Welcome to this beautifully finished interior townhouse in desirable Orchard Park South! This 2+1 bedroom, 3 full bathroom home offers comfort and efficiency in a sought-after, family-friendly neighbourhood. The bright, open-concept main floor features a vaulted ceiling in the living room, large windows. High-end finishes flow throughout, with ceramic and hardwood floors in the main living space. The kitchen impresses with a spacious pantry, tile backsplash, and quartz countertops. Main floor laundry adds everyday convenience. The lower level offers a full bath, an additional bedroom with another partially finished space, the second easily doubles as an office or flex space, and a large rec room - perfect for movie nights or a home gym. Step outside to a large deck plus patio. A single-car garage, covered front porch, and double-wide driveway complete the great curb appeal. All appliances included, plus loads of basement storage. Move-in ready and waiting for you!
2 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $514 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this townhouse fits your budget and timing.Ask Zara a follow-up
Inside 7 Cortland Terr
Every detail from the listing, in one place.
Type
Townhouse
Style
1 Storey/Apt
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 Storey/Apt
Property class
Att/Row/Townhouse
7 Cortland Terr Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13655172$565,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 7 Cortland Terr Compares to the St. Thomas Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,776
/mo
based on the purchase price of $565,000
$113,000 cash
$452,000 financed
$380,703 total interest
Principal54%$452,000
Interest46%$380,703
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Thomas
Other 2–4 bed homes for sale in St. Thomas around $565K.
Average days on market48Homes sold in about 48 days on average.
Sale-to-list ratio97.9%On average, homes sold below asking.
Active listings243Homes for sale here right now.
Median vs prior 90 days−4.7%Compared with Apr 12 – Jul 11, 2026: prices down.
Based on 247 sales from Jul 11 – Oct 9, 2026 (150 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 7 Cortland Terr
How much is 7 Cortland Terr listed for?
7 Cortland Terr is listed at $565,000 (MLS® X13655172). Summitly updates the price as soon as the MLS® record changes.
Is $565,000 a good price for 7 Cortland Terr?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 7 Cortland Terr changed?
No — 7 Cortland Terr is still listed at its original asking price of $565,000.
How many bedrooms and bathrooms does 7 Cortland Terr have?
7 Cortland Terr has 2 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a townhouse in St. Thomas.
How much would the monthly mortgage be on 7 Cortland Terr?
About $2,776 a month — principal and interest on $565,000 with 20% down ($113,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 7 Cortland Terr compare with other homes in St. Thomas?
Its asking price of $565,000 is about 9% above the median sold price in St. Thomas over the last 90 days, $520,000, across 247 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 7 Cortland Terr been sold before?
Summitly has no earlier MLS® sale or lease of 7 Cortland Terr on record from the last two years. Older records aren't shown under TRREB rules.
Where is 7 Cortland Terr?
7 Cortland Terr is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 7 Cortland Terr been on the market?
61 days — 7 Cortland Terr was listed on August 9, 2026.
What is the price per square foot of 7 Cortland Terr?
About $377 to $514 per square foot: the asking price of $565,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 7 Cortland Terr have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 7 Cortland Terr have a basement, and is it finished?
