Rare opportunity to own an impeccably maintained, owner-occupied 1 Bedroom + Den condo at Society 145, with the den set up as a functional second bedroom. Located steps from the University of Waterloo campus and minutes from Wilfrid Laurier and Conestoga College, this unit is available for immediate occupancy with no existing leases or rental management contracts to assume. As a desirable corner Carlisle model, this spacious and fully furnished suite features sleek stainless-steel appliances, and in-suite washer & dryer. Both bedrooms boast large floor-to-ceiling windows that flood the space with natural light, along with full privacy doors. Every premium detail is included to make this a truly turnkey experience: all window coverings and built-in furniture (beds/nightstands/mattresses, closets, desks/bookshelves/chairs, sofa, coffee table, wall-mounted TV with media shelf, and counter stools) are included in the sale.Residents enjoy access to luxury building amenities including a premium fitness centre, yoga studio, sauna, private movie theatre, business lounge, indoor basketball court, and an entertainment zone with billiards, arcade games, table tennis, and more. Complete with 24/7 security, dedicated concierge service, and top-tier property management, this building ensures absolute peace of mind for residents and families alike. Don't miss this outstanding opportunity for investors, professionals, or parents of UW/WLU/Conestoga students to own a like-new unit with absolute flexibility to occupy immediately or generate premium rental income.
1 bedroom, 1 bathroom, about 600 sq ft, works out to roughly $825 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 145 Columbia St W #534
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
600-699 sq ftas stated on the listing
Basement
None
Features & systems
Parking & garage
Parking spaces
0
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
145 Columbia St W #534 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14160868$495,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 145 Columbia St W #534 Compares to the Waterloo Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,432
/mo
based on the purchase price of $495,000
$99,000 cash
$396,000 financed
$333,536 total interest
Principal54%$396,000
Interest46%$333,536
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Columbia Street West? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 145 Columbia St W #534 with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 145 Columbia St W #534 day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Waterloo
Other 1–5 bed homes for sale in Waterloo around $495K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio100.1%On average, homes sold at or above asking.
Active listings377Homes for sale here right now.
Median vs prior 90 days−0.3%Compared with May 12 – Aug 10, 2026: prices down.
Based on 417 sales from Aug 10 – Nov 8, 2026 (306 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
More in this building
7 for sale at 145 Columbia St W — plus its sale and lease history.
145 Columbia St W #534 is listed at $495,000 (MLS® X14160868). Summitly updates the price as soon as the MLS® record changes.
Is $495,000 a good price for 145 Columbia St W #534?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Waterloo. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 145 Columbia St W #534 changed?
No — 145 Columbia St W #534 is still listed at its original asking price of $495,000.
How many bedrooms and bathrooms does 145 Columbia St W #534 have?
145 Columbia St W #534 has 1 bedroom and 1 bathroom, with about 600–699 square feet of living space. It is a condo in Waterloo.
How much would the monthly mortgage be on 145 Columbia St W #534?
About $2,432 a month — principal and interest on $495,000 with 20% down ($99,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 145 Columbia St W #534 compare with other homes in Waterloo?
Its asking price of $495,000 is about 30% below the median sold price in Waterloo over the last 90 days, $704,914, across 417 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 145 Columbia St W #534 been sold before?
Summitly has no earlier MLS® sale or lease of 145 Columbia St W #534 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 145 Columbia St W #534?
145 Columbia St W #534 is in Waterloo, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 145 Columbia St W #534 been on the market?
1 day — 145 Columbia St W #534 was listed on November 7, 2026.
What is the price per square foot of 145 Columbia St W #534?
About $708 to $825 per square foot: the asking price of $495,000 over the 600–699 sq ft the listing gives as its size range.
Does 145 Columbia St W #534 have a basement, and is it finished?
The listing says 145 Columbia St W #534 has no basement.
What is the land transfer tax on 145 Columbia St W #534?
About $6,375 in Ontario land transfer tax at the asking price of $495,000. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
