The short answer
Summitly publishes two packages. Package A: 95/5, $200 + HST a month and $799 + HST on each of your first 4 deals a year. Package B: 90/10, $125 + HST a month and $499 + HST on the first 4, then 95/5 after $100,000 GCI. A $500 brokerage minimum applies. Brokerage leads: 50/50, on the Leads Plan.
Summitly's split and fees: key facts
- Commission split
- Package A: 95/5; Package B: 90/10 (95/5 after $100,000 GCI in a calendar year); Leads Plan: 90/10 ($299 + HST a month, no transaction fees; your own deals on the plan that receives Brokerage Leads); Brokerage Leads: 50/50 (deals from leads the brokerage provides, on the Leads Plan)
- Monthly fee
- Package A: $200 + HST a month; Package B: $125 + HST a month; Leads Plan: $299 + HST a month
- Transaction fee
- Package A: $799 + HST; Package B: $499 + HST — on each of your first 4 completed transactions in a calendar year, then none for the rest of that year; Leads Plan: no transaction fees
- Office minimum
- A $500 minimum brokerage share applies per completed transaction, starting with transaction 5 in each calendar year; see your agreement for tax treatment and details
- Annual cap
- No annual cap — your package split applies all year; Package B moves to 95/5 after $100,000 GCI
- Leases
- Residential and condo leases: $250 + HST per lease side. Commercial leases: your package split, with a $500 brokerage minimum
- Performance bonus
- $1,000 performance bonus each anniversary year your annual GCI reaches $250,000 (every year you qualify; discretionary, for agents active at their anniversary year-end)
- Payouts
- Paid several times a week once the file is complete and funds have cleared; EFT $20 + HST, cheque free; PREC payments supported
- Franchise / royalty fee
- None listed separately — the agent fee schedule is the monthly fee, the transaction fees and the office minimum
- E&O / insurance beyond RECO
- Ask us
Why Summitly for Summitly's split and fees
Nothing implied
Every published term is on this page; what is not published says "ask us".
Every fee on one page
Packages, office minimum, leases, payouts — all before HST.
Compare honestly
Run our packages against any offer at your real deal count.
Three ways to work
Package A, Package B or Brokerage Leads
Two packages for the business you bring, and the Leads Plan with a 50/50 split on leads the brokerage provides. Pick the package that fits your year — the numbers are all below.
Package A
95/5
you / brokerage, on sales
- $200 + HST a month
- $799 + HST on each of your first 4 deals a year, then none
- A $500 brokerage minimum applies; see your agreement for details
Who it's for: Agents with steady deal flow who want the highest split from the first dollar.
Package A in detailPackage B
90/10
you / brokerage, on sales
- $125 + HST a month
- $499 + HST on each of your first 4 deals a year, then none
- 95/5 after $100,000 GCI (resets January 1)
- A $500 brokerage minimum applies; see your agreement for details
Who it's for: Newer agents and anyone building up — lower fixed costs, and 95/5 once you pass $100,000 GCI in the year.
Package B in detailLeads Plan · Brokerage Leads
50/50
on deals from leads the brokerage provides, sales or leases
- $299 + HST a month
- No transaction fees
- 90/10 on the business you bring yourself
- No charge per lead — buyer or seller, sales or leases
- Warm and never shared — each lead goes to one agent
- From summitly.ca enquiries, Summitly apps, Zara AI conversations, ads and more
- Worked in the brokerage CRM
Who it's for: agents who want brokerage leads and a mentor to help close them. Agents who want leads join the Leads Plan.
How Brokerage Leads work| Term | Package A | Package B | Leads PlanBest if you want leads |
|---|---|---|---|
| Monthly fee | $200 + HST | $125 + HST | $299 + HST |
| Transaction fees | $799 + HST on each of your first 4 a year, then none | $499 + HST on each of your first 4 a year, then none | None |
| Split on your own deals | 95/5 | 90/10, 95/5 after $100,000 GCI in a calendar year | 90/10 |
| Brokerage Leads | Not included | Not included | Included: 50/50 on deals from them, no charge per lead |
| Best for | Steady producers who bring their own business | Newer agents building their own business | Agents who want warm leads and help closing them |
All amounts before HST. Full terms are in the Independent Contractor Agreement you review before joining.
All amounts before HST. No annual cap. Residential and condo leases: $250 + HST per side. A $500 minimum brokerage share applies per completed transaction, starting with transaction 5 in each calendar year; see your agreement for tax treatment and details. Full terms are in the Independent Contractor Agreement you review before joining. At four deals a year, Package B costs less below about $42,000 of GCI and Package A above it. Every fee, explained.
Take-home calculator
Your take-home, Package A vs Package B
Put in your year. The calculator shows what each package costs you and what you keep — before HST.
