Kingston, ON · · MLS® X13815502Updated
$420,000Est. $2,063/mo mortgage
27 Stephen St is a 2-bedroom, 2-bathroom duplex in Kingston, listed for $420,000. It has 1500-2000 sq ft of living space.
Coldwell Banker Summit Realty, BrokerageZara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
Convenient location within walking distance to vibrant downtown Kingston, Queen's University, KGH, schools, parks and the Memorial Centre. Steps to a main bus route. This two storey property with private driveway and parking for 4 cars is currently used as a rented duplex with a tenanted two bedroom, one bathroom unit on the main level and a tenanted one bedroom, on bath unit on the upper level. Both tenants are on month to month. Laundry set up on the main level can be accessed by both tenants. Newer gas furnace installed 2018, metal roof on main building installed in 2021. Two electrical breaker panels. Looking to get into Kingston's housing market? This could be your opportunity!
2 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $280 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
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Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works
Closed sales on the TRREB MLS®.
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6 nearby sales vs. this home
Closed sales from MLS®, compared with this home's asking price.
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| Home | Sold price | $ / sqft | % of asking | Sold |
|---|---|---|---|---|
This home27 Stephen Street 2 bd · 2 ba · 1,500 sqft | $420,000asking | $280 | — | — |
| 380 Barrie Street 8 bd · 3 ba · 2,000 sqft | ||||
| 94 Sydenham Street 8 bd · 3 ba · 3,000 sqft | ||||
| 667 MONTREAL Street 3 bd · 2 ba · 1,500 sqft | ||||
| 106 Joyce Street 3 bd · 2 ba · 700 sqft | ||||
| 390 Division Street 4 bd · 2 ba · 1,100 sqft | ||||
| 102 Chatham Street 2 bd · 2 ba · 700 sqft |
8 bd · 3 ba · 2,000 sqft
8 bd · 3 ba · 3,000 sqft
3 bd · 2 ba · 1,500 sqft
3 bd · 2 ba · 700 sqft
4 bd · 2 ba · 1,100 sqft
2 bd · 2 ba · 700 sqft
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
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20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Listing brokerage: ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGEMLS® X13815502 · Listing data last updated
Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Homes for sale in Kingston
Every active Kingston MLS® listing, updated all day.
Curated MLS® searches this property belongs to — same city, same shape of home.
Based on 527 sales from Aug 13 – Nov 11, 2026 (590 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
27 Stephen St is listed at $420,000 (MLS® X13815502). Summitly updates the price as soon as the MLS® record changes.
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kingston. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
No — 27 Stephen St is still listed at its original asking price of $420,000.
27 Stephen St has 2 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a duplex in Kingston.
About $2,063 a month — principal and interest on $420,000 with 20% down ($84,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Its asking price of $420,000 is about 28% below the median sold price in Kingston over the last 90 days, $580,000, across 527 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Summitly has no earlier MLS® sale or lease of 27 Stephen St on record from the last two years. Older records aren't shown under TRREB rules.
27 Stephen St is in Kingston, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
51 days — 27 Stephen St was listed on September 21, 2026.
About $210 to $280 per square foot: the asking price of $420,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Yes — the listing gives 4 parking spaces.
The listing describes the basement as: Half, Unfinished.
