Discover a cherished family retreat on Walkers Bay, where generations have celebrated summers together on Lake Muskoka. Set on 205' of beautiful shoreline, this winterized cottage has more than 2,600 sq. ft. of living space with 4 bedrooms and 3 full bathrooms across two levels, all designed for effortless lakeside entertaining. Walls of windows and sliding glass doors fill the open-concept main level with natural light and frame island-dotted views. Pine accents and a wood-burning fireplace give the living area a classic cottage character. The lakeside deck is made for barbecues and time with friends. The main-floor primary suite has lake views, a 3-piece ensuite and a walkout to the deck. Two bedrooms, a 4-pc bathroom, laundry and lake-view office are also on this level. Off the living room, the screened Muskoka Room is a favourite place to dine, relax and enjoy gorgeous views down the lake. Downstairs, there is a family room with a wood-burning fireplace and a large wet bar, a bedroom, and a 3-piece bathroom. A walkout leads to a shaded lakeside deck, ideal on hot summer days and another Muskoka Room. Outside, landscaped grounds and level grassy areas give children plenty of room to play. At the shoreline, toddlers will love the gentle water entry, and deep water off the dock invites everyone else to jump in. The protected waters of family-friendly Walkers Bay are ideal for waterskiing, tubing, paddleboarding and kayaking. A lakeside sauna sits near the shoreline, accompanied by a 2-story, 2-slip boathouse complete with lifts. The boathouse upper level features a separate guest setup complete with a kitchenette, bathroom, living room, and a private sundeck. A 2-car garage, ample parking and a backup generator make every stay easy. Just 15 minutes from Bala's shops and restaurants, 20 minutes from Gravenhurst and 10 minutes from tennis courts and hiking trails, this is a wonderful opportunity for a new family to make this idyllic cottage their own.
4 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $2,330 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 1041 Ann St #4
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
10 spacesYes garage
Basement
Finished with Walk-Out
Features & systems
Parking & garage
Garage
Yes
Parking spaces
10
Interior
Basement
Finished with Walk-Out
Lot & land
Lot size (sqft)
1.02
Listing & possession
Property style
2-Storey
Property class
Detached
1041 Ann St #4 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$17,170
/mo
based on the purchase price of $3,495,000
$699,000 cash
$2,796,000 financed
$2,354,966 total interest
Principal54%$2,796,000
Interest46%$2,354,966
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
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Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Muskoka Lakes
Other 3–5 bed homes for sale in Muskoka Lakes around $3.5M.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio94.3%On average, homes sold below asking.
Active listings236Homes for sale here right now.
Median vs prior 90 days+23.5%Compared with Apr 24 – Jul 23, 2026: prices up.
Based on 126 sales from Jul 23 – Oct 21, 2026 (73 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1041 Ann St #4
How much is 1041 Ann St #4 listed for?
1041 Ann St #4 is listed at $3,495,000 (MLS® X13709534). Summitly updates the price as soon as the MLS® record changes.
Is $3,495,000 a good price for 1041 Ann St #4?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Muskoka Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1041 Ann St #4 changed?
Yes — it was first listed at $3,795,000 and is now $3,495,000, a drop of $300,000 (7.9%).
How many bedrooms and bathrooms does 1041 Ann St #4 have?
1041 Ann St #4 has 4 bedrooms and 3 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Muskoka Lakes.
How much would the monthly mortgage be on 1041 Ann St #4?
About $17,170 a month — principal and interest on $3,495,000 with 20% down ($699,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1041 Ann St #4 compare with other homes in Muskoka Lakes?
Its asking price of $3,495,000 is about 233% above the median sold price in Muskoka Lakes over the last 90 days, $1,050,000, across 126 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1041 Ann St #4 been sold before?
Summitly has no earlier MLS® sale or lease of 1041 Ann St #4 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1041 Ann St #4?
1041 Ann St #4 is in Muskoka Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1041 Ann St #4 been on the market?
57 days — 1041 Ann St #4 was listed on August 25, 2026.
What is the price per square foot of 1041 Ann St #4?
About $1,748 to $2,330 per square foot: the asking price of $3,495,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 1041 Ann St #4 have parking or a garage?
Yes — the listing gives 10 parking spaces. Garage: Yes.
Does 1041 Ann St #4 have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out.
