Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 26 days

    Unit 736 — 145 Columbia Street W

    Waterloo, ON·N2L 0K7·Near Phillips St & Columbia St W

    • 1 bed
    • 1 bath
    Waterloo real estate›X13130712
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Stunning Newer Luxury Condo located in the Heart of the University District! Just steps to both University of Waterloo and Wilfrid Laurier. Condo features an open-concept design offers spacious living areas with plenty of natural light, a modern kitchen, 1 bedroom plus den which can be used as a guest room, home office, or study space, also features a beautiful bright bathroom. Access to amenities including a fitness center, basketball court, movie theatre, concierge, and games room. Starbucks and Network/Study Lounges available on main floor. 24 hour security, Key-less entry and on site Concierge! University Plaza and surrounding area has dining choices from around the World! Great for students, professionals and investors!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Stunning Newer Luxury Condo located in the Heart of the University District!
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 14, 2026ListedCurrentFor sale$429,900 —X13130712This page
    May 27, 2025Previously listedExp$549,990 —X12177300View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Forced Air
      Air conditioning
      Central Air
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 736 — 145 Columbia Street W
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,112
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $263
    0.73% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $776,309
      Last 30 days
    • Median sold price
      $705,000
      Middle of the market
    • Days on market
      27 d
      Avg from list to close
    • Closed last 30d
      302
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 736 — 145 Columbia Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 736 — 145 Columbia Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 736 — 145 Columbia Street W listed for?

      Unit 736 — 145 Columbia Street W is listed at $429,900 on the MLS® (listing X13130712). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 736 — 145 Columbia Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 500-599 sqft
  2. Condo Apartment
  3. Asking
    $429,900
    $1 / sqft · MLS® X13130712
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $473,548
    $435,665Confidence range$511,432
    Asking vs estimate
    ↓below
    −$43,648
    (-9.2%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 1 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 27 days — this one has been listed 26 days.

    Avg sold price
    $776,309
    Median sold
    $705,000
    Avg days on market
    27
    Recently sold
    302
    See comparable sales
    Just steps to both University of Waterloo and Wilfrid Laurier.
  5. Access to amenities including a fitness center, basketball court, movie theatre, concierge, and games room.
  6. University Plaza and surrounding area has dining choices from around the World!
  7. Ask Zara a follow-up

    Parking & garage

    2
    Garage
    Underground
    Parking spaces
    0
  8. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    5
  9. Exterior & construction

    3
    Exterior
    Brick
    Patio
    None
    Balcony
    None
  10. Lot & land

    1
    Zoning
    MU25
  11. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    1 Storey/Apt
    Property class
    Condo Apartment
  12. Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $315
    per month
    Building details
    • Unit536
    • Storeys (building)5
    • ExposureWest
    • LockerNone
    • Pet policyYes-with Restrictions
    • Ensuite laundryY
    • Condo corpWSCC
    • Corp #790
    • Property managerCraft Property Group
    Combined estimate
    $2,375
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,112
    /mo
    based on the purchase price of $429,900
    $85,980 cash
    $343,920 financed
    $289,671 total interest
    Monthly payment$2,112/ month
    Principal54%$343,920
    Interest46%$289,671

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo apartments that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 330 PHILLIP Street
      Sold
      Sign in for price
      330 PHILLIP Street
      Condo Apartment
    • 275B Larch Street
      Sold
      Sign in for price
      275B Larch Street
      Condo Apartment
    • 308 Lester Street
      Sold
      Sign in for price
      308 Lester Street
      Condo Apartment
    • 330 Phillip Street
      Sold
      Sign in for price
      330 Phillip Street
      Condo Apartment
    • 318 Spruce Street
      Sold
      Sign in for price
      318 Spruce Street
      Condo Apartment
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 736 — 145 Columbia Street WThis home1 / 1500,599$429,900ask$1——
    330 PHILLIP Street3 / 2800—
    275B Larch Street1 / 2600—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo apartments in Waterloo

    Active listings within ±20% of this asking price.

    • 158 King Street
      $349,900
      158 King Street
      Condo Apartment 1 1
    • 158 King Street
      $349,900
      158 King Street
      Condo Apartment 1 1
    • 275 Larch Street
      $410,000
      275 Larch Street
      Condo Apartment 2 2
    • 145 Columbia Street
      $450,000
      145 Columbia Street
      Condo Apartment 1 1
    • 275 Larch Street
      $410,000
      275 Larch Street
      Condo Apartment 2 2
    • 30 Blue Springs Drive
      $450,000
      30 Blue Springs Drive
      Condo Apartment 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of RE/MAX REAL ESTATE CENTRE INC. · displayed on Summitly per MLS® data-share rules

    Unit 736 — 145 Columbia Street W is a 1-bedroom, 1-bath, 500-599 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was Unit 736 — 145 Columbia Street W built?

    The year built for Unit 736 — 145 Columbia Street W isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for Unit 736 — 145 Columbia Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 736 — 145 Columbia Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on Unit 736 — 145 Columbia Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $429,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has Unit 736 — 145 Columbia Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 736 — 145 Columbia Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is Unit 736 — 145 Columbia Street W in?

    Unit 736 — 145 Columbia Street W is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  22. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 308 Lester Street
    1 / 1
    —
    —
    330 Phillip Street2 / 2800—
    318 Spruce Street2 / 2900—