Semi-DetachedListed today

728 Elgin St, Saugeen Shores

Name: 728 Elgin Street
SKU: X14111034
Price: 650000 CAD
Availability: InStock

Saugeen Shores, ON · · MLS® X14111034Updated October 23, 2026

$650,000Est. $3,193/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1500–2000sq ft
Parking spaces: 3

Type Semi-Detached
Garage Yes
Basement Finished

What you should know

728 Elgin St is a 3-bedroom, 2-bathroom semi-detached home in Saugeen Shores, listed for $650,000. It has 1500-2000 sq ft of living space.

This well-maintained 3-bedroom, 3-bathroom semi-detached home offers 1,800 sq. ft. of living space, plus an additional basement area, combining comfort, functionality, and a fantastic location.
The main floor features a spacious open-concept kitchen, dining, and living area, perfect for everyday living and entertaining, with a convenient powder room completing the space.
The walkout lower level offers even more versatility, featuring a comfortable family room with updated hardwood flooring, a third bedroom, and a 4-piece bathroom.

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1 Upcoming Open House at 728 Elgin St

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Saturday, October 242:00 PM – 4:00 PMIn person · no booking neededAdd to Google Calendar (opens in a new tab)Apple / Outlook (.ics)

3 Bed, 2 Bath Semi-Detached Home in Saugeen Shores

About 728 Elgin Street

Welcome to 728 Elgin Street in the beautiful community of Port Elgin! This well-maintained 3-bedroom, 3-bathroom semi-detached home offers 1,800 sq. ft. of living space, plus an additional basement area, combining comfort, functionality, and a fantastic location. Just steps from the Saugeen Rail Trail and dog park, and conveniently located near downtown Port Elgin, the high school, shopping, and restaurants, this property puts recreation and everyday amenities right at your fingertips. Step inside to a spacious living and dining area, perfect for entertaining family and friends or simply enjoying everyday living. The main floor features a spacious open-concept kitchen, dining, and living area, perfect for everyday living and entertaining, with a convenient powder room completing the space. Upstairs, you'll find two generously sized bedrooms, including an impressive oversized primary bedroom, along with a 3-piece bathroom and the added convenience of upper-level laundry. The walkout lower level offers even more versatility, featuring a comfortable family room with updated hardwood flooring, a third bedroom, and a 4-piece bathroom. With direct access to the backyard, this level provides an ideal space for guests, growing families, or those looking for additional room to spread out. Step outside to your fully fenced backyard, where a concrete patio and retractable power awning create the perfect setting for summer BBQs, outdoor entertaining, or relaxing in the shade. An irrigation system adds another touch of convenience, helping keep the lawn looking its best throughout the warmer months. Need additional space? The basement offers over 400 sq. ft. of flexible space, ideal for a hobby room, home office, recreation area, or extra storage. Additionally the furnace was replaced in 2025 and a reverse osmosis water system. Move-in ready and waiting for its next owners. 728 Elgin Street is a home you won't want to miss.

3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $433 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.

Inside 728 Elgin St

Every detail from the listing, in one place.

Type: Semi-Detached
Style: Backsplit 4
Living space: 1500-2000 sq ftas stated on the listing
Parking: 3 spacesYes garage
Basement: Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 3

Interior

Basement: Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Backsplit 4
Property class: Semi-Detached

728 Elgin St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 23, 2026For saleListedThis listingMLS® X14111034$650,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 728 Elgin St Compares to the Saugeen Shores Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 201 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Saugeen Shores market, last 90 days

Median sold price: $664,000
Average sold price: $707,458
Average days on market: 66
Homes sold: 130

Closed sales on the TRREB MLS®.

Full Saugeen Shores market report

Recently sold nearby in Saugeen Shores

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home728 Elgin Street 3 bd · 2 ba · 1,500 sqft	$650,000asking	$433	—	—
729 Gustavus Street 2 bd · 2 ba · 1,100 sqft
302 Bricker Street 3 bd · 1 ba · 1,100 sqft
283 Bricker Street 3 bd · 2 ba · 700 sqft
312 Ray Street 3 bd · 2 ba · 1,500 sqft
314 Ray Street 3 bd · 3 ba · 1,100 sqft
315 Stickel Street 2 bd · 2 ba · 1,100 sqft

729 Gustavus Street
2 bd · 2 ba · 1,100 sqft
302 Bricker Street
3 bd · 1 ba · 1,100 sqft
283 Bricker Street
3 bd · 2 ba · 700 sqft
312 Ray Street
3 bd · 2 ba · 1,500 sqft
314 Ray Street
3 bd · 3 ba · 1,100 sqft
315 Stickel Street
2 bd · 2 ba · 1,100 sqft

Living in Saugeen Shores: Location & Amenities

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Costs, Mortgage & Rental Return for 728 Elgin St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,193; 20% down · 25 years · 5.5% assumed
Property tax: $358; 0.66% mill rate · ON
Total per month: $3,551; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,193

/mo

based on the purchase price of $650,000

Down payment20%

$130,000 cash

Amortization25 yr

$520,000 financed

Rate5.50%

$437,976 total interest

Principal54%$520,000

Interest46%$437,976

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: Chestnut Park Real Estate, BrokerageMLS® X14111034 · Listing data last updated October 23, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 22· $433/sq ft

Estimated monthly mortgage$3,193/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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