect setting for enjoying local Niagara wines. Designed for versatile living, the main floor hosts a primary retreat complete with a walk-in closet and a 4-piece ensuite, alongside a second bedroom ideal for a bright home office. The fully finished lower level significantly expands your living space, offering a massive recreation room and a private third bedroom for guests. Enhanced by stunning curb appeal with mature, manicured gardens and an inviting covered front porch, this property offers an unmatched walkable lifestyle just a short stroll from award-winning wineries, local craft breweries, and the scenic Virgil Sports Park.

2 bedrooms, 2 bathrooms, about 1,200 sq ft, works out to roughly $583 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this land fits your budget and timing.

Inside 92 Loretta Dr #12

Every detail from the listing, in one place.

Type: Land
Style: Bungalow
Living space: 1200-1399 sq ftas stated on the listing
Parking: 2 spacesYes garage
Basement: Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 2

Interior

Basement: Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Vacant Land Condo

92 Loretta Dr #12 Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 1, 2026For saleListedThis listingMLS® X13730230$699,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 92 Loretta Dr #12 Compares to the Niagara-on-the-Lake Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 227 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Niagara-on-the-Lake market, last 90 days

Median sold price: $1,010,000
Average sold price: $1,199,825
Average days on market: 56
Homes sold: 157

Closed sales on the TRREB MLS®.

Full Niagara-on-the-Lake market report

Recently sold nearby in Niagara-on-the-Lake

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This homeUnit 12 — 92 Loretta Drive 2 bd · 2 ba · 1,200 sqft	$699,000asking	$583	—	—
1849 Four Mile Creek Road 2 bd · 3 ba · 1,400 sqft
5 Rose Glen Crescent 2 bd · 3 ba · 1,400 sqft
34 Rose Glen Crescent 2 bd · 2 ba · 1,400 sqft
1849 Four Mile Creek Road 3 bd · 3 ba · 1,400 sqft
3 Cedar Drive 2 bd · 2 ba · 1,200 sqft
92 Loretta Drive 2 bd · 3 ba · 1,200 sqft

1849 Four Mile Creek Road
2 bd · 3 ba · 1,400 sqft
5 Rose Glen Crescent
2 bd · 3 ba · 1,400 sqft
34 Rose Glen Crescent
2 bd · 2 ba · 1,400 sqft
1849 Four Mile Creek Road
3 bd · 3 ba · 1,400 sqft
3 Cedar Drive
2 bd · 2 ba · 1,200 sqft
92 Loretta Drive
2 bd · 3 ba · 1,200 sqft

Living in Niagara-on-the-Lake: Location & Amenities

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Costs, Mortgage & Rental Return for 92 Loretta Dr #12

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,434; 20% down · 25 years · 5.5% assumed
Property tax: $384; 0.66% mill rate · ON
Total per month: $3,818; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,434

/mo

based on the purchase price of $699,000

Down payment20%

$139,800 cash

Amortization25 yr

$559,200 financed

Rate5.50%

$470,993 total interest

Principal54%$559,200

Interest46%$470,993

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: ROYAL LEPAGE NRC REALTY, BrokerageMLS® X13730230 · Listing data last updated September 1, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 31· $583/sq ft

Estimated monthly mortgage$3,434/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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$599,999
92 Loretta Drive
- 2 beds
- 2 baths
- 2 parking
- 1200–1399 sqft
Land4 days on market

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