31 Ross St is a 3-bedroom, 3-bathroom detached home in Smiths Falls, listed for $535,000. It has 1500-2000 sq ft of living space.
1This custom built well maintained, side split home is located in a convenient location, close to both elementary schools, shopping, parks ,and the Rideau Canal.
2The spacious fenced backyard backs onto Chimo Elementary school property that is currently not in use by the school.
3A sundeck is conveniently located through the sliding doors from the dining room.
This custom built well maintained, side split home is located in a convenient location, close to both elementary schools, shopping, parks ,and the Rideau Canal. The spacious fenced backyard backs onto Chimo Elementary school property that is currently not in use by the school. With a depth of 120 feet, trees and hedges provide peaceful privacy .The home has 2 full four piece bathrooms, and one 3 piece bathroom ready to provide ample facilities for a large family . living room, dining room and kitchen comprise the main level .The washer/dryer are located in kitchen alcove ,but if desired, minor renovations could be easily made to allow their relocation to one of several different places in the lower level of the home ,leaving space for a pantry in the kitchen. The possibility of relocating the laundry was verified by a contractor. A sundeck is conveniently located through the sliding doors from the dining room. The upper level includes 3 bedrooms plus an ensuite bathroom in addition to a second four piece bathroom. The middle (ground) level has a spacious family room with gas with gas fireplace, and patio doors leading to a landscaped back yard. A three piece bathroom is adjacent. To accommodate personal tastes ,new flooring selections (including carpeting, laminate, or luxury vinyl planking)for this room can be chosen by the buyer and installation will be arranged by seller, who is willing to pay up to 3200.00 for materials and installation. The lower level of the home has a bedroom/den, games/exercise/hobby room,
3 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $357 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 31 Ross St
Every detail from the listing, in one place.
Type
Detached
Style
Sidesplit
Living space
1500-2000 sq ftas stated on the listing
Parking
6 spacesYes garage
Basement
Partially Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
Partially Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Sidesplit
Property class
Detached
31 Ross St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14085356$535,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 31 Ross St Compares to the Smiths Falls Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,628
/mo
based on the purchase price of $535,000
$107,000 cash
$428,000 financed
$360,488 total interest
Principal54%$428,000
Interest46%$360,488
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Ross Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 31 Ross St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 31 Ross St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Smiths Falls
Other 2–4 bed homes for sale in Smiths Falls around $535K.
Average days on market52Homes sold in about 52 days on average.
Sale-to-list ratio96.7%On average, homes sold below asking.
Active listings85Homes for sale here right now.
Median vs prior 90 days−11.6%Compared with Apr 19 – Jul 18, 2026: prices down.
Based on 61 sales from Jul 18 – Oct 16, 2026 (49 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 31 Ross St
How much is 31 Ross St listed for?
31 Ross St is listed at $535,000 (MLS® X14085356). Summitly updates the price as soon as the MLS® record changes.
Is $535,000 a good price for 31 Ross St?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Smiths Falls. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 31 Ross St changed?
No — 31 Ross St is still listed at its original asking price of $535,000.
How many bedrooms and bathrooms does 31 Ross St have?
31 Ross St has 3 bedrooms and 3 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Smiths Falls.
How much would the monthly mortgage be on 31 Ross St?
About $2,628 a month — principal and interest on $535,000 with 20% down ($107,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 31 Ross St compare with other homes in Smiths Falls?
Its asking price of $535,000 is about 49% above the median sold price in Smiths Falls over the last 90 days, $358,000, across 61 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 31 Ross St been sold before?
Summitly has no earlier MLS® sale or lease of 31 Ross St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 31 Ross St?
31 Ross St is in Smiths Falls, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 31 Ross St been on the market?
31 Ross St was listed today (October 16, 2026).
What is the price per square foot of 31 Ross St?
About $268 to $357 per square foot: the asking price of $535,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 31 Ross St have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
Does 31 Ross St have a basement, and is it finished?
The listing describes the basement as: Partially Finished.
