Residential Home with an additional inlaw suite and a third apartment upstairs. Excellent location near the beach at Stewart Lake. Close to everything in the Village of Mactier, about one hour north of Barrie, two hours north of Toronto. Excellent off-water investment to live full time in one unit and or use for extended family member as an in-law suite. Each unit has its own kitchen, living room, bath, and bedroom. The property is connected to municipal water and sewer services. Mactier fronts on Stewart Lake and is close to Lake Joseph, and many other lakes and crown land. There is the beach, a boat launch, train station, library, post office, LCBO, school, arena, baseball field, firehall, grocery store, hardware store, and more. Excellent South Muskoka Location just off Highway 400 between the Downtown Area and the Public Beach at Stewart Lake. Excellent Muskoka Investment Opportunity. Currently vacant and easy to veiw. Cash flow estimate available, excellent investment, the price has been reduced 6 times. Please contact the listing agent to veiw.
4 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $335 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 29 Railway St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spaces
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
29 Railway St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,813
/mo
based on the purchase price of $369,000
$73,800 cash
$295,200 financed
$248,636 total interest
Principal54%$295,200
Interest46%$248,636
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Georgian Bay
Other 3–4 bed homes for sale in Georgian Bay around $369K.
Average days on market74Homes sold in about 74 days on average.
Sale-to-list ratio92.3%On average, homes sold below asking.
Active listings173Homes for sale here right now.
Median vs prior 90 days+3.0%Compared with Apr 24 – Jul 23, 2026: prices up.
Based on 44 sales from Jul 23 – Oct 21, 2026 (28 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 29 Railway St
How much is 29 Railway St listed for?
29 Railway St is listed at $369,000 (MLS® X13502030). Summitly updates the price as soon as the MLS® record changes.
Is $369,000 a good price for 29 Railway St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Georgian Bay. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 29 Railway St changed?
Yes — it was first listed at $389,000 and is now $369,000, a drop of $20,000 (5.1%).
How many bedrooms and bathrooms does 29 Railway St have?
29 Railway St has 4 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Georgian Bay.
How much would the monthly mortgage be on 29 Railway St?
About $1,813 a month — principal and interest on $369,000 with 20% down ($73,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 29 Railway St compare with other homes in Georgian Bay?
Its asking price of $369,000 is about 53% below the median sold price in Georgian Bay over the last 90 days, $777,500, across 44 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 29 Railway St been sold before?
Summitly has no earlier MLS® sale or lease of 29 Railway St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 29 Railway St?
29 Railway St is in Georgian Bay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 29 Railway St been on the market?
115 days — 29 Railway St was listed on June 28, 2026.
What is the price per square foot of 29 Railway St?
About $246 to $335 per square foot: the asking price of $369,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 29 Railway St have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 29 Railway St have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
