127 Cortland Terr is a 3-bedroom, 2-bathroom townhouse in St. Thomas, listed for $559,900. It has 1500-2000 sq ft of living space.
1This property offers three spacious bedrooms and two and a half bathrooms.
2The primary suite includes a 3-piece ensuite and a spacious walk-in closet.
3The backyard was freshly fenced just one month ago, providing added privacy, and features a wooden deck and gazebo, making it the perfect space to relax or entertain.
Welcome to this end-unit townhome with NO CONDO FEES, featuring thoughtful touches you won't find in every home! This property offers three spacious bedrooms and two and a half bathrooms. The living room features modern wood paneling and electric blinds, while the kitchen offers quartz countertops and appliances that are only two years old. The primary suite includes a 3-piece ensuite and a spacious walk-in closet. The backyard was freshly fenced just one month ago, providing added privacy, and features a wooden deck and gazebo, making it the perfect space to relax or entertain. The unfinished basement offers plenty of potential, with a bathroom rough-in and enough space for a possible fourth bedroom. The garage also includes a newly installed remote garage door opener for added convenience. With no condo fees, plenty of space, and thoughtful upgrades throughout, this is a home you won't want to miss!
3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $373 per square foot. Chat with Zara if you'd like a deeper read on whether this townhouse fits your budget and timing.
Inside 127 Cortland Terr
Every detail from the listing, in one place.
Type
Townhouse
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Att/Row/Townhouse
127 Cortland Terr Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14156948$559,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 127 Cortland Terr Compares to the St. Thomas Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,751
/mo
based on the purchase price of $559,900
$111,980 cash
$447,920 financed
$377,266 total interest
Principal54%$447,920
Interest46%$377,266
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Thomas
Other 2–4 bed homes for sale in St. Thomas around $560K.
Average days on market43Homes sold in about 43 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings242Homes for sale here right now.
Median vs prior 90 days+0.4%Compared with May 10 – Aug 8, 2026: prices up.
Based on 233 sales from Aug 8 – Nov 6, 2026 (167 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 127 Cortland Terr
How much is 127 Cortland Terr listed for?
127 Cortland Terr is listed at $559,900 (MLS® X14156948). Summitly updates the price as soon as the MLS® record changes.
Is $559,900 a good price for 127 Cortland Terr?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 127 Cortland Terr changed?
No — 127 Cortland Terr is still listed at its original asking price of $559,900.
How many bedrooms and bathrooms does 127 Cortland Terr have?
127 Cortland Terr has 3 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a townhouse in St. Thomas.
How much would the monthly mortgage be on 127 Cortland Terr?
About $2,751 a month — principal and interest on $559,900 with 20% down ($111,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 127 Cortland Terr?
Yes — Saturday, November 7, 2:00 PM – 4:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 127 Cortland Terr compare with other homes in St. Thomas?
Its asking price of $559,900 is about 7% above the median sold price in St. Thomas over the last 90 days, $522,000, across 233 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 127 Cortland Terr been sold before?
Summitly has no earlier MLS® sale or lease of 127 Cortland Terr on record from the last two years. Older records aren't shown under TRREB rules.
Where is 127 Cortland Terr?
127 Cortland Terr is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 127 Cortland Terr been on the market?
127 Cortland Terr was listed today (November 6, 2026).
What is the price per square foot of 127 Cortland Terr?
About $280 to $373 per square foot: the asking price of $559,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 127 Cortland Terr have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
