DetachedListed today

45471 Sparta Line, Central Elgin

Name: 45471 Sparta Line
SKU: X14120366
Price: 949900 CAD
Availability: InStock

Central Elgin, ON · · MLS® X14120366Updated October 27, 2026

$949,900Est. $4,667/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 2000–2500sq ft
Parking spaces: 11

Type Detached
Garage Yes
Basement Full, Unfinished

What you should know

45471 Sparta Line is a 3-bedroom, 2-bathroom detached home in Central Elgin, listed for $949,900. It has 2000-2500 sq ft of living space.

Nestled on just over an acre, this beautifully renovated two-storey home offers the perfect blend of comfort, space, and peaceful country living.
Thoughtfully updated throughout, including a 2021 addition with an attached single-car garage, this home is designed for everyday living and making lasting memories.
Step inside to a bright and inviting open-concept main floor, featuring a beautiful kitchen with quartz countertops, a spacious island perfect for gathering, and seamless flow into the dining and living areas.

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3 Bed, 2 Bath Detached Home in Central Elgin

About 45471 Sparta Line

Welcome to 45471 Sparta Line, where country charm, modern updates, and room to grow come together to create the perfect place to call home! Nestled on just over an acre, this beautifully renovated two-storey home offers the perfect blend of comfort, space, and peaceful country living. Thoughtfully updated throughout, including a 2021 addition with an attached single-car garage, this home is designed for everyday living and making lasting memories. Step inside to a bright and inviting open-concept main floor, featuring a beautiful kitchen with quartz countertops, a spacious island perfect for gathering, and seamless flow into the dining and living areas. The oversized family room, complete with vaulted ceilings and an abundance of natural light, creates a warm and welcoming space for cozy evenings or entertaining. Just off the dining area, the wraparound covered porch and side verandah offer the perfect spot to enjoy your morning coffee and take in the peaceful countryside. The main floor also features a convenient mudroom with laundry, access to the attached garage and rear deck, a versatile bedroom or home office, and a 4-piece bathroom with a relaxing soaker tub. Upstairs, you'll find a spacious primary bedroom with access to a 3-piece cheater ensuite, along with two additional bedrooms. The lower level offers plenty of storage and a partially finished space ready for your personal touch. Outside, there's room for kids to play, gardens to grow, and memories to be made! An uninsulated barn and detached two-car garage, both equipped with hydro, provide fantastic additional space for hobbies and storage. Enjoy the tranquility of country living while remaining approximately 15 minutes from Aylmer and 20 minutes from St. Thomas. With its welcoming atmosphere, thoughtful updates, and room for the whole family, this is a place to settle in, make memories, and truly feel at home!

3 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $475 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 45471 Sparta Line

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2000-2500 sq ftas stated on the listing
Parking: 11 spacesYes garage
Basement: Full, Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 11

Interior

Basement: Full · Unfinished

Lot & land

Lot size (sqft): 1.09

Listing & possession

Property style: 2-Storey
Property class: Detached

45471 Sparta Line Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 27, 2026For saleListedThis listingMLS® X14120366$949,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 45471 Sparta Line Compares to the Central Elgin Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Good Deal· based on 159 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Central Elgin market, last 90 days

Median sold price: $619,950
Average sold price: $642,416
Average days on market: 62
Homes sold: 92

Closed sales on the TRREB MLS®.

Full Central Elgin market report

Recently sold nearby in Central Elgin

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home45471 Sparta Line 3 bd · 2 ba · 2,000 sqft	$949,900asking	$475	—	—
42720 MEADOW WOOD Lane 4 bd · 2 ba · 2,500 sqft
334 Canterbury Place 4 bd · 2 ba · 1,500 sqft
42549 Sparta Line 6 bd · 2 ba · 2,000 sqft
308 Selbourne Drive 2 bd · 2 ba · 1,100 sqft
44070 TALBOT Street 3 bd · 1 ba · 1,100 sqft
42067 Ferguson Line 4 bd · 2 ba · 2,000 sqft

42720 MEADOW WOOD Lane
4 bd · 2 ba · 2,500 sqft
334 Canterbury Place
4 bd · 2 ba · 1,500 sqft
42549 Sparta Line
6 bd · 2 ba · 2,000 sqft
308 Selbourne Drive
2 bd · 2 ba · 1,100 sqft
44070 TALBOT Street
3 bd · 1 ba · 1,100 sqft
42067 Ferguson Line
4 bd · 2 ba · 2,000 sqft

Living in Central Elgin: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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Costs, Mortgage & Rental Return for 45471 Sparta Line

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,667; 20% down · 25 years · 5.5% assumed
Property tax: $522; 0.66% mill rate · ON
Total per month: $5,189; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,667

/mo

based on the purchase price of $949,900

Down payment20%

$189,980 cash

Amortization25 yr

$759,920 financed

Rate5.50%

$640,052 total interest

Principal54%$759,920

Interest46%$640,052

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: REAL BROKER ONTARIO LTD., BrokerageMLS® X14120366 · Listing data last updated October 27, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 26· $475/sq ft

Estimated monthly mortgage$4,667/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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