DetachedListed yesterday

8 Montague St, Smiths Falls

Name: 8 Montague Street
SKU: X14165290
Price: 374900 CAD
Availability: InStock

Smiths Falls, ON · · MLS® X14165290Updated November 10, 2026

$374,900Est. $1,842/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1500–2000sq ft
Parking spaces: 2

Type Detached
Basement Unfinished

What you should know

8 Montague St is a 3-bedroom, 1-bathroom detached home in Smiths Falls, listed for $374,900. It has 1500-2000 sq ft of living space.

Step inside and fall in love with the bright, spacious interior, featuring a beautiful combination of brand-new flooring and lovingly refinished original hardwood floors that preserve the home's timeless appeal.
The impressive main level offers an exceptional layout, highlighted by a large, beautifully renovated eat-in kitchen complete with a dedicated coffee bar, perfect for busy mornings and effortless entertaining.
Enjoy a brand-new kitchen, renovated bathrooms, new windows, new furnace, new hot water tank and new heat pump, offering modern comfort and peace of mind.

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1 Upcoming Open House at 8 Montague St

Drop in during an open house, or book a private viewing at a time that suits you.

Sunday, November 151:00 PM – 3:00 PMIn person · no booking neededAdd to Google Calendar (opens in a new tab)Apple / Outlook (.ics)

3 Bed, 1 Bath Detached Home in Smiths Falls

About 8 Montague Street

Welcome to 8 Montague Street, where timeless charm meets an incredible top-to-bottom transformation in the heart of Smiths Falls! Extensively renovated with modern style, comfort and quality in mind, this stunning home delivers the perfect blend of original character and contemporary living. Step inside and fall in love with the bright, spacious interior, featuring a beautiful combination of brand-new flooring and lovingly refinished original hardwood floors that preserve the home's timeless appeal. The impressive main level offers an exceptional layout, highlighted by a large, beautifully renovated eat-in kitchen complete with a dedicated coffee bar, perfect for busy mornings and effortless entertaining. A huge family room provides plenty of space to gather, while the formal dining room is ideal for hosting memorable dinners. A bonus main-floor office offers flexibility for working from home, complemented by convenient main-floor laundry and a stylish 2-piece bathroom. Upstairs, discover three generous bedrooms, including an impressive primary retreat featuring TWO walk-in closets! A beautifully updated full bathroom completes the upper level. The extensive upgrades continue well beyond the gorgeous finishes! Enjoy a brand-new kitchen, renovated bathrooms, new windows, new furnace, new hot water tank and new heat pump, offering modern comfort and peace of mind. From top to bottom, the transformation is truly remarkable! Perfectly positioned in the welcoming town of Smiths Falls, this home puts you close to shopping, restaurants, schools, parks, local amenities and the beautiful Rideau Canal. Enjoy the convenience of in-town living while embracing the warmth and character of an established community. Whether you're searching for your first home, growing your family or simply craving a completely refreshed space without the hassle of renovations, 8 Montague Street checks all the boxes, is absolutely move-in ready! Offers held off till monday november 16th at 5:00pm!

3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $250 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 8 Montague St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 2 spaces
Basement: Unfinished

Features & systems

Parking & garage

Parking spaces: 2

Interior

Basement: Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

8 Montague St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 9, 2026For saleListedThis listingMLS® X14165290$374,900
SoldPreviously listedMLS® X12515244View listing (opens in a new tab)

See what it sold for, free. Board rules need a free account before we can show sold and past prices.

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 8 Montague St Compares to the Smiths Falls Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 109 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Smiths Falls market, last 90 days

Median sold price: $364,950
Average sold price: $367,541
Average days on market: 54
Homes sold: 60

Closed sales on the TRREB MLS®.

Full Smiths Falls market report

Recently sold nearby in Smiths Falls

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home8 Montague Street 3 bd · 1 ba · 1,500 sqft	$374,900asking	$250	—	—
5 Merrick Street 2 bd · 1 ba · 1,100 sqft
41 Elgin Street 4 bd · 1 ba · 1,100 sqft
57 Aberdeen Avenue 3 bd · 2 ba · 1,100 sqft
287 Wood Avenue 2 bd · 2 ba · 1,100 sqft
120 Queen Street 2 bd · 1 ba · 700 sqft
3 McKenzie Avenue 2 bd · 1 ba · 700 sqft

5 Merrick Street
2 bd · 1 ba · 1,100 sqft
41 Elgin Street
4 bd · 1 ba · 1,100 sqft
57 Aberdeen Avenue
3 bd · 2 ba · 1,100 sqft
287 Wood Avenue
2 bd · 2 ba · 1,100 sqft
120 Queen Street
2 bd · 1 ba · 700 sqft
3 McKenzie Avenue
2 bd · 1 ba · 700 sqft

Living in Smiths Falls: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 8 Montague St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,842; 20% down · 25 years · 5.5% assumed
Property tax: $206; 0.66% mill rate · ON
Total per month: $2,048; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$1,842

/mo

based on the purchase price of $374,900

Down payment20%

$74,980 cash

Amortization25 yr

$299,920 financed

Rate5.50%

$252,611 total interest

Principal54%$299,920

Interest46%$252,611

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: CENTURY 21 SYNERGY REALTY INC., BrokerageMLS® X14165290 · Listing data last updated November 10, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 8· $250/sq ft

Estimated monthly mortgage$1,842/moMortgage only · 20% down · 5.5% assumed

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Open house Sunday, November 15 · 1:00 PM – 3:00 PMAdd to calendar

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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