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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 5 days ago

    5 George Street S

    Waterloo, ON·N1S 2N3·Near George st east, Salisbury Ave South

    • 4 beds
    Waterloo real estate›X13514950
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 5 George Street South, Cambridge. A charming semi-detached century home with two units, offering an outstanding opportunity for investors, multi-generational families, or buyers looking to offset their mortgage with rental income. Featuring 4 bedrooms, 2 bathrooms and 1,348 sq ft of living space on a 31.01 x 119 ft lot. The striking stone exterior immediately sets this home apart, while inside you'll find spacious principal rooms, high ceilings, abundant natural light, beautiful original wood trim that highlights the home's historic charm. Large windows fill the living spaces with natural light, creating warm and inviting interiors full of character. Situated in one of Cambridge's most walkable neighbourhoods, this property boasts an impressive 9.7/10 Walk Score, placing parks, cafés, restaurants, shopping and everyday amenities just steps from your front door. Enjoy the convenience of downtown living with easy access to the vibrant Gaslight District, scenic Grand River trails, transit and local attractions. Whether you're looking to expand your investment portfolio, accommodate extended family, or live in one unit while generating rental income from the other, this offers flexibility and long-term value in a highly desirable location. Opportunities to own a character-filled home in the heart of Cambridge are rare. Don't miss your chance to own a versatile property with exceptional lifestyle appeal and outstanding investment potential.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 2, 2026ListedCurrentFor sale$450,000 —X13514950This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 5 George Street S
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,211
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $241
    0.64% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $758,611
      Last 30 days
    • Median sold price
      $702,625
      Middle of the market
    • Days on market
      30 d
      Avg from list to close
    • Closed last 30d
      306
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 5 George Street S — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 5 George Street S and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 5 George Street S listed for?

      5 George Street S is listed at $450,000 on the MLS® (listing X13514950). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 5 George Street S have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Semi-Detached
  4. Asking
    $450,000
    $0 / sqft · MLS® X13514950
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $895,161
    $823,548Confidence range$966,774
    Asking vs estimate
    ↓below
    −$445,161
    (-49.7%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 30 days — this one has been listed 5 days.

    Avg sold price
    $758,611
    Median sold
    $702,625
    Avg days on market
    30
    Recently sold
    306
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Featuring 4 bedrooms, 2 bathrooms and 1,348 sq ft of living space on a 31.01 x 119 ft lot.
    • Large windows fill the living spaces with natural light, creating warm and inviting interiors full of character.
    • Situated in one of Cambridge's most walkable neighbourhoods, this property boasts an impressive 9.7/10 Walk Score, placing parks, cafés, restaurants, shopping and everyday amenities just steps from your front door.
    • Enjoy the convenience of downtown living with easy access to the vibrant Gaslight District, scenic Grand River trails, transit and local attractions.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    2
  7. Interior

    4
    Basement
    Crawl Space
    Family room
    N
    Kitchens
    2
    Total rooms
    13
  8. Exterior & construction

    4
    Exterior
    Other
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  9. Lot & land

    1
    Zoning
    C1RM1
  10. Listing & possession

    3
    Occupancy
    n/a
    Property style
    2-Storey
    Property class
    Semi-Detached
  11. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Bedroom 2
      10.4 × 5.5 ft
    • Kitchen
      12.1 × 10.2 ft
    • Bedroom
      13.1 × 10.4 ft
    • Bathroom
      6.9 × 4.8 ft
    • Living Room
      15.3 × 10.8 ft

    Second level

    5 rooms
    • Bedroom 2
      10.0 × 10.0 ft
    • Living Room
      14.1 × 10.2 ft
    • Kitchen
      12.3 × 8.8 ft
    • Bedroom
      10.8 × 10.6 ft
    • Bathroom
      9.1 × 4.4 ft
    Combined estimate
    $2,452
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,211
    /mo
    based on the purchase price of $450,000
    $90,000 cash
    $360,000 financed
    $303,214 total interest
    Monthly payment$2,211/ month
    Principal54%$360,000
    Interest46%$303,214

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 26A Helene Crescent
      Sold
      Sign in for price
      26A Helene Crescent
      Semi-Detached
    • 603 Pinerow Crescent
      Sold
      Sign in for price
      603 Pinerow Crescent
      Semi-Detached
    • 694 Highpoint Avenue
      Sold
      Sign in for price
      694 Highpoint Avenue
      Semi-Detached
    • 432 Lee Avenue
      Sold
      Sign in for price
      432 Lee Avenue
      Semi-Detached
    • 466A EXMOOR Street
      Sold
      Sign in for price
      466A EXMOOR Street
      Semi-Detached
    • 651 Pinerow Crescent
      Sold
      Sign in for price
      651 Pinerow Crescent
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    5 George Street SThis home4 / 211,001,500$450,000ask———
    26A Helene Crescent3 / 2700—
    603 Pinerow Crescent3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of EXP REALTY · displayed on Summitly per MLS® data-share rules

    5 George Street S is a 4-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 5 George Street S built?

    The year built for 5 George Street S isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 5 George Street S?

    The 'Property tax' tab in the History section shows the most recent annual tax for 5 George Street S plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 5 George Street S?

    The affordability calculator on this page shows an estimated monthly mortgage for $450,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 5 George Street S been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 5 George Street S with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 5 George Street S in?

    5 George Street S is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  21. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 694 Highpoint Avenue
    3 / 2
    1,100
    —
    432 Lee Avenue3 / 21,100—
    466A EXMOOR Street4 / 31,100—
    651 Pinerow Crescent3 / 31,100—