135 James St, a detached three-bedroom home in downtown's Inner Harbour neighbourhood, sits so far back from the road the kids can head for the street and not make it back until lunchtime. There is a covered porch strong as a bunker, and a full-width living room with modern hardwood floors. There is a formal dining room and an old kitchen tucked away at the back. There is also a covered breezeway between the house and the double-deep block garage in which you can build your airship or your go-karts. The three smallish bedrooms gather around the upstairs bathroom. The house was renovated in the 1980s is my guess, and much loved, but it's about due another go. Another unit above the garage would make an awful lot of sense. Something to house the in-laws or help with the mortgage. But you could also just bring the family and call it home pretty much as-is, build vegetable gardens out front, make friends with the marvellous neighbours, walk every morning to the Elm Cafe and Daughters Grocery, or head straight up Pine to the Sunday market.
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $377 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 135 James St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
6 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
135 James St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13878304$415,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 135 James St Compares to the Kingston Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,039
/mo
based on the purchase price of $415,000
$83,000 cash
$332,000 financed
$279,631 total interest
Principal54%$332,000
Interest46%$279,631
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from PropTx or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from PropTx or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on James Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 135 James St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 135 James St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from PropTx, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kingston
Other 2–3 bed homes for sale in Kingston around $415K.
Average days on market33Homes sold in about 33 days on average.
Sale-to-list ratio97.3%On average, homes sold below asking.
Active listings718Homes for sale here right now.
Median vs prior 90 days−2.1%Compared with Apr 11 – Jul 10, 2026: prices down.
Based on 691 sales from Jul 10 – Oct 8, 2026 (467 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 135 James St
How much is 135 James St listed for?
135 James St is listed at $415,000 (MLS® X13878304). Summitly updates the price as soon as the MLS® record changes.
Is $415,000 a good price for 135 James St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kingston. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 135 James St changed?
No — 135 James St is still listed at its original asking price of $415,000.
How many bedrooms and bathrooms does 135 James St have?
135 James St has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in Kingston.
How much would the monthly mortgage be on 135 James St?
About $2,039 a month — principal and interest on $415,000 with 20% down ($83,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 135 James St compare with other homes in Kingston?
Its asking price of $415,000 is about 30% below the median sold price in Kingston over the last 90 days, $595,000, across 691 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 135 James St been sold before?
Summitly has no earlier MLS® sale or lease of 135 James St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 135 James St?
135 James St is in Kingston, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 135 James St been on the market?
135 James St was listed today (October 8, 2026).
What is the price per square foot of 135 James St?
About $277 to $377 per square foot: the asking price of $415,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 135 James St have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
Does 135 James St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
