Classic West Side century home featuring an expanded three-level floor plan with key functional updates throughout. The main level connects the front living room and formal dining room directly to the kitchen. At the rear entrance, an oversized mudroom handles daily foot traffic, outfitted with storage, a two-piece powder room and dedicated main-floor laundry. Upstairs, the second level provides three bright bedrooms and a full bathroom with a walk-in shower. The finished third-floor attic space adds a private fourth bedroom alongside an open space ideal for a home office, media room, or play area. Outside, the fenced, low-maintenance lot features a private patio and lawn space, plus a detached garage for secure parking and workshop storage. Situated within walking distance of local parks, schools, and transit.
4 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $340 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 1321 4th Ave W
Every detail from the listing, in one place.
Type
Detached
Style
2 1/2 Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
5 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
5
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2 1/2 Storey
Property class
Detached
1321 4th Ave W Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13779434$509,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 1321 4th Ave W Compares to the Owen Sound Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,505
/mo
based on the purchase price of $509,900
$101,980 cash
$407,920 financed
$343,576 total interest
Principal54%$407,920
Interest46%$343,576
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Owen Sound
Other 3–5 bed homes for sale in Owen Sound around $510K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio95.2%On average, homes sold below asking.
Active listings175Homes for sale here right now.
Median vs prior 90 days−0.8%Compared with May 6 – Aug 4, 2026: prices down.
Based on 106 sales from Aug 4 – Nov 2, 2026 (84 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1321 4th Ave W
How much is 1321 4th Ave W listed for?
1321 4th Ave W is listed at $509,900 (MLS® X13779434). Summitly updates the price as soon as the MLS® record changes.
Is $509,900 a good price for 1321 4th Ave W?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Owen Sound. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1321 4th Ave W changed?
No — 1321 4th Ave W is still listed at its original asking price of $509,900.
How many bedrooms and bathrooms does 1321 4th Ave W have?
1321 4th Ave W has 4 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in Owen Sound.
How much would the monthly mortgage be on 1321 4th Ave W?
About $2,505 a month — principal and interest on $509,900 with 20% down ($101,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1321 4th Ave W compare with other homes in Owen Sound?
Its asking price of $509,900 is about 14% above the median sold price in Owen Sound over the last 90 days, $448,750, across 106 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1321 4th Ave W been sold before?
Summitly has no earlier MLS® sale or lease of 1321 4th Ave W on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1321 4th Ave W?
1321 4th Ave W is in Owen Sound, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1321 4th Ave W been on the market?
49 days — 1321 4th Ave W was listed on September 14, 2026.
What is the price per square foot of 1321 4th Ave W?
About $255 to $340 per square foot: the asking price of $509,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 1321 4th Ave W have parking or a garage?
Yes — the listing gives 5 parking spaces. Garage: Yes.
Does 1321 4th Ave W have a basement, and is it finished?
The listing describes the basement as: Unfinished.
