42420 John Wise Line is a 5-bedroom, 3-bathroom detached home in Central Elgin, listed for $599,000. It has 3000-3500 sq ft of living space.
1Nicely located just south of St.
2This 3600 sq ft, 1.5 storey solid home was built in the 70's and has an apartment on the upper level with 3 bedrooms plus kitchen and family room and separate side entrance.
Nicely located just south of St. Thomas in a rural Central Elgin setting. This 3600 sq ft, 1.5 storey solid home was built in the 70's and has an apartment on the upper level with 3 bedrooms plus kitchen and family room and separate side entrance. Finished lower level. 2 bedrooms on main level. Main house has 400 amp service with all electric heat back up. House does have high efficiency gas furnace with ductwork and central air. Huge rear deck and gazebo. Spacious rooms, spiral staircase, large closets, attached double garage with 2 piece bath and storage under garage. All windows new, paint, flooring, trim and doors.
5 bedrooms, 3 bathrooms, about 3,000 sq ft, works out to roughly $200 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 42420 John Wise Line
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
3000-3500 sq ftas stated on the listing
Parking
12 spacesYes garage
Basement
Finished, Apartment
Features & systems
Parking & garage
Garage
Yes
Parking spaces
12
Interior
Basement
Finished · Apartment
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
42420 John Wise Line Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,943
/mo
based on the purchase price of $599,000
$119,800 cash
$479,200 financed
$403,612 total interest
Principal54%$479,200
Interest46%$403,612
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Central Elgin
Other 4-bed homes for sale in Central Elgin around $599K.
Average days on market63Homes sold in about 63 days on average.
Sale-to-list ratio97.3%On average, homes sold below asking.
Active listings109Homes for sale here right now.
Median vs prior 90 days−3.7%Compared with May 15 – Aug 13, 2026: prices down.
Based on 88 sales from Aug 13 – Nov 11, 2026 (75 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 42420 John Wise Line
How much is 42420 John Wise Line listed for?
42420 John Wise Line is listed at $599,000 (MLS® X12856292). Summitly updates the price as soon as the MLS® record changes.
Is $599,000 a good price for 42420 John Wise Line?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Central Elgin. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 42420 John Wise Line changed?
Yes — it was first listed at $775,000 and is now $599,000, a drop of $176,000 (22.7%).
How many bedrooms and bathrooms does 42420 John Wise Line have?
42420 John Wise Line has 5 bedrooms and 3 bathrooms, with about 3,000–3,500 square feet of living space. It is a detached home in Central Elgin.
How much would the monthly mortgage be on 42420 John Wise Line?
About $2,943 a month — principal and interest on $599,000 with 20% down ($119,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 42420 John Wise Line?
Yes — Sunday, November 15, 1:00 PM – 3:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 42420 John Wise Line compare with other homes in Central Elgin?
Its asking price of $599,000 is about 3% below the median sold price in Central Elgin over the last 90 days, $616,000, across 88 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 42420 John Wise Line been sold before?
Summitly has no earlier MLS® sale or lease of 42420 John Wise Line on record from the last two years. Older records aren't shown under TRREB rules.
Where is 42420 John Wise Line?
42420 John Wise Line is in Central Elgin, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 42420 John Wise Line been on the market?
250 days — 42420 John Wise Line was listed on March 6, 2026.
What is the price per square foot of 42420 John Wise Line?
About $171 to $200 per square foot: the asking price of $599,000 over the 3,000–3,500 sq ft the listing gives as its size range.
Does 42420 John Wise Line have parking or a garage?
Yes — the listing gives 12 parking spaces. Garage: Yes.
