How much is 99 Cedar St listed for?

99 Cedar St is listed at $499,900 (MLS® X13762112). Summitly updates the price as soon as the MLS® record changes.

Is $499,900 a good price for 99 Cedar St?

Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Cambridge. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out.

Has the price of 99 Cedar St changed?

Yes — it was first listed at $529,900 and is now $499,900, a drop of $30,000 (5.7%).

How many bedrooms and bathrooms does 99 Cedar St have?

99 Cedar St has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Cambridge.

How much would the monthly mortgage be on 99 Cedar St?

About $2,456 a month — principal and interest on $499,900 with 20% down ($99,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 99 Cedar St compare with other homes in Cambridge?

Its asking price of $499,900 is about 28% below the median sold price in Cambridge over the last 90 days, $695,000, across 443 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 99 Cedar St been sold before?

Summitly has no earlier MLS® sale or lease of 99 Cedar St on record from the last two years. Older records aren't shown under TRREB rules.

Where is 99 Cedar St?

99 Cedar St is in Cambridge, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 99 Cedar St been on the market?

55 days — 99 Cedar St was listed on September 9, 2026.

What is the price per square foot of 99 Cedar St?

About $454 to $714 per square foot: the asking price of $499,900 over the 700–1,100 sq ft the listing gives as its size range.

Does 99 Cedar St have parking or a garage?

Yes — the listing gives 3 parking spaces.

Does 99 Cedar St have a basement, and is it finished?

The listing describes the basement as: Full, Unfinished.

For saleWell Above Market

DetachedOn market 55 daysPrice drop · $30,000 off (-5.7%)

99 Cedar St, Cambridge

Name: 99 Cedar Street
SKU: X13762112
Price: 499900 CAD
Availability: InStock

Cambridge, ON · · MLS® X13762112Updated October 17, 2026

$499,900Est. $2,456/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 700–1100sq ft
Parking spaces: 3

Type Detached
Basement Full, Unfinished

What you should know

99 Cedar St is a 3-bedroom, 1-bathroom detached home in Cambridge, listed for $499,900. It has 700-1100 sq ft of living space.

It is ideally located near a variety of amenities and just a short walk to Victoria Park, the Grand River, the Gas Light District, and the vibrant downtown area.
The home features a traditional layout with separate living & dining rooms, a bright eat-in kitchen with stainless steel appliances (including a gas range), and deck access.
The unfinished basement provides plenty of extra space, including a laundry room, utility room, and a cold/storage room.

Ask Zara:

3 Bed, 1 Bath Detached Home in Cambridge

About 99 Cedar Street

Welcome to 99 Cedar Street in Cambridge! This charming one-and-a-half-storey home in West Galt is perfect for first-time homebuyers or investors. It is ideally located near a variety of amenities and just a short walk to Victoria Park, the Grand River, the Gas Light District, and the vibrant downtown area. The home features a traditional layout with separate living & dining rooms, a bright eat-in kitchen with stainless steel appliances (including a gas range), and deck access. The upper level offers three bedrooms and a three-piece bathroom with a stand-alone tub. The unfinished basement provides plenty of extra space, including a laundry room, utility room, and a cold/storage room. Outside, relax on the covered front porch or enjoy the large raised deck overlooking the spacious, fully fenced yard with mature trees, perfect for entertaining and outdoor activities.

3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $714 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 99 Cedar St

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 700-1100 sq ftas stated on the listing
Parking: 3 spaces
Basement: Full, Unfinished

Features & systems

Parking & garage

Parking spaces: 3

Interior

Basement: Full · Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

99 Cedar St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13762112−$30,000 (5.7%)$499,900
Sep 9, 2026For saleListedThis listingMLS® X13762112$529,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 99 Cedar St Compares to the Cambridge Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 846 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Cambridge market, last 90 days

Median sold price: $695,000
Average sold price: $732,347
Average days on market: 32
Homes sold: 443

Closed sales on the TRREB MLS®.

Full Cambridge market report

Recently sold nearby in Cambridge

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home99 Cedar Street 3 bd · 1 ba · 700 sqft	$499,900asking	$714	—	—
401 Fountain Street 3 bd · 2 ba · 1,500 sqft
43 Mullholland Avenue 4 bd · 3 ba · 2,000 sqft
20 Gail Street 3 bd · 2 ba · 700 sqft
1862 Briarwood Drive 3 bd · 1 ba · 700 sqft
27 Dellgrove Circle 4 bd · 3 ba · 2,500 sqft
20 PRATT Place 3 bd · 1 ba · 1,100 sqft

401 Fountain Street
3 bd · 2 ba · 1,500 sqft
43 Mullholland Avenue
4 bd · 3 ba · 2,000 sqft
20 Gail Street
3 bd · 2 ba · 700 sqft
1862 Briarwood Drive
3 bd · 1 ba · 700 sqft
27 Dellgrove Circle
4 bd · 3 ba · 2,500 sqft
20 PRATT Place
3 bd · 1 ba · 1,100 sqft

Living in Cambridge: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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How long is your commute?

From 99 Cedar St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 99 Cedar St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,456; 20% down · 25 years · 5.5% assumed
Property tax: $275; 0.66% mill rate · ON
Total per month: $2,731; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,456

/mo

based on the purchase price of $499,900

Down payment20%

$99,980 cash

Amortization25 yr

$399,920 financed

Rate5.50%

$336,838 total interest

Principal54%$399,920

Interest46%$336,838

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: ROYAL LEPAGE WOLLE REALTY, BrokerageMLS® X13762112 · Listing data last updated October 17, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 8· $714/sq ft

Estimated monthly mortgage$2,456/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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99 Cedar St, Cambridge

What you should know