1878 Island 1040
BaxterGeorgian Bay, ONP0E 1E0Near N/A
- 3 beds
3 upcoming open houses
Drop in during an open house, or tour online — no appointment needed.
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What this listing tells us
In about 1.5 hours from the GTA, you can be in Honey Harbour and then it's a 5 minute straight shot from the nearest marinas to this property by boat. The 1400 square foot cottage features 3 bedrooms, 2 bathrooms and a bright and open living / dining / kitchen area. Lover's Bay is a quiet inlet off the main channel where there is virtually no boat traffic even though it's so close to the inner harbour. The cottage is perched atop a vast granite hill and was designed to take advantage of the natural light and expansive views. There is excellent deep water at the dock for diving and swimming and if you are a watersports enthusiast, there are great locations for that in the immediate vicinity. Georgian Bay offers unlimited boating so you can take a day trip over to the town of Midland or, if you're looking for a longer boat ride, you could head up to Henry's or Parry Sound. If you want to use your cottage in the winter, this one is fully winterized and can be accessed by snowmobile or even on foot in the winter once the ice is safe. There are even services to get you there and back by scoot or hovercraft in the winter and water taxis in the summer.
Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.
Listing, price, and tax history
Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.
| Date | Event | Status | Price | Change | MLS® | View |
|---|---|---|---|---|---|---|
| Jul 14, 2026 | Price reducedCurrent | Reduced | $739,000 | −$60,000 (7.5%) | X12828292 | This page |
| Feb 27, 2026 | ListedCurrent | For sale | $799,000 | — | X12828292 | This page |
| Aug 18, 2025 | Previously listed | Exp | $799,000 | — | X12351582 | View |
| Mar 12, 2025 | Previously listed | Ter | $899,000 | — | X12014509 | View |
| Mar 20, 2024 | Previously listed | Exp | $1,100,000 | — | X10434289 | View |
| Jun 15, 2023 | Previously listed | Exp | $1,100,000 | — | X6161096 | View |
Inside this property
Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.
Features & systems
Heating, cooling, parking, exterior, lot, possession, and more.
Systems
4- Heating
- Baseboard
- Air conditioning
- None
- Water source
- Other
- Sewer
Getting around, schools & the block
Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.
Points of interest classified by the MLS® feed.
- Island
- Marina
- Wooded/Treed
- Waterfront
The money — monthly cost, mortgage & return
Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.
Cost of ownership
A monthly snapshot at typical assumptions — personalize the mortgage just below.
How this home sits in the Georgian Bay market
Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.
The Georgian Bay market right now
Average sold price, days on market, and closed-transaction count for Georgian Bay — sourced from MLS®.
- Avg sold price—Last 30 days
- Median sold price—Middle of the market
- Days on market—Avg from list to close
- Closed last 30d—MLS® transactions
We'll get you into 1878 Island 1040 — the seller pays our commission
On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.
$0 to you. The seller pays our fee.
On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.
Property flags & disclosures
An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.
We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1878 Island 1040 and found nothing flagged. We re-check automatically as new records publish.
Common questions about this property
Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.
How much is 1878 Island 1040 listed for?
1878 Island 1040 is listed at $739,000 on the MLS® (listing X12828292). The price refreshes on Summitly within minutes of any MLS® change.
How many bedrooms, bathrooms, and square feet does 1878 Island 1040 have?
Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.












