TownhouseOn market 50 days

102 Cortland Terr, St. Thomas

Name: 102 Cortland Terrace
SKU: X13779106
Price: 574900 CAD
Availability: InStock

St. Thomas, ON · · MLS® X13779106Updated October 27, 2026

$574,900Est. $2,824/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1500–2000sq ft
Parking spaces: 3

Type Townhouse
Lot 50 acres
Garage Yes
Basement Full, Unfinished

What you should know

102 Cortland Terr is a 3-bedroom, 2-bathroom townhouse in St. Thomas, listed for $574,900. It has 1500-2000 sq ft of living space.

This beautiful 2-storey exterior townhouse built by Hayhoe Homes, featuring 3 bedrooms, 2.5 bathrooms, and a single-car garage.
The spacious primary bedroom offers a walk-in closet and a 3-piece ensuite with a shower.
The unfinished basement provides development potential for a future family room, 4th bedroom, and bathroom (roughed in bathroom already exists).

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3 Bed, 2 Bath Townhouse in St. Thomas

About 102 Cortland Terrace

This beautiful 2-storey exterior townhouse built by Hayhoe Homes, featuring 3 bedrooms, 2.5 bathrooms, and a single-car garage. The open concept main floor, with 9' ceilings, luxury vinyl plank flooring, a designer kitchen with quartz countertops, an island, gas stove and a cabinet-style pantry, dining room with a transom window that brings in natural light, and a large great room with big windows and a patio door to the rear deck. The second level features 3 bedrooms and a 4-piece main bathroom. The spacious primary bedroom offers a walk-in closet and a 3-piece ensuite with a shower. The unfinished basement provides development potential for a future family room, 4th bedroom, and bathroom (roughed in bathroom already exists). Other features include convenient second-floor laundry, HRV, and many more upgraded features. Double drive for 2 vehicle. Located in desirable South-East St. Thomas in the Orchard Park Meadows community, walking distance to schools, parks, trails, only minutes away to the hospital and 14 minutes drive to Port Stanley Beach. Make this a perfect starter home for a family to grow or young professional.

3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $383 per square foot. Chat with Zara if you'd like a deeper read on whether this townhouse fits your budget and timing.

Inside 102 Cortland Terr

Every detail from the listing, in one place.

Type: Townhouse
Style: 2-Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 3 spacesYes garage
Basement: Full, Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 3

Interior

Basement: Full · Unfinished

Lot & land

Lot size (sqft): 3067.71

Listing & possession

Property style: 2-Storey
Property class: Att/Row/Townhouse

102 Cortland Terr Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 14, 2026For saleListedThis listingMLS® X13779106$574,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 102 Cortland Terr Compares to the St. Thomas Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 410 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Thomas market, last 90 days

Median sold price: $525,000
Average sold price: $533,540
Average days on market: 44
Homes sold: 238

Closed sales on the TRREB MLS®.

Full St. Thomas market report

Recently sold nearby in St. Thomas

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home102 Cortland Terrace 3 bd · 2 ba · 1,500 sqft	$574,900asking	$383	—	—
23 Kiln Lane 3 bd · 1 ba · 1,100 sqft
81 Parkside Drive 3 bd · 1 ba · 700 sqft
26 Hopper Lane 3 bd · 2 ba · 1,100 sqft
32 HOPPER Lane 3 bd · 2 ba · 1,100 sqft
11 Empire Parkway 4 bd · 3 ba · 1,500 sqft
21 Kiln Lane 3 bd · 1 ba · 1,100 sqft

23 Kiln Lane
3 bd · 1 ba · 1,100 sqft
81 Parkside Drive
3 bd · 1 ba · 700 sqft
26 Hopper Lane
3 bd · 2 ba · 1,100 sqft
32 HOPPER Lane
3 bd · 2 ba · 1,100 sqft
11 Empire Parkway
4 bd · 3 ba · 1,500 sqft
21 Kiln Lane
3 bd · 1 ba · 1,100 sqft

Living in St. Thomas: Location & Amenities

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Costs, Mortgage & Rental Return for 102 Cortland Terr

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,824; 20% down · 25 years · 5.5% assumed
Property tax: $316; 0.66% mill rate · ON
Total per month: $3,140; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

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Estimated monthly payment

$2,824

/mo

based on the purchase price of $574,900

Down payment20%

$114,980 cash

Amortization25 yr

$459,920 financed

Rate5.50%

$387,373 total interest

Principal54%$459,920

Interest46%$387,373

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: ROYAL LEPAGE TRILAND REALTY, BrokerageMLS® X13779106 · Listing data last updated October 27, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 13· $383/sq ft

Estimated monthly mortgage$2,824/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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