DetachedListed 2 days ago

115 Coulter Ave, Central Elgin

Name: 115 Coulter Avenue
SKU: X14169110
Price: 609000 CAD
Availability: InStock

Central Elgin, ON · · MLS® X14169110Updated November 11, 2026

$609,000Est. $2,992/mo mortgage

Bedrooms: 4
Bathrooms: 2
Living space: 1500–2000sq ft
Parking spaces: 4

Type Detached
Basement Full, Partially Finished

What you should know

115 Coulter Ave is a 4-bedroom, 2-bathroom detached home in Central Elgin, listed for $609,000. It has 1500-2000 sq ft of living space.

Welcome to this spacious 4-level side split, located in a sought-after neighbourhood on the edge of St.
Offering 4 bedrooms and plenty of room to spread out, this home provides a versatile layout with space for the whole family.
The updated kitchen is complemented by a main floor family room addition and an inviting sunroom, providing wonderful spaces for everyday living, relaxing and entertaining.

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1 Upcoming Open House at 115 Coulter Ave

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Saturday, November 141:00 PM – 3:00 PMIn person · no booking neededAdd to Google Calendar (opens in a new tab)Apple / Outlook (.ics)

4 Bed, 2 Bath Detached Home in Central Elgin

About 115 Coulter Avenue

Welcome to this spacious 4-level side split, located in a sought-after neighbourhood on the edge of St. Thomas! Offering 4 bedrooms and plenty of room to spread out, this home provides a versatile layout with space for the whole family. The updated kitchen is complemented by a main floor family room addition and an inviting sunroom, providing wonderful spaces for everyday living, relaxing and entertaining. One of the home's unique features is the fourth bedroom, complete with an adjoining tandem room that offers endless possibilities as a home office, dressing room, hobby space or private retreat. The lower level also features an additional room, ideal for a home gym, along with an abundance of storage throughout the home. Step outside to enjoy the fully fenced backyard and covered patio, perfect for outdoor dining or simply unwinding. With its generous living space, flexible floor plan and desirable location, this is a home that offers room to grow and make your own!

4 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $406 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 115 Coulter Ave

Every detail from the listing, in one place.

Type: Detached
Style: Sidesplit 4
Living space: 1500-2000 sq ftas stated on the listing
Parking: 4 spaces
Basement: Full, Partially Finished

Features & systems

Parking & garage

Parking spaces: 4

Interior

Basement: Full · Partially Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Sidesplit 4
Property class: Detached

115 Coulter Ave Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 9, 2026For saleListedThis listingMLS® X14169110$609,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 115 Coulter Ave Compares to the Central Elgin Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 159 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Central Elgin market, last 90 days

Median sold price: $616,000
Average sold price: $637,151
Average days on market: 63
Homes sold: 88

Closed sales on the TRREB MLS®.

Full Central Elgin market report

Recently sold nearby in Central Elgin

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home115 Coulter Avenue 4 bd · 2 ba · 1,500 sqft	$609,000asking	$406	—	—
7 Mcpherson Court 4 bd · 3 ba · 2,000 sqft
254 Kettle Creek Drive 3 bd · 2 ba · 1,100 sqft
42134 Mcbain Line 3 bd · 2 ba · 1,500 sqft
181 Union Street 4 bd · 1 ba · 1,100 sqft
365 Sunset Drive 3 bd · 2 ba · 700 sqft
44458 TALBOT Line 3 bd · 1 ba · 1,100 sqft

7 Mcpherson Court
4 bd · 3 ba · 2,000 sqft
254 Kettle Creek Drive
3 bd · 2 ba · 1,100 sqft
42134 Mcbain Line
3 bd · 2 ba · 1,500 sqft
181 Union Street
4 bd · 1 ba · 1,100 sqft
365 Sunset Drive
3 bd · 2 ba · 700 sqft
44458 TALBOT Line
3 bd · 1 ba · 1,100 sqft

Living in Central Elgin: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 115 Coulter Ave

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,992; 20% down · 25 years · 5.5% assumed
Property tax: $335; 0.66% mill rate · ON
Total per month: $3,327; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,992

/mo

based on the purchase price of $609,000

Down payment20%

$121,800 cash

Amortization25 yr

$487,200 financed

Rate5.50%

$410,350 total interest

Principal54%$487,200

Interest46%$410,350

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: ELGIN REALTY LIMITED, BrokerageMLS® X14169110 · Listing data last updated November 11, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 8· $406/sq ft

Estimated monthly mortgage$2,992/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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