3 Myrtle Ave S, St. Catharines

Name: 3 Myrtle Avenue S
SKU: X13610594
Price: 599000 CAD
Availability: InStock

2 Bed, 2 Bath Duplex in St. Catharines

About 3 Myrtle Avenue South

Attention first-time home buyers, investors & multi-generational families! Welcome to this beautifully maintained legal duplex bungalow in the heart of St. Catharines ,situated on a generous 66' x 91.57' lot. This move-in-ready property offers exceptional value ,flexible living options, and excellent income potential. Conveniently located just minutes from the QEW, public transit, schools, shopping, parks, and everyday amenities, this home is ideal for both homeowners and investors. The main floor features a bright and spacious living room with hardwood flooring, pot lights ,crown moulding, and stylish accent walls. The updated eat-in kitchen boasts quartz countertops, a quartz backsplash, stainless steel appliances, and plenty of cabinet space. You'll also find2 spacious bedrooms and a large 4-piece bathroom with a separate shower and relaxing Jacuzzi tub. The main floor has been freshly painted in July 2026 and offers direct access to a large, fully fenced backyard-perfect for entertaining family and friends. The legal 2-bedroom basement apartment has its own separate entrance and features a spacious living area, modern kitchen with quartz countertops and stainless steel appliances, a 3-piecebathroom, luxury vinyl flooring, pot lights, and has been freshly painted in July 2026. A shared laundry room is conveniently located in the basement. Outside, enjoy a detached garage offering parking and additional storage, plus an extra-long double driveway with space for 4 vehicles, along with 1 garage parking space. Major updates include new plumbing (2021), new HVAC system (2021), upgraded electrical panel(2021), new hot water tank (2021), and complete exterior waterproofing (2022).Excellent income potential with estimated rents of approximately $2,000/month plus utilities for the main floor and $1,800/month plus utilities for the legal basement apartment. The large lot also offers exciting future potential for a garden suite (subject to municipal approvals).

2 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $856 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.

Inside 3 Myrtle Ave S

Every detail from the listing, in one place.

Type: Duplex
Style: Bungalow
Living space: 700-1100 sq ftas stated on the listing
Parking: 7 spacesYes garage
Basement: Apartment, Separate Entrance

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 7

Interior

Basement: Apartment · Separate Entrance

Lot & land

Lot size (sqft): 6055

Listing & possession

Property style: Bungalow
Property class: Duplex

3 Myrtle Ave S Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13610594−$40,000 (6.3%)$599,000
Jul 27, 2026For saleListedThis listingMLS® X13610594$639,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 3 Myrtle Ave S Compares to the St. Catharines Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 1,055 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Catharines market, last 90 days

Median sold price: $559,950
Average sold price: $608,408
Average days on market: 39
Homes sold: 526

Closed sales on the TRREB MLS®.

Full St. Catharines market report

Market pulse · St. Catharines

St. Catharines market

Median sold price$559,950Last 90 days
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.4%On average, homes sold below asking.
Active listings724Homes for sale here right now.
Median vs prior 90 days+1.8%Compared with May 12 – Aug 10, 2026: prices up.

Based on 526 sales from Aug 10 – Nov 8, 2026 (506 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in St. Catharines

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home3 Myrtle Avenue S 2 bd · 2 ba · 700 sqft	$599,000asking	$856	—	—
162-164 MAIN Street 5 bd · 3 ba · 2,000 sqft
184 Queenston Street 5 bd · 2 ba · 2,000 sqft
31 Stuart Avenue 3 bd · 2 ba · 1,100 sqft
107 Lake Street 4 bd · 2 ba · 1,100 sqft
135 Lake Street 2 bd · 2 ba · 1,100 sqft
14 Bond Street 3 bd · 2 ba · 1,100 sqft

162-164 MAIN Street
5 bd · 3 ba · 2,000 sqft
184 Queenston Street
5 bd · 2 ba · 2,000 sqft
31 Stuart Avenue
3 bd · 2 ba · 1,100 sqft
107 Lake Street
4 bd · 2 ba · 1,100 sqft
135 Lake Street
2 bd · 2 ba · 1,100 sqft
14 Bond Street
3 bd · 2 ba · 1,100 sqft

Living in St. Catharines: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Transit nearby

Stations and stops, straight-line distance

St. Catharines GO StationLakeshore West GO4.3 km

Places from OpenStreetMap (© OpenStreetMap contributors) and Summitly's station list. Distances are straight-line, not routes.

Loading schools, parks, groceries and more nearby…

Transit

St. Catharines GO Station (Lakeshore West GO)4.3 km

Nearest subway, GO and LRT stations first, then bus and streetcar stops.

St. Catharines GO Station
4.3 kmClosest· Lakeshore West GO
Homes near St. Catharines GO Station

Straight-line distances from the listing; walking times assume about 80 m a minute. Places © OpenStreetMap contributors, a community-maintained map that may miss or misplace some places. Directions and place details open on Google Maps.

How long is your commute?

