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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 23 days

    578 Wellington Street

    St. Thomas·St. Thomas, ON·N5R 6E1·Near Rosethorn Ct

    • 2 beds
    St. Thomas real estate›X13451350
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this well cared for and freshly painted 4-level backsplit. Offering 2+1 bedrooms and 2 full bathrooms in the Southeast side of St. Thomas! This versatile layout provides plenty of space for families, downsizers, or those seeking multi-generational living. The upper level features a spacious primary bedroom complete with his and hers closets, a cozy reading nook, and direct access to the main bathroom with a jetted tub. A second bedroom and convenient laundry-located in the primary bathroom. The lower level offers a third bedroom, full bathroom, and a large family room with a gas fireplace and patio doors leading to a covered back porch-perfect for entertaining or unwinding. An additional level provides extra living space and includes a second set of laundry machines for added convenience. This home comes equipped with 7 appliances, including a new fridge, stove, and dishwasher, along with an owned water softener and filtration system for added comfort and peace of mind. Outside, enjoy a good-sized yard and a stamped concrete driveway that enhances curb appeal. Ideally located close to amenities, the Elgin Centre, and offering easy access to London and Highway 401, this home is a fantastic opportunity in a desirable location.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 16, 2026ListedCurrentFor sale$589,900 —X13451350This page
    Apr 29, 2026Previously listedTer$599,900 —X13058106View
    Feb 3, 2026Previously listedTer$609,900 —X12756538View
    Nov 14, 2025Previously listedTer$619,900 —X12548322View
    Feb 22, 2025Previously listedExp$624,900 —X11985430View
    Jul 7, 2024Previously listedExp$649,900 —X9019533View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 578 Wellington Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Sloping
    • Place Of Worship
    • School Bus Route
    • Fenced Yard
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,898
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $350
    0.71% mill rate · ON
    The market

    How this home sits in the St. Thomas market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Thomas market right now

    Average sold price, days on market, and closed-transaction count for St. Thomas — sourced from MLS®.

    • Avg sold price
      $548,720
      Last 30 days
    • Median sold price
      $535,000
      Middle of the market
    • Days on market
      50 d
      Avg from list to close
    • Closed last 30d
      177
      MLS® transactions
    Full St. Thomas market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 578 Wellington Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 578 Wellington Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 578 Wellington Street listed for?

      578 Wellington Street is listed at $589,900 on the MLS® (listing X13451350). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 578 Wellington Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 16-30
  5. Asking
    $589,900
    $0 / sqft · MLS® X13451350
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $400,566
    $368,520Confidence range$432,611
    Asking vs estimate
    ↑↑well-above
    +$189,334
    (+47.3%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Thomas sell in about 50 days — this one has been listed 23 days.

    Avg sold price
    $548,720
    Median sold
    $535,000
    Avg days on market
    50
    Recently sold
    177
    See comparable sales
  7. This versatile layout provides plenty of space for families, downsizers, or those seeking multi-generational living.
  8. The upper level features a spacious primary bedroom complete with his and hers closets, a cozy reading nook, and direct access to the main bathroom with a jetted tub.
  9. The lower level offers a third bedroom, full bathroom, and a large family room with a gas fireplace and patio doors leading to a covered back porch-perfect for entertaining or unwinding.
  10. Outside, enjoy a good-sized yard and a stamped concrete driveway that enhances curb appeal.
  11. Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  12. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private Double
  13. Interior

    5
    Basement
    Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Upper Level
  14. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  15. Lot & land

    2
    Year built
    16-30
    Zoning
    R3-49
  16. Listing & possession

    3
    Occupancy
    Immediate possession available
    Property style
    Backsplit 4
    Property class
    Detached
  17. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Kitchen
      10.5 × 12.1 ft
    • Dining Room
      12.5 × 10.4 ft
    • Living Room
      12.5 × 14.3 ft
    • Foyer
      10.5 × 4.5 ft

    Upper level

    3 rooms
    • Bedroom 2
      11.1 × 10.6 ft
    • Primary Bedroom
      22.1 × 11.4 ft
    • Bathroom
      4 Pc Bath
      14.3 × 11.0 ft

    Lower level

    2 rooms
    • Family Room
      Fireplace
      16.9 × 22.6 ft
    • Bedroom 3
      10.0 × 11.7 ft

    Other level

    1 room
    • 5.2 × 9.5 ft
    Combined estimate
    $3,248
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,898
    /mo
    based on the purchase price of $589,900
    $117,980 cash
    $471,920 financed
    $397,481 total interest
    Monthly payment$2,898/ month
    Principal54%$471,920
    Interest46%$397,481

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Thomas

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 19 Sparta Street
      Sold
      Sign in for price
      19 Sparta Street
      Detached
    • 279 Forest Avenue
      Sold
      Sign in for price
      279 Forest Avenue
      Detached
    • 225 Ross Street
      Sold
      Sign in for price
      225 Ross Street
      Detached
    • 9 TRAFALGAR Street
      Sold
      Sign in for price
      9 TRAFALGAR Street
      Detached
    • 16 West Avenue
      Sold
      Sign in for price
      16 West Avenue
      Detached
    • 33 Horton Street
      Sold
      Sign in for price
      33 Horton Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    578 Wellington StreetThis home2 / 211,001,500$589,900ask———
    19 Sparta Street3 / 2700—
    279 Forest Avenue3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Thomas

    Active listings within ±20% of this asking price.

    • 12 East Avenue
      $545,000
      12 East Avenue
      Detached 3 1
    • 1 Idsardi Avenue
      $599,900
      1 Idsardi Avenue
      Detached 3 2
    • 89 Butler Drive
      $529,900
      89 Butler Drive
      Detached 3 3
    • 66 Peach Tree Boulevard
      $634,900
      66 Peach Tree Boulevard
      Detached 3 3
    • 34 PINE VALLEY Drive
      $629,900
      34 PINE VALLEY Drive
      Detached 2 4
    • 13 Vanbuskirk Drive
      $554,900
      13 Vanbuskirk Drive
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  18. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  19. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  20. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  21. Public listing courtesy of ELGIN REALTY LIMITED · displayed on Summitly per MLS® data-share rules

    578 Wellington Street is a 2-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  22. When was 578 Wellington Street built?

    578 Wellington Street was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  23. What is the property tax for 578 Wellington Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 578 Wellington Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  24. How much would the monthly mortgage be on 578 Wellington Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $589,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  25. Has 578 Wellington Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 578 Wellington Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  26. What neighbourhood is 578 Wellington Street in?

    578 Wellington Street is in St. Thomas, St. Thomas. The 'Neighbourhood' section below links to the live St. Thomas real estate hub with average sold price, days on market, and current inventory.

  27. Is St. Thomas a good place to live?

    St. Thomas is one of ON's actively-tracked Summitly markets. The full St. Thomas real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  28. 225 Ross Street
    4 / 2
    1,100
    —
    9 TRAFALGAR Street2 / 1700—
    16 West Avenue4 / 31,500—
    33 Horton Street1 / 21,500—