Which package fits you?
Move the sliders to your year. We add up the split, twelve monthly fees, transaction fees on your first four deals, the $500 brokerage minimum, Package B's move to 95/5 above $100,000 and lease fees.
Package A costs $2,900 less a year at these numbers. With 8 deals, the two packages cost the same at about $54,667 of GCI — below that Package B costs less, above it Package A does.
Package A · 95/5
$107,904
take-home · you keep 89.9%
Brokerage cost $12,096
Package B · 90/10
$105,004
take-home · you keep 87.5%
Brokerage cost $14,996
| Before HST | Package A | Package B |
|---|---|---|
| Split | $6,000 | $11,000 |
| Office minimum top-up | $0 | $0 |
| Monthly fees × 12 | $2,400 | $1,500 |
| Transaction fees | $3,196 | $1,996 |
| Lease sides | $500 | $500 |
| Total to the brokerage | $12,096 | $14,996 |
Illustration, not an offer: CAD before HST; GCI spread evenly across your sale deals; lease commissions are not in GCI, so lease sides only add their flat fee (the same on both packages). Leads the brokerage hands you are split 50/50 and are not included here. A discretionary $1,000 bonus at $250,000 GCI is not counted. Your agreement governs.
Included
Everything included at no extra cost
- 24/7 office accessRound-the-clock access to the Vaughan office and a dedicated work area.
- Up to 200 copies a monthUp to 200 black-and-white copies every month.
- 500 business cardsYour first order of 500 business cards is free when you join.
- Professional headshotOne professional headshot.
- Social graphics for every dealBranded social-media graphics for every new listing and every sale.
- Listing & buyer kitsListing presentation kits, buyer and seller packages, and pricing and market-intelligence tools.
- Event items to borrowBorrow a branded tent, banners and a table cover for events.
- Open-house technologySign-in systems, QR codes, digital feature sheets and automated follow-ups; some devices at cost.
- CRM & back-end systemsThe brokerage CRM, back-end systems and Coldwell Banker marketing and technology tools, with full training.
- Summitly AI platformAI search, market intelligence, Zara chat and automation.
- Global Luxury & CommercialColdwell Banker Global Luxury and Commercial specialty programs, open to every agent.
- In-house mortgage partnerRefer clients to our mortgage brokerage partner. Any referral fee is paid to the brokerage, not to you directly, and must be disclosed to your client in writing, with its estimated value, before they proceed (RECO Bulletin 3.3).
- Preferred vendor discountsDiscounts with the brokerage's preferred vendors.
Included at no extra cost. Optional and paid: Done-for-you marketing (video, posting and social management, paid campaigns). Teams, shared administrators and unlicensed assistants are allowed.
The two packages, and Brokerage Leads
Summitly (Coldwell Banker Summit Realty) has two packages for your own business. Package A is a 95/5 split with a $200 + HST monthly fee and $799 + HST on each of your first 4 completed transactions in a calendar year. Package B is 90/10 with $125 + HST a month and $499 + HST on the first 4, moving to 95/5 for the rest of the year after $100,000 GCI. A $500 minimum brokerage share applies per completed transaction, starting with transaction 5 in each calendar year; see your agreement for tax treatment and details. To receive brokerage leads, agents join the Leads Plan: $299 + HST a month, no transaction fees, 90/10 on their own deals, and 50/50 on deals from leads the brokerage provides.
Summitly's Brokerage Leads are leads the brokerage generates — from summitly.ca enquiries, Summitly apps, Zara AI conversations, ads, social campaigns, call tracking, events — and hands to its agents. They are warm: the person contacted Summitly themselves about buying, selling or renting a home. Each lead goes to one agent only; it is not shared. Leads go to agents on the Leads Plan: $299 + HST a month, no transaction fees, with 90/10 on the business they bring themselves. There is no charge per lead; on a closed sale or lease from a Brokerage Lead the commission is split 50/50, and you work the lead in the brokerage CRM, with coaching to help you convert it.
The smaller print, in plain words
- A $500 minimum brokerage share applies per completed transaction, starting with transaction 5 in each calendar year; see your agreement for tax treatment and details.
- Residential and condo leases: $250 + HST per lease side. Commercial leases: your package split, with a $500 brokerage minimum.
- $1,000 performance bonus each anniversary year your annual GCI reaches $250,000 (every year you qualify; discretionary, for agents active at their anniversary year-end).
- Paid several times a week once the file is complete and funds have cleared; EFT $20 + HST, cheque free; PREC payments supported.
- No annual cap — your package split applies all year; Package B moves to 95/5 after $100,000 GCI.
- No transaction fees beyond this schedule. Every amount is before HST.
Which package costs you less?
