How much is 306 Centre St listed for?

306 Centre St is listed at $1,249,900 (MLS® X14108606). Summitly updates the price as soon as the MLS® record changes.

Is $1,249,900 a good price for 306 Centre St?

Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Niagara-on-the-Lake. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out.

Has the price of 306 Centre St changed?

No — 306 Centre St is still listed at its original asking price of $1,249,900.

How many bedrooms and bathrooms does 306 Centre St have?

306 Centre St has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Niagara-on-the-Lake.

How much would the monthly mortgage be on 306 Centre St?

About $6,140 a month — principal and interest on $1,249,900 with 20% down ($249,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 306 Centre St compare with other homes in Niagara-on-the-Lake?

Its asking price of $1,249,900 is about 24% above the median sold price in Niagara-on-the-Lake over the last 90 days, $1,010,000, across 157 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 306 Centre St been sold before?

Yes — Summitly has 1 earlier MLS® listing of 306 Centre St on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.

Where is 306 Centre St?

306 Centre St is in Niagara-on-the-Lake, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 306 Centre St been on the market?

306 Centre St was listed today (October 22, 2026).

What is the price per square foot of 306 Centre St?

About $833 to $1,136 per square foot: the asking price of $1,249,900 over the 1,100–1,500 sq ft the listing gives as its size range.

Does 306 Centre St have parking or a garage?

Yes — the listing gives 3 parking spaces. Garage: Yes.

Does 306 Centre St have a basement, and is it finished?

The listing describes the basement as: Partial Basement.

For saleWell Above Market

DetachedListed today

306 Centre St, Niagara-on-the-Lake

Name: 306 Centre Street
SKU: X14108606
Price: 1249900 CAD
Availability: InStock

Niagara-on-the-Lake, ON · · MLS® X14108606Updated October 22, 2026

$1,249,900Est. $6,140/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 3

Type Detached
Lot 141 × 70
Garage Yes
Basement Partial Basement

What you should know

306 Centre St is a 3-bedroom, 2-bathroom detached home in Niagara-on-the-Lake, listed for $1,249,900. It has 1100-1500 sq ft of living space.

This Move-In-Ready Home Blends Modern Finishes With Timeless Appeal, Featuring A Custom-Designed Kitchen With Quartz Countertops, Stainless Steel Appliances, And A Large Island With Seating For Four.
The Finished Basement Also Offers Excellent Potential For A Fully Functioning Kitchen And Additional Bedroom, Making It Ideal For An In-Law Suite Or Extended Family Living.
Situated On A Generous 70' X 141' Lot, The Private Backyard Is Beautifully Landscaped With Mature Trees, Shrubs, And Perennial Gardens, And Was Fully Fenced In 2023 To Create A Peaceful Outdoor Retreat.

Ask Zara:

3 Bed, 2 Bath Detached Home in Niagara-on-the-Lake

About 306 Centre Street

Welcome To 306 Centre Street In The Charming Old Town Of Niagara-On-The-Lake, Just A Five-Minute Stroll To Iconic Queen Street, Boutique Shops, Restaurants, Theatres, Golf, And The Shores Of Lake Ontario. This Move-In-Ready Home Blends Modern Finishes With Timeless Appeal, Featuring A Custom-Designed Kitchen With Quartz Countertops, Stainless Steel Appliances, And A Large Island With Seating For Four. Wide-Plank Oak Flooring Flows Throughout The Home, While The Two Full Bathrooms Have Been Tastefully Updated, Including A Main Bath With A Walnut Vanity And Heated Floors. Offering Three Spacious Bedrooms On The Upper Level, Two Inviting Living Areas, A Dedicated Office, And A Walk-Out From The Renovated Lower Level To The Backyard, This Home Provides Exceptional Flexibility For Families Or Those Who Love To Entertain. The Finished Basement Also Offers Excellent Potential For A Fully Functioning Kitchen And Additional Bedroom, Making It Ideal For An In-Law Suite Or Extended Family Living. Situated On A Generous 70' X 141' Lot, The Private Backyard Is Beautifully Landscaped With Mature Trees, Shrubs, And Perennial Gardens, And Was Fully Fenced In 2023 To Create A Peaceful Outdoor Retreat. Enjoy Your Morning Coffee On The Expansive Front Porch, Perfectly Positioned To Capture The Morning Sun. The Attached Garage Provides Convenient Parking And Additional Storage. This Is A Rare Opportunity To Own A Beautifully Updated Home In One Of Niagara-On-The-Lake's Most Desirable Neighbourhoods. Come Experience Everything This Exceptional Property Has To Offer!

3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $1,136 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 306 Centre St

Every detail from the listing, in one place.

Type: Detached
Style: Sidesplit
Living space: 1100-1500 sq ftas stated on the listing
Lot size: 141 x 70
Parking: 3 spacesYes garage
Basement: Partial Basement

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 3

Interior

Basement: Partial Basement

Lot & land

Lot dimensions: 141 x 70
Lot size (sqft): 0

Listing & possession

Property style: Sidesplit
Property class: Detached

306 Centre St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 22, 2026For saleListedThis listingMLS® X14108606$1,249,900
SoldPreviously listedMLS® X12173475View listing (opens in a new tab)

See what it sold for, free. Board rules need a free account before we can show sold and past prices.

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 306 Centre St Compares to the Niagara-on-the-Lake Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 227 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Niagara-on-the-Lake market, last 90 days

Median sold price: $1,010,000
Average sold price: $1,189,602
Average days on market: 57
Homes sold: 157

Closed sales on the TRREB MLS®.

Full Niagara-on-the-Lake market report

Recently sold nearby in Niagara-on-the-Lake

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home306 Centre Street 3 bd · 2 ba · 1,100 sqft	$1,249,900asking	$1,136	—	—
948 Line 3 Road 2 bd · 2 ba · 700 sqft
55 Delater Street 2 bd · 1 ba · 1,100 sqft
5 Luther Avenue 3 bd · 2 ba · 1,500 sqft
8 DIXIE Avenue 2 bd · 3 ba · 1,500 sqft
29 Circle Street 3 bd · 2 ba · 1,100 sqft
1080 Line 3 Road 3 bd · 2 ba · 2,000 sqft

948 Line 3 Road
2 bd · 2 ba · 700 sqft
55 Delater Street
2 bd · 1 ba · 1,100 sqft
5 Luther Avenue
3 bd · 2 ba · 1,500 sqft
8 DIXIE Avenue
2 bd · 3 ba · 1,500 sqft
29 Circle Street
3 bd · 2 ba · 1,100 sqft
1080 Line 3 Road
3 bd · 2 ba · 2,000 sqft

Living in Niagara-on-the-Lake: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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How long is your commute?

From 306 Centre St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 306 Centre St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $6,140; 20% down · 25 years · 5.5% assumed
Property tax: $687; 0.66% mill rate · ON
Total per month: $6,827; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$6,140

/mo

based on the purchase price of $1,249,900

Down payment20%

$249,980 cash

Amortization25 yr

$999,920 financed

Rate5.50%

$842,195 total interest

Principal54%$999,920

Interest46%$842,195

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: SOTHEBY'S INTERNATIONAL REALTY CANADA, BrokerageMLS® X14108606 · Listing data last updated October 22, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 21· $1,136/sq ft

Estimated monthly mortgage$6,140/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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306 Centre St, Niagara-on-the-Lake

What you should know