Welcome to 945 Victoria Street, a charming and thoughtfully updated home set on an impressive 50' x 125' corner lot in Kingscourt. Offering an excellent blend of comfortable living space, modern updates and a fantastic location, this home is an ideal opportunity for first-time buyers looking for affordability without the added headache of taking on a long list of renovations. The main floor features a bright, open-concept living, dining and kitchen area with plenty of natural light, pot lighting throughout and durable laminate flooring. The modern kitchen offers a subway tile backsplash and stainless steel appliances including a gas stove. Two well-appointed bedrooms feature hardwood flooring, while the updated three-piece bathroom is finished with ceramic tile. A convenient side entrance leads directly to a stone patio and the expansive backyard, offering plenty of green space to enjoy. The detached 1.5-car garage features a durable steel roof and provides excellent space for parking, storage or hobbies. Downstairs, the fully finished and waterproofed basement adds valuable additional living space, including a spacious recreation room, third bedroom with built-in desk and double closets, and a modern four-piece bathroom. Extensive updates provide peace of mind, including a newer furnace and AC (2018), finished basement (2019), sewer lateral and water main replacement (2021), HWT (2021), majority of windows replaced (2023), repointing completed (2023-24), and roof shingles (2024). Ideally located with a quick commute to the 401, just around the corner from the Oak Street bike path and community garden, and within walking distance of the Memorial Centre Farmers Market. A move-in-ready home offering great value, generous outdoor space and a convenient Kingscourt location - perfect for buyers ready to make Kingston home.
2 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $771 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 945 Victoria St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
700-1100 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Full, Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Full · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
945 Victoria St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14123622$539,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 945 Victoria St Compares to the Kingston Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,652
/mo
based on the purchase price of $539,900
$107,980 cash
$431,920 financed
$363,790 total interest
Principal54%$431,920
Interest46%$363,790
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Victoria Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 945 Victoria St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 945 Victoria St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kingston
Other 3–6 bed homes for sale in Kingston around $540K.
Average days on market34Homes sold in about 34 days on average.
Sale-to-list ratio97.1%On average, homes sold below asking.
Active listings699Homes for sale here right now.
Median vs prior 90 days−4.1%Compared with May 1 – Jul 30, 2026: prices down.
Based on 600 sales from Jul 30 – Oct 28, 2026 (566 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 945 Victoria St
How much is 945 Victoria St listed for?
945 Victoria St is listed at $539,900 (MLS® X14123622). Summitly updates the price as soon as the MLS® record changes.
Is $539,900 a good price for 945 Victoria St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Kingston. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 945 Victoria St changed?
No — 945 Victoria St is still listed at its original asking price of $539,900.
How many bedrooms and bathrooms does 945 Victoria St have?
945 Victoria St has 2 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in Kingston.
How much would the monthly mortgage be on 945 Victoria St?
About $2,652 a month — principal and interest on $539,900 with 20% down ($107,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 945 Victoria St compare with other homes in Kingston?
Its asking price of $539,900 is about 8% below the median sold price in Kingston over the last 90 days, $585,000, across 600 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 945 Victoria St been sold before?
Summitly has no earlier MLS® sale or lease of 945 Victoria St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 945 Victoria St?
945 Victoria St is in Kingston, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 945 Victoria St been on the market?
945 Victoria St was listed today (October 28, 2026).
What is the price per square foot of 945 Victoria St?
About $491 to $771 per square foot: the asking price of $539,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 945 Victoria St have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 945 Victoria St have a basement, and is it finished?
The listing describes the basement as: Full, Finished.