From 3 Myrtle Ave S. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 3 Myrtle Ave S

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,943; 20% down · 25 years · 5.5% assumed
Property tax: $329; 0.66% mill rate · ON
Total per month: $3,272; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,943

/mo

based on the purchase price of $599,000

Down payment20%

$119,800 cash

Amortization25 yr

$479,200 financed

Rate5.50%

$403,612 total interest

Principal54%$479,200

Interest46%$403,612

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

Book a tour of 3 Myrtle Ave S with a licensed buyer's agent

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Questions About 3 Myrtle Ave S

How much is 3 Myrtle Ave S listed for?

3 Myrtle Ave S is listed at $599,000 (MLS® X13610594). Summitly updates the price as soon as the MLS® record changes.

Is $599,000 a good price for 3 Myrtle Ave S?

Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 3 Myrtle Ave S changed?

Yes — it was first listed at $639,000 and is now $599,000, a drop of $40,000 (6.3%).

How many bedrooms and bathrooms does 3 Myrtle Ave S have?

3 Myrtle Ave S has 2 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a duplex in St. Catharines.

Is 3 Myrtle Ave S close to transit?

The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 4.3 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.

How much would the monthly mortgage be on 3 Myrtle Ave S?

About $2,943 a month — principal and interest on $599,000 with 20% down ($119,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 3 Myrtle Ave S compare with other homes in St. Catharines?

Its asking price of $599,000 is about 7% above the median sold price in St. Catharines over the last 90 days, $559,950, across 526 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 3 Myrtle Ave S been sold before?

Summitly has no earlier MLS® sale or lease of 3 Myrtle Ave S on record from the last two years. Older records aren't shown under TRREB rules.

Where is 3 Myrtle Ave S?

3 Myrtle Ave S is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 3 Myrtle Ave S been on the market?

104 days — 3 Myrtle Ave S was listed on July 27, 2026.

What is the price per square foot of 3 Myrtle Ave S?

About $545 to $856 per square foot: the asking price of $599,000 over the 700–1,100 sq ft the listing gives as its size range.

Does 3 Myrtle Ave S have parking or a garage?

Yes — the listing gives 7 parking spaces. Garage: Yes.

What you should know

2 Bed, 2 Bath Duplex in St. Catharines

About 3 Myrtle Avenue South

Inside 3 Myrtle Ave S

Features & systems

3 Myrtle Ave S Price & Sale History

How 3 Myrtle Ave S Compares to the St. Catharines Market

St. Catharines market, last 90 days

Recently sold nearby in St. Catharines

Living in St. Catharines: Location & Amenities

How long is your commute?

Costs, Mortgage & Rental Return for 3 Myrtle Ave S

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Myrtle Avenue South? See what yours is worth

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A licensed local agent

See 3 Myrtle Ave S, St. Catharines in person

Similar homes for sale nearby in St. Catharines

Explore More Duplexes in St. Catharines

2 Bed, 2 Bath Duplex in St. Catharines

About 3 Myrtle Avenue South

Inside 3 Myrtle Ave S

Features & systems

3 Myrtle Ave S Price & Sale History

How 3 Myrtle Ave S Compares to the St. Catharines Market

St. Catharines market, last 90 days

Market pulse · St. Catharines

Recently sold nearby in St. Catharines

Living in St. Catharines: Location & Amenities

Transit nearby

Transit

How long is your commute?

Costs, Mortgage & Rental Return for 3 Myrtle Ave S

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Myrtle Avenue South? See what yours is worth

Zara, any time

A licensed local agent

See 3 Myrtle Ave S, St. Catharines in person

Questions About 3 Myrtle Ave S

How much is 3 Myrtle Ave S listed for?

Is $599,000 a good price for 3 Myrtle Ave S?

Has the price of 3 Myrtle Ave S changed?

How many bedrooms and bathrooms does 3 Myrtle Ave S have?

Is 3 Myrtle Ave S close to transit?

How much would the monthly mortgage be on 3 Myrtle Ave S?

How does 3 Myrtle Ave S compare with other homes in St. Catharines?

Has 3 Myrtle Ave S been sold before?

Where is 3 Myrtle Ave S?

How long has 3 Myrtle Ave S been on the market?

What is the price per square foot of 3 Myrtle Ave S?

Does 3 Myrtle Ave S have parking or a garage?

Similar homes for sale nearby in St. Catharines

Explore More Duplexes in St. Catharines

Market pulse · St. Catharines

Transit nearby

Transit

Questions About 3 Myrtle Ave S

How much is 3 Myrtle Ave S listed for?

Is $599,000 a good price for 3 Myrtle Ave S?

Has the price of 3 Myrtle Ave S changed?

How many bedrooms and bathrooms does 3 Myrtle Ave S have?

Is 3 Myrtle Ave S close to transit?

How much would the monthly mortgage be on 3 Myrtle Ave S?

How does 3 Myrtle Ave S compare with other homes in St. Catharines?

Has 3 Myrtle Ave S been sold before?

Where is 3 Myrtle Ave S?

How long has 3 Myrtle Ave S been on the market?

What is the price per square foot of 3 Myrtle Ave S?

Does 3 Myrtle Ave S have parking or a garage?