For saleWell Above Market

DetachedOn market 130 daysPrice drop · $10,000 off (-3.0%)

12 Churchill Cres, Smiths Falls

Smiths Falls, ON · · MLS® X13525278Updated November 2, 2026

$319,900Est. $1,572/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 700–1100sq ft
Parking spaces: 4

Type Detached
Garage Yes
Basement Crawl Space

What you should know

12 Churchill Cres is a 3-bedroom, 1-bathroom detached home in Smiths Falls, listed for $319,900. It has 700-1100 sq ft of living space.

Upstairs, you'll find 2 good -sized bedrooms, each offering great closet /storage space.
A wonderful feature of this home is have an attached 1 car garage with great storage space, and a sheltered place to keep your vehicle tucked away from the weather.
Newly renovated garage/ door Sept 2026, Centrally located in Smiths Falls and walking distance to Rideau Canal, parks and recreation, downtown shopping and essential amenities.

Ask Zara:

3 Bed, 1 Bath Detached Home in Smiths Falls

About 12 Churchill Crescent

Welcome to 12 Churchill Crescent, a charming, well maintained home, where timeless character meets thoughtful modern convenience, offering 3 bedrooms and 1 car garage. A wonderful opportunity for a first time buyer, maybe down sizing or tired of renting, this sweet property is for you! Step inside you'll immediately appreciate the warmth and natural light that fills the interior, highlighting the unique personality of this era of home. Cozy, charming, slanted ceilings and creative built - in storage solutions showcase the clever design of wartime construction, while tasteful updates provide the comfort and ease of modern living. From front entry - bright and functional eat-in kitchen offers ample cabinets, generous counter space, pantry and stainless steel appliances, flows seamlessly into adjoining living room, ideal for everyday living and entertaining. The main floor also features a versatile main floor bedroom currently used as a home office with patio door opening to a peaceful outdoor escape - an ideal spot for your morning coffee, family BBQ's and quiet evenings.The main floor also offers wonderful laundry space and a sweet 3 pc bath. Upstairs, you'll find 2 good -sized bedrooms, each offering great closet /storage space. A wonderful feature of this home is have an attached 1 car garage with great storage space, and a sheltered place to keep your vehicle tucked away from the weather. Outside there is space to garden, room for the kids to run and play, relax and entertain family and friends.Thoughtfully maintained and economical to operate, this home offers efficient affordable living without compromising comfort and convenience. updates inc. Roof- sheeted and shingled 2022. Newly renovated garage/ door Sept 2026, Centrally located in Smiths Falls and walking distance to Rideau Canal, parks and recreation, downtown shopping and essential amenities. Call today for a private viewing!

3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $457 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 12 Churchill Cres

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 700-1100 sq ftas stated on the listing
Parking: 4 spacesYes garage
Basement: Crawl Space

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 4

Interior

Basement: Crawl Space

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

12 Churchill Cres Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13525278−$10,000 (3.0%)$319,900
Jul 6, 2026For saleListedThis listingMLS® X13525278$329,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 12 Churchill Cres Compares to the Smiths Falls Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 108 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Smiths Falls market, last 90 days

Median sold price: $364,950
Average sold price: $363,041
Average days on market: 53
Homes sold: 60

Closed sales on the TRREB MLS®.

Full Smiths Falls market report

Recently sold nearby in Smiths Falls

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home12 Churchill Crescent 3 bd · 1 ba · 700 sqft	$319,900asking	$457	—	—
27 Abel Street 4 bd · 1 ba · 1,500 sqft
5 Merrick Street 2 bd · 1 ba · 1,100 sqft
41 Elgin Street 4 bd · 1 ba · 1,100 sqft
57 Aberdeen Avenue 3 bd · 2 ba · 1,100 sqft
287 Wood Avenue 2 bd · 2 ba · 1,100 sqft
120 Queen Street 2 bd · 1 ba · 700 sqft

27 Abel Street
4 bd · 1 ba · 1,500 sqft
5 Merrick Street
2 bd · 1 ba · 1,100 sqft
41 Elgin Street
4 bd · 1 ba · 1,100 sqft
57 Aberdeen Avenue
3 bd · 2 ba · 1,100 sqft
287 Wood Avenue
2 bd · 2 ba · 1,100 sqft
120 Queen Street
2 bd · 1 ba · 700 sqft

Living in Smiths Falls: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 12 Churchill Cres

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,572; 20% down · 25 years · 5.5% assumed
Property tax: $176; 0.66% mill rate · ON
Total per month: $1,748; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$1,572

/mo

based on the purchase price of $319,900

Down payment20%

$63,980 cash

Amortization25 yr

$255,920 financed

Rate5.50%

$215,552 total interest

Principal54%$255,920

Interest46%$215,552

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: RE/MAX AFFILIATES MARQUIS, BrokerageMLS® X13525278 · Listing data last updated November 2, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Jul 5· $457/sq ft

Estimated monthly mortgage$1,572/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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