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MLS® listings · updated October 26, 2026 Seller's market · 70/100

37 4 Bedroom Homes for Sale in Waterloo

Currently a seller's market in Waterloo. Browse 406 MLS® listings, neighbourhood market stats, and recent sold history across Waterloo, Ontario.

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733 Chesapeake Drive, Waterloo: home for sale
733 Chesapeake Drive · $999,900Listed by RIGHT AT HOME REALTY, Brokerage

Waterloo at a glance

MLS® data

Homes for sale
37
For rent
15
Sold · 90 days
65
Average sold price · 90 days
$1,136,709

Market typeSeller's market · 70/100

24 days on market (average) · 1.6 months of inventory

Full market report
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Zara · AI virtual agent

Meet Zara · Waterloo

Ask Zara about any listing, neighbourhood, school zone, or sold comparable in Waterloo. Available 24/7 via chat or phone — no signup, no waiting.

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AI-friendly answerUpdated daily from MLS®

Waterloo, Ontario has 406 homes listed for sale, 398 sold in the last 90 days and a 90-day median sold price of $685,000, from the MLS®. Through Mortgage Squad Advisors — Summitly's preferred mortgage partner — you can browse listings and talk to a licensed mortgage advisor in the same flow.

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Map preview of Waterloo real estate listings
New in Waterloo

Newest 4 bedroom homes for sale in Waterloo

The newest MLS® listings, freshest first.

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More 4 bedroom homes for sale in Waterloo

Showing 1–24 of 37

Waterloo real estate

Market intelligence

4 bedroom home price trends & market temperature in Waterloo

Composite hotness score, the year-long sold-price line, and a plain-English read on the data from Zara, our real estate AI.

Full Waterloo market breakdown
Market temperature

Waterloo is leaning toward a seller's market

Composite score derived from days-on-market and months-of-inventory signals.

70
warm
Cool buyer's mktBalancedHot seller's mkt
  • Days on market
    24
    Lower = hotter
  • Months of inventory
    1.6
    Under 4 = hot
  • Closed (30d)
    70
    MLS® last 30 days
12-month trend

Average 4 bedroom home sold price in Waterloo

Last 12 months of MLS® closed transactions, average per month.

$1,136,709
+8.9% YoY
$1,100,778
Nov 25Oct 26
Zara's take · Waterloo
Waterloo is currently a leaning toward sellers.

The latest monthly average sold price is roughly 8.9% higher than 12 months earlier. Monthly averages move with the mix of homes that sold, so treat this as a direction rather than a precise change. Inventory is tight at ~1.6 months of supply.

Practical takeaway

Buyers: lead with strong financing and limit conditions on the right home. Sellers: price competitively but expect interest.

Generated from MLS® data — not investment advice.See the full report
Sold prices by bedroom

What 4-bedroom homes sell for in Waterloo

Average sold price of Waterloo homes over the last six months, by bedroom count. Bedroom counts with fewer than 5 sales are withheld.

BedroomsAverage sold price
1 bedroom$360,001
2 bedrooms$532,436
3 bedrooms$756,727
4 bedrooms$1,109,939
5+ bedrooms$1,333,993
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Browse by price

Waterloo homes for sale by price range

Active MLS® listings per price band.

  • Under $500K
    196
  • $500K – $750K
    90
  • $750K – $1M
    53
  • $1M – $1.5M
    34
  • $1.5M – $2M
    11
  • Over $2M
    23
Browse by type

Waterloo homes by property type

Detached, semi-detached, townhouse, condo, multi-family and commercial inventory — all in one view.

Browse by bedrooms

Waterloo listings by bedroom count

  • 1+ Bedroom
    346
  • 2+ Bedrooms
    279
  • 3+ Bedrooms
    186
  • 4+ Bedrooms
    78
  • 5+ Bedrooms
    31
Popular searches

Explore Waterloo real estate

Jump straight to the searches buyers and renters use most — each one updated daily from MLS® data.

Browse by intent

Popular Waterloo searches

The way buyers really search — new listings, price drops, with pool, finished basement, fixer-uppers, and more. One tap drops you on the map with that filter applied.

Neighbourhoods

Most-searched neighbourhoods in Waterloo

Where the action is right now — ranked by active MLS® inventory.

By postal code

Most-active postal codes in Waterloo

Forward Sortation Areas (the first 3 characters of a Canadian postal code) ranked by current MLS® inventory.

Nearby markets

Cities near Waterloo

Same-province markets within driving distance — useful when you're flexible on commute.

About the market

Living in Waterloo, Ontario

Waterloo has 406 homes listed for sale on the MLS® right now. The largest groups are condos (139), detached houses (102), townhouses (61) and multi-family homes (16). Another 160 homes are listed for rent.

Over the last 90 days, 439 homes sold in Waterloo at a median price of $685,000, after an average of 32 days on the market. Over the last six months, average sold prices were: detached houses $955,030, semi-detached houses $628,369, townhouses $585,269, condos $413,754 and multi-family homes $1,127,633.

At the current pace of sales, Waterloo's active listings would take about 2.8 months to sell — a tight supply that usually favours sellers. Summitly's market gauge reads: Waterloo is leaning toward a seller's market.

Waterloo is served by ION light rail. The nearest markets Summitly covers are Kitchener (3 km), Cambridge (20 km) and Guelph (24 km).

Looking for a licensed agent? Compare Waterloo real estate agents — free to use. How your agent is paid is set out in your buyer representation agreement.

Own a home in Waterloo? What's my Waterloo home worth? · Recently sold in Waterloo · Estimate your selling costs

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The 5-step plan

How to buy a home in Waterloo

The steps Summitly's licensed advisors walk buyers through.

  1. 1

    Get pre-approved

    Confirm your maximum purchase price and hold a rate before you start touring properties in Waterloo. Summitly's mortgage partner, Mortgage Squad Advisors, can compare lenders for you.

  2. 2

    Browse MLS® listings in Waterloo

    Use the price, property-type and bedroom tiles on this page to narrow inventory, or draw your own search area on the map.

  3. 3

    Tour homes with a licensed agent

    Summitly can connect you with a Waterloo agent at Coldwell Banker Summit Realty, or you can work with your existing REALTOR®.

  4. 4

    Make an informed offer

    Compare the asking price with recent sold prices for similar homes nearby — Zara, our real estate AI, can pull comparables for any address.

  5. 5

    Close

    Your lender, real estate lawyer and agent coordinate the closing so the keys are released on your closing date.

Frequently asked questions

Buying and selling in Waterloo: your questions, answered

Answered with this page's own MLS® numbers.

  • How many homes are for sale in Waterloo right now?

    406 homes are listed for sale on the MLS® in Waterloo, including 139 condos, 102 detached houses and 61 townhouses.

  • What do homes sell for in Waterloo?

    Homes that sold in Waterloo over the last 90 days went for a median of $685,000 and an average of $749,010, across 439 sales. Prices vary widely by property type, size and neighbourhood.

  • How much does each type of home cost in Waterloo?

    Average sold prices in Waterloo over the last six months: detached houses $955,030, semi-detached houses $628,369, townhouses $585,269, condos $413,754 and multi-family homes $1,127,633.

  • How long does it take to sell a home in Waterloo?

    Homes that sold in Waterloo over the last 90 days spent an average of 32 days on the market.

  • Is Waterloo a buyer's or a seller's market?

    Waterloo is leaning toward a seller's market. Waterloo has about 2.8 months of inventory (active listings divided by monthly sales); under four months usually favours sellers and over six favours buyers.

  • How many homes are for rent in Waterloo?

    160 homes are listed for rent on the MLS® in Waterloo right now.

  • What cities are near Waterloo?

    The closest markets Summitly covers are Kitchener (3 km away), Cambridge (20 km away) and Guelph (24 km away).

  • Where do these Waterloo numbers come from?

    Listing counts are MLS® counts, updated daily. Sold prices and days on market come from MLS® sales closed in the last 90 days; a figure based on fewer than 5 sales is withheld.

Licensed Ontario real estate brokerage

Coldwell Banker Summit Realty, Brokerage

Coldwell Banker Summit Realty, Brokerage is registered with the Real Estate Council of Ontario (RECO). Its licensed agents can help you buy, sell or lease in Waterloo, from showings and offers to closing. When you are ready to finance, you can compare mortgage options with our partner, Mortgage Squad Advisors.

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Coldwell Banker Summit Realty, Brokerage. Waqar Afzal, Broker of Record. Each office is independently owned and operated.

Ready to make a move in Waterloo?

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