DetachedOn market 49 daysPrice drop · $79,100 off (-9.1%)

97 Cedarplank Rd, Kawartha Lakes

Name: 97 Cedarplank Road
SKU: X13817804
Price: 789900 CAD
Availability: InStock

Kawartha Lakes, ON · · MLS® X13817804Updated November 5, 2026

$789,900Est. $3,881/mo mortgage

Bedrooms: 2
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 8

Type Detached
Lot 50 acres
Garage Yes
Basement Crawl Space, Unfinished

What you should know

97 Cedarplank Rd is a 2-bedroom, 2-bathroom detached home in Kawartha Lakes, listed for $789,900. It has 1100-1500 sq ft of living space.

100 Feet of Pristine Waterfront - Custom Year-Round Home in Trent Lakes!
Experience unparalleled privacy and modern waterfront living on this expansive, professionally landscaped lot adorned with pristine perennial gardens and privacy fencing.
Custom built in 2005 as a year-round home, this 100-foot waterfront property is perfect for families, gatherings, or enjoying evenings around the campfire.

Ask Zara:

2 Bed, 2 Bath Detached Home in Kawartha Lakes

About 97 Cedarplank Road

100 Feet of Pristine Waterfront - Custom Year-Round Home in Trent Lakes! Experience unparalleled privacy and modern waterfront living on this expansive, professionally landscaped lot adorned with pristine perennial gardens and privacy fencing. Custom built in 2005 as a year-round home, this 100-foot waterfront property is perfect for families, gatherings, or enjoying evenings around the campfire. Start your mornings on the expansive deck, taking in breathtaking, unobstructed east-facing sunrise views over the water. The bright, open-concept main residence features 2 bedrooms, 2 baths, and is anchored by a cozy gas fireplace. Steps from the main house sits the ultimate kids' or guests' retreat: a fully insulated front bunkie sleeping three, complete with independent walk-in-Fi, A/C, TV, and a practical waterless kitchenette.Thoughtful additions and upgrades include a 14-kW propane backup generator (2023) with automatic transfer switch, a high-efficiency furnace (2017), and an attached, fully insulated 2-car garage prepped for an EV charging hookup. Enjoy dockage area with armour stone shoreline, mature landscaping, and all the comforts of modern living in a tranquil waterfront setting. Short Distance from Bobcaygeon's shops, restaurants, and marina-this is Kawartha lakeside living at its finest.

2 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $718 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 97 Cedarplank Rd

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1100-1500 sq ftas stated on the listing
Parking: 8 spacesYes garage
Basement: Crawl Space, Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 8

Interior

Basement: Crawl Space · Unfinished

Lot & land

Lot size (sqft): 0.349

Listing & possession

Property style: Bungalow
Property class: Detached

97 Cedarplank Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13817804−$79,100 (9.1%)$789,900
Sep 23, 2026For saleListedThis listingMLS® X13817804$869,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 97 Cedarplank Rd Compares to the Kawartha Lakes Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 831 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Kawartha Lakes market, last 90 days

Median sold price: $595,000
Average sold price: $657,228
Average days on market: 46
Homes sold: 497

Closed sales on the TRREB MLS®.

Full Kawartha Lakes market report

Recently sold nearby in Kawartha Lakes

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home97 Cedarplank Road 2 bd · 2 ba · 1,100 sqft	$789,900asking	$718	—	—
16 Lawrence Street 3 bd · 1 ba · 1,500 sqft
40 Greenwood Crescent 2 bd · 2 ba · 700 sqft
12 Hillcroft Way 4 bd · 2 ba · 2,000 sqft
9 Riverside Drive 2 bd · 1 ba · 700 sqft
7 Colborne Street 3 bd · 2 ba · 1,500 sqft
13 Rosemary Drive 2 bd · 2 ba · 700 sqft

16 Lawrence Street
3 bd · 1 ba · 1,500 sqft
40 Greenwood Crescent
2 bd · 2 ba · 700 sqft
12 Hillcroft Way
4 bd · 2 ba · 2,000 sqft
9 Riverside Drive
2 bd · 1 ba · 700 sqft
7 Colborne Street
3 bd · 2 ba · 1,500 sqft
13 Rosemary Drive
2 bd · 2 ba · 700 sqft

Living in Kawartha Lakes: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 97 Cedarplank Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,881; 20% down · 25 years · 5.5% assumed
Property tax: $434; 0.66% mill rate · ON
Total per month: $4,315; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,881

/mo

based on the purchase price of $789,900

Down payment20%

$157,980 cash

Amortization25 yr

$631,920 financed

Rate5.50%

$532,243 total interest

Principal54%$631,920

Interest46%$532,243

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: Re/Max All-Stars Realty Inc., BrokerageMLS® X13817804 · Listing data last updated November 5, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 22· $718/sq ft

Estimated monthly mortgage$3,881/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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