At four deals a year the two packages cost the same at about $42,000 of GCI: below it Package B costs less, above it Package A does. For example, at $120,000 of GCI over 8 deals, Package A costs $11,596 and Package B $14,496 before HST. The calculator on our careers page runs your own numbers.
What comes with the brokerage
- Zara, Summitly's AI virtual agent, chats and talks with buyers, sellers and renters on the platform around the clock.
- Included at no extra cost: 24/7 office access, up to 200 copies a month, 500 business cards, professional headshot, social graphics for every deal, listing & buyer kits, event items to borrow, open-house technology, crm & back-end systems, summitly ai platform, global luxury & commercial, in-house mortgage partner, preferred vendor discounts.
- Every Summitly agent gets 1-to-1 mentorship from senior brokers, in person at the Vaughan office, with a virtual option where available. There is onboarding training when you join and training every week, and recordings may be provided. Coaching and office support come at no extra charge.
- Access to Coldwell Banker Global Luxury and Coldwell Banker Commercial.
Costs you pay at any Ontario brokerage
- RECO registration as a new salesperson: $356 ($306 registration plus a $50 application review fee).
- RECO renewal: $350 ($306 plus $44 for continuing education).
- RECO's professional liability insurance: $500 plus applicable taxes per salesperson or broker for the September 1, 2026 to August 31, 2027 term, unchanged since 2022.
Brokerage Leads
We give you warm leads. Never shared. And we help you close them.
When someone contacts Summitly about buying, selling or renting, we hand the lead to one agent — you. Agents on the Leads Plan ($299 + HST a month, no transaction fees, 90/10 on your own deals) receive them: no charge per lead, 50/50 when it closes, and a senior broker to help you convert. We don't promise a number of leads.
- Warm: they contacted us first
- Not shared: one lead, one agent
- Leads Plan: $299 + HST a month, no transaction fees · 50/50 on close
- Coaching to convert, every step
Book a confidential conversation
Tell us about your business and we'll show you which package fits, how Brokerage Leads work and who your mentor would be — no pressure, fully confidential.
Summitly's split and fees: frequently asked questions
What commission split does Summitly pay?
Summitly (Coldwell Banker Summit Realty) has two packages for your own business. Package A is a 95/5 split with a $200 + HST monthly fee and $799 + HST on each of your first 4 completed transactions in a calendar year. Package B is 90/10 with $125 + HST a month and $499 + HST on the first 4, moving to 95/5 for the rest of the year after $100,000 GCI. A $500 minimum brokerage share applies per completed transaction, starting with transaction 5 in each calendar year; see your agreement for tax treatment and details. To receive brokerage leads, agents join the Leads Plan: $299 + HST a month, no transaction fees, 90/10 on their own deals, and 50/50 on deals from leads the brokerage provides.
Does Summitly have a cap?
No annual cap applies: your package split applies all year; Package B moves to 95/5 after $100,000 GCI. Transaction fees stop after your first 4 deals in a calendar year. A $500 brokerage minimum applies; see your agreement for details.
How often does Summitly pay commissions?
Commissions are paid several times a week once the file is complete and funds have cleared. EFT payouts cost $20 + HST and cheques are free; PREC payments are supported.
Who pays E&O insurance at Summitly?
Every Ontario salesperson must carry RECO's professional liability insurance ($500 plus applicable taxes per salesperson or broker for the September 1, 2026 to August 31, 2027 term, unchanged since 2022). Whether any brokerage coverage or cost applies on top is not published here yet — ask us and we will confirm it in writing.
What does it cost to be registered as an agent in Ontario?
RECO charges $356 ($306 registration plus a $50 application review fee) to register and $350 ($306 plus $44 for continuing education) to renew, and every salesperson must carry RECO's insurance: $500 plus applicable taxes per salesperson or broker for the September 1, 2026 to August 31, 2027 term, unchanged since 2022.
Sources
- Coldwell Banker Summit Realty, Brokerage — Independent Contractor Agreement, Schedules B, C, K and L (terms confirmed by the brokerage) — checked September 25, 2026
- RECO — Fee schedule (salesperson/broker registration, effective March 1, 2023) — checked September 25, 2026
- RECO — Renew your insurance (professional liability insurance program) — checked September 25, 2026
- RECO — Public register of brokerages and agents — checked September 25, 2026
Summitly is the technology platform of Coldwell Banker Summit Realty, Brokerage, a brokerage registered with the Real Estate Council of Ontario (RECO), 310-3100 Steeles Ave W, Vaughan, ON L4K 3R1. Each Coldwell Banker office is independently owned and operated. Agents join as self-employed, commission-based independent contractors, not employees; terms are those of the brokerage's agent agreement, and fees are before HST. Verify any brokerage or agent on the RECO public register.
