31 Neal Ave is a 3-bedroom, 2-bathroom detached home in St. Thomas, listed for $549,000. It has 1100-1500 sq ft of living space.
1Welcome to 31 Neal Ave, St.
2This well-maintained Collier built bungalow with concrete drive offers comfortable main floor living with 3 bedrooms, lots of lower living space, and 2, 3-piece bathrooms.
Welcome to 31 Neal Ave, St. Thomas! This well-maintained Collier built bungalow with concrete drive offers comfortable main floor living with 3 bedrooms, lots of lower living space, and 2, 3-piece bathrooms. Updates include roof, newer windows, upgraded kitchen cabinets, and appliances, updated flooring throughout the main living area, a owned tankless water heater, upgraded insulation in the attic, and upgraded heat pump.Enjoy your morning coffee on the beautiful updated front porch, or entertain guests on the back deck. The lower level adds even more living space with a large family room featuring a gas fireplace, a bar area, the second 3 piece bath, a workshop for all your hobbies, and a cold cellar with plenty of storage.Tastefully decorated and full of thoughtful updates, this home checks all the boxes for first-time buyers, someone looking to downsize, or anyone looking for convenient main floor living at a reasonable price, in a great area.
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $499 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 31 Neal Ave
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
2 spacesYes garage
Basement
Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
2
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
31 Neal Ave Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14166050$549,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 31 Neal Ave Compares to the St. Thomas Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,697
/mo
based on the purchase price of $549,000
$109,800 cash
$439,200 financed
$369,922 total interest
Principal54%$439,200
Interest46%$369,922
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Thomas
Other 2–3 bed homes for sale in St. Thomas around $549K.
Average days on market43Homes sold in about 43 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings238Homes for sale here right now.
Median vs prior 90 days+0.2%Compared with May 14 – Aug 12, 2026: prices up.
Based on 232 sales from Aug 12 – Nov 10, 2026 (171 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 31 Neal Ave
How much is 31 Neal Ave listed for?
31 Neal Ave is listed at $549,000 (MLS® X14166050). Summitly updates the price as soon as the MLS® record changes.
Is $549,000 a good price for 31 Neal Ave?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 31 Neal Ave changed?
No — 31 Neal Ave is still listed at its original asking price of $549,000.
How many bedrooms and bathrooms does 31 Neal Ave have?
31 Neal Ave has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in St. Thomas.
How much would the monthly mortgage be on 31 Neal Ave?
About $2,697 a month — principal and interest on $549,000 with 20% down ($109,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 31 Neal Ave compare with other homes in St. Thomas?
Its asking price of $549,000 is about 5% above the median sold price in St. Thomas over the last 90 days, $521,000, across 232 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 31 Neal Ave been sold before?
Summitly has no earlier MLS® sale or lease of 31 Neal Ave on record from the last two years. Older records aren't shown under TRREB rules.
Where is 31 Neal Ave?
31 Neal Ave is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 31 Neal Ave been on the market?
31 Neal Ave was listed today (November 10, 2026).
What is the price per square foot of 31 Neal Ave?
About $366 to $499 per square foot: the asking price of $549,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 31 Neal Ave have parking or a garage?
Yes — the listing gives 2 parking spaces. Garage: Yes.
Does 31 Neal Ave have a basement, and is it finished?
