20 Henry St is a 5-bedroom, 2-bathroom duplex in St. Catharines, listed for $519,000. It has 1500-2000 sq ft of living space.
1Located in the heart of downtown St.
2Catharines, this fully rented legal duplex presents a strong turnkey opportunity in a buyer-friendly market.
3The property has been professionally managed with a consistent tenant history, and the management company is open to remaining in place to ensure a smooth transition.
Located in the heart of downtown St. Catharines, this fully rented legal duplex presents a strong turnkey opportunity in a buyer-friendly market. The main floor unit generates $1,850 per month plus hydro, while the upper unit is now vacant, offering flexibility to live in one unit and rent the other, or lease it out at current market rents. The property has been professionally managed with a consistent tenant history, and the management company is open to remaining in place to ensure a smooth transition. The main floor offers three bedrooms, a full bathroom, and an unfinished basement, while the upper unit features two bedrooms, a 4-piece bathroom, and a private entrance off Henry Street. Shared laundry adds convenience, with direct access from one unit and an additional side entrance. Set in a walkable neighbourhood just minutes to Montebello Park, restaurants, shopping, transit, and everyday amenities, this is a smart option for investors looking to start or expand their portfolio with a reliable income-producing property. Minimum 24 hours' notice required for showings.
5 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $346 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 20 Henry St
Every detail from the listing, in one place.
Type
Duplex
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
2 spaces
Basement
Partial Basement, Unfinished
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Partial Basement · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Duplex
20 Henry St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13541218$519,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 20 Henry St Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,550
/mo
based on the purchase price of $519,000
$103,800 cash
$415,200 financed
$349,707 total interest
Principal54%$415,200
Interest46%$349,707
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Henry Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 20 Henry St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 20 Henry St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 4–5 bed homes for sale in St. Catharines around $519K.
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.4%On average, homes sold below asking.
Active listings757Homes for sale here right now.
Median vs prior 90 days−0.8%Compared with May 1 – Jul 30, 2026: prices down.
Based on 569 sales from Jul 30 – Oct 28, 2026 (508 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
20 Henry St is listed at $519,000 (MLS® X13541218). Summitly updates the price as soon as the MLS® record changes.
Is $519,000 a good price for 20 Henry St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 20 Henry St changed?
No — 20 Henry St is still listed at its original asking price of $519,000.
How many bedrooms and bathrooms does 20 Henry St have?
20 Henry St has 5 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a duplex in St. Catharines.
Is 20 Henry St close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 1.9 km (about a 24-minute walk) in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 20 Henry St?
About $2,550 a month — principal and interest on $519,000 with 20% down ($103,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 20 Henry St compare with other homes in St. Catharines?
Its asking price of $519,000 is about 6% below the median sold price in St. Catharines over the last 90 days, $550,000, across 569 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 20 Henry St been sold before?
Summitly has no earlier MLS® sale or lease of 20 Henry St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 20 Henry St?
20 Henry St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 20 Henry St been on the market?
112 days — 20 Henry St was listed on July 8, 2026.
What is the price per square foot of 20 Henry St?
About $260 to $346 per square foot: the asking price of $519,000 over the 1,500–2,000 sq ft the listing gives as its size range.
