Welcome to 657 Collins Bay Road, a charming and well-maintained 2-bedroom home offering comfortable living, a generous lot, and an impressive detached garage. The bright interior features hardwood flooring, an inviting living area, and a functional kitchen and dining space. A new patio door provides direct access to the new deck and large fenced backyard, creating a great space for relaxing, entertaining, kids, or pets. Updates include shingles 2026 and 2020, patio door 2023, water heater 2020, concrete patio (2019), electrical wiring and panel, most of the windows, forced air furnace and central air. This home is carpet free with charming oak floors in the living room and dining room on the main level, and pine flooring in the upstairs hallway and bedrooms. The large 20x24 detached garage provides excellent space for vehicles, storage, hobbies, or a workshop. Conveniently located in Kingston's west end close to schools, parks, shopping, transit, and everyday amenities. A great opportunity for first-time buyers, downsizers, or anyone looking for a detached home with plenty of outdoor space and a garage that's hard to find at this price point.
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $606 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 657 Collins Bay Rd
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
700-1100 sq ftas stated on the listing
Lot size
132 x 53
Parking
4 spacesYes garage
Basement
Other, Partial Basement
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Other · Partial Basement
Lot & land
Lot dimensions
132 x 53
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
657 Collins Bay Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13877026$424,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 657 Collins Bay Rd Compares to the Kingston Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,083
/mo
based on the purchase price of $424,000
$84,800 cash
$339,200 financed
$285,695 total interest
Principal54%$339,200
Interest46%$285,695
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from PropTx or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from PropTx or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from PropTx, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kingston
Other 2–4 bed homes for sale in Kingston around $424K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio97.3%On average, homes sold below asking.
Active listings719Homes for sale here right now.
Median vs prior 90 days−2.1%Compared with Apr 11 – Jul 10, 2026: prices down.
Based on 691 sales from Jul 10 – Oct 8, 2026 (467 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 657 Collins Bay Rd
How much is 657 Collins Bay Rd listed for?
657 Collins Bay Rd is listed at $424,000 (MLS® X13877026). Summitly updates the price as soon as the MLS® record changes.
Is $424,000 a good price for 657 Collins Bay Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Kingston. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 657 Collins Bay Rd changed?
No — 657 Collins Bay Rd is still listed at its original asking price of $424,000.
How many bedrooms and bathrooms does 657 Collins Bay Rd have?
657 Collins Bay Rd has 2 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Kingston.
How much would the monthly mortgage be on 657 Collins Bay Rd?
About $2,083 a month — principal and interest on $424,000 with 20% down ($84,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 657 Collins Bay Rd?
Yes — Saturday, October 10, 12:00 PM – 2:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 657 Collins Bay Rd compare with other homes in Kingston?
Its asking price of $424,000 is about 29% below the median sold price in Kingston over the last 90 days, $595,000, across 691 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 657 Collins Bay Rd been sold before?
Summitly has no earlier MLS® sale or lease of 657 Collins Bay Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 657 Collins Bay Rd?
657 Collins Bay Rd is in Kingston, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 657 Collins Bay Rd been on the market?
657 Collins Bay Rd was listed today (October 8, 2026).
What is the price per square foot of 657 Collins Bay Rd?
About $385 to $606 per square foot: the asking price of $424,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 657 Collins Bay Rd have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.