130 Water St #403 is a 2-bedroom, 2-bathroom condo in Gananoque, listed for $699,000. It has 1200-1399 sq ft of living space.
1Gorgeous river views and sunsets await you in this magnificent top floor Condo situated at the pet friendly Island Harbour Club on the shores of the St Lawrence River in beautiful GANANOQUE.
2You will love the indoor parking space (EV) and close proximity to local shopping, pubs, marinas , walking trails and entertainment.
Gorgeous river views and sunsets await you in this magnificent top floor Condo situated at the pet friendly Island Harbour Club on the shores of the St Lawrence River in beautiful GANANOQUE. This bright and spacious Condo unit has many extras and features 2 bedrooms, 2 bathrooms and all the modern finishes and features you would expect in a new Condo including open concept living, quartz countertops, in-floor heating and gas fireplace. You will love the indoor parking space (EV) and close proximity to local shopping, pubs, marinas , walking trails and entertainment. Call today to book your personal showing.
2 bedrooms, 2 bathrooms, about 1,200 sq ft, works out to roughly $583 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 130 Water St #403
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
1200-1399 sq ftas stated on the listing
Parking
1 spaceYes garage
Basement
None
Features & systems
Parking & garage
Garage
Yes
Parking spaces
1
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
130 Water St #403 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14121932$699,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 130 Water St #403 Compares to the Gananoque Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,434
/mo
based on the purchase price of $699,000
$139,800 cash
$559,200 financed
$470,993 total interest
Principal54%$559,200
Interest46%$470,993
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Gananoque
Other 1–2 bed homes for sale in Gananoque around $699K.
Average days on market53Homes sold in about 53 days on average.
Sale-to-list ratio95.3%On average, homes sold below asking.
Active listings72Homes for sale here right now.
Median vs prior 90 days−2.8%Compared with May 1 – Jul 30, 2026: prices down.
Based on 39 sales from Jul 30 – Oct 28, 2026 (29 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
More in this building
4 for sale at 130 Water St — plus its sale and lease history.
130 Water St #403 is listed at $699,000 (MLS® X14121932). Summitly updates the price as soon as the MLS® record changes.
Is $699,000 a good price for 130 Water St #403?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Gananoque. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 130 Water St #403 changed?
No — 130 Water St #403 is still listed at its original asking price of $699,000.
How many bedrooms and bathrooms does 130 Water St #403 have?
130 Water St #403 has 2 bedrooms and 2 bathrooms, with about 1,200–1,399 square feet of living space. It is a condo in Gananoque.
How much would the monthly mortgage be on 130 Water St #403?
About $3,434 a month — principal and interest on $699,000 with 20% down ($139,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 130 Water St #403 compare with other homes in Gananoque?
Its asking price of $699,000 is about 36% above the median sold price in Gananoque over the last 90 days, $515,000, across 39 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 130 Water St #403 been sold before?
Summitly has no earlier MLS® sale or lease of 130 Water St #403 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 130 Water St #403?
130 Water St #403 is in Gananoque, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 130 Water St #403 been on the market?
1 day — 130 Water St #403 was listed on October 27, 2026.
What is the price per square foot of 130 Water St #403?
About $500 to $583 per square foot: the asking price of $699,000 over the 1,200–1,399 sq ft the listing gives as its size range.
Does 130 Water St #403 have parking or a garage?
Yes — the listing gives 1 parking space. Garage: Yes.
Does 130 Water St #403 have a basement, and is it finished?
The listing says 130 Water St #403 has no basement